The top-rated commercial insurance agent in Kahului, Hawaii is Paul MacDonald - State Farm Insurance Agent, rated 5.0 stars across 88 reviews. Other highly rated options include Mark Rich - State Farm Insurance Agent, Brent Wylam: Allstate Insurance, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC. This directory lists 11 commercial insurance agents serving Kahului.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul MacDonald - State Farm Insurance Agent | 74 Lono Ave #206a | (808) 877-5273 |
| 2 | Mark Rich - State Farm Insurance Agent | 444 Hana Hwy Ste 212 | (808) 873-6717 |
| 3 | Brent Wylam: Allstate Insurance | 169 Maa St Ste 100 | (808) 242-8480 |
| 4 | April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC | 33 Lono Ave Suite 280 | (808) 242-4789 |
| 5 | Pyramid Insurance - Maui | 33 Lono Ave Suite 280 | (808) 527-7667 |
| 6 | Abstract Insurance HI | 211 E Wakea Ave | (808) 707-5228 |
| 7 | Atlas Insurance Agency | 285 W Kaahumanu Ave #215 | (808) 244-5561 |
| 8 | Jaxson Stinger - Independent Agent - Pyramid Insurance | 33 Lono Ave Suite 280 | (808) 442-8355 |
| 9 | Finance Insurance, Ltd: Louis Fernandez | 140 Hoohana St #201 | (808) 244-3552 |
| 10 | John H Connors Insurance Maui | Dairy Center, 444 Hana Hwy unit d | (808) 871-8805 |
Paul MacDonald - State Farm Insurance Agent serves Kahului, Maui County, providing commercial insurance coverage to local business owners. The agency helps clients secure protection for their properties, liability risks, and specialized business needs. They work with entrepreneurs and established companies to find suitable policies that align with operational requirements. In this role, the agency also assists with workers' compensation coverage for employees.
Mark Rich - State Farm Insurance Agent in Kahului, HI, provides a full range of commercial insurance services, including liability, property, and workers compensation coverage. The agency works with clients to develop tailored risk management solutions and offers ongoing policy reviews to adjust coverage as business needs evolve. Its service plans include regular consultations and claims assistance to help maintain adequate protection. The firm services a variety of properties, such as single-family homes, apartment complexes, retail storefronts, and local restaurants.
Brent Wylam: Allstone Insurance serves businesses, property managers, and commercial property owners seeking reliable insurance coverage in Kahului, Hawaii. Policies are tailored to protect against common local risks, including weather-related property damage and liability exposure. The agency also assists with general business insurance, commercial auto, and workers compensation needs. Its team works to help clients understand policy details and choose appropriate limits for their specific operations. Commercial insurance services extend to neighboring communities throughout the central Maui area.
Serving Kahului and surrounding Maui communities, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC handles commercial insurance for local businesses. The agency provides coverage for property, liability, and other operational risks faced by companies in the area. To manage a typical job, it begins by assessing a client’s specific exposures and then reviews coverage options from multiple carriers to build a tailored program.
Pyramid Insurance in Kahului assists businesses with commercial insurance, distinguishing between one-time policies for specific events and recurring coverage for ongoing operations. General liability, property, and workers’ compensation plans are typical offerings designed to protect against local risks. Commercial auto coverage is also available for Maui-based fleets. The agency helps clients evaluate their exposures and select appropriate limits. Service consultations are provided on a scheduled basis to review changing business needs and policy adjustments as new risks emerge.
Abstract Insurance HI provides commercial insurance agent services in Kahului, specializing in coverage for local businesses, including property, liability, and worker's compensation policies. It handles general risk management and policy customization for companies across the region, helping clients understand complex coverage options. As hurricane season approaches, the firm assists with reviewing business interruption plans and securing appropriate windstorm protection.
Atlas Insurance Agency serves businesses and property managers throughout Kahului, Hawaii, providing commercial insurance solutions tailored to local operational risks. The agency assists clients in securing coverage for general liability, property protection, and workers’ compensation needs. By working closely with business owners, the agency helps identify potential exposures and appropriate policy structures. Its services extend to nearby communities across the island of Maui, including the Wailuku area where many local businesses also require commercial coverage.
Kahului's seasonal shifts in tourism and agriculture mean local businesses often face fluctuating liability and property exposures. As an independent agent, Jaxson Stinger of Pyramid Insurance works to match those evolving needs with appropriate coverage from multiple carriers. The typical engagement begins by reviewing a client's current operations and revenue patterns. A commercial insurance agent here helps mitigate risks unique to island commerce, from hurricane threats to vendor liability. The initial step is a thorough on-site inspection of the business premises to identify specific hazards.
Based in Kahului, Finance Insurance, Ltd, with Louis Fernandez, functions as a commercial insurance agent, helping businesses manage their general liability and property risks. The firm can arrange specialized coverages tailored to local industry needs, including workers’ compensation and equipment protection. Finance Insurance, Ltd serves a variety of commercial sectors on Maui, such as professional offices, retail warehouses, and food service establishments.
John H Connors Insurance Maui assists residential clients in Kahului with their personal insurance needs. The agency also delivers commercial insurance agent services for local businesses throughout Maui. Coverage options are carefully matched to each client’s operations and liability exposures. The agency supports businesses with annual policy reviews and claims guidance. Between regular visits, the office follows up to ensure coverage remains aligned with evolving commercial activities.
What Does a a Commercial Insurance Agent in Kahului Cost?
Typical costs for a small business general liability policy in Hawaii range from $400 to $1,500 per year. Workers compensation rates are set by the state and vary by industry classification, averaging around $2.00 per $100 of payroll for low risk jobs. Commercial auto insurance for a single vehicle often costs $1,200 to $3,000 annually. These are general estimates and your actual premium will depend on your specific business profile. This is general information and not insurance advice.
About commercial insurance agents in Kahului
Commercial insurance agents in Kahului help businesses on Maui find the right coverage for their operations. Hawaii state law requires commercial auto insurance and workers compensation insurance for most employers. Agents can assist with policies that address hurricane exposure and other island specific risks.
Frequently Asked Questions
What types of commercial insurance are required in Hawaii?
Hawaii law requires commercial auto insurance for business vehicles and workers compensation insurance for employers with one or more employees. General liability insurance is not legally required but is often mandated by landlords and contracts.
How do I find a commercial insurance agent in Kahului?
You can search online directories or ask other business owners for referrals. Look for agents licensed by the Hawaii Department of Commerce and Consumer Affairs who have experience with your industry.
What factors affect commercial insurance costs in Kahului?
Costs depend on your business type, revenue, number of employees, claims history, and location. Proximity to the coast can increase property premiums due to hurricane and flood risk.