The top-rated commercial insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 294 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent. This directory lists 11 commercial insurance agents serving Wailuku.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Zion - State Farm Insurance Agent | 2200 Main St suite 530 | (808) 793-3203 |
| 2 | Wayde Omura - State Farm Insurance Agent | 331 Ho'okahi St Ste 105 | (808) 249-0990 |
| 3 | Carey Tanaka - State Farm Insurance Agent | 331 Ho'okahi St Unit 106 | (808) 877-4450 |
| 4 | Mike Taniguchi - State Farm Insurance Agent | 35 Central Ave | (808) 242-5747 |
| 5 | MFA Insurance Inc. | 73 Maluhia Dr | (808) 244-2244 |
| 6 | Business Insurance Services | 2115 Wells St | (808) 244-6006 |
| 7 | Mutual Underwriters | 840 Alua St STE 103 | (808) 249-2163 |
| 8 | Aflac Insurance Agent: Michael E Jones | 62 N Market St #304 | (808) 442-3070 |
| 9 | Kassie Silva - Aflac Insurance Agent | 2065 Main St #101a | (808) 258-7992 |
| 10 | AFLAC Insurance Agency: NKM & Associates | 1826 Wili Pa Loop | (808) 419-1074 |
Mark Zion - State Farm Insurance Agent serves the Wailuku, Hawaii area and the greater Maui County region, offering commercial insurance agent services. This agency provides tailored coverage options designed to protect local business operations from financial risks. Policies can address general liability, property damage, and other common business exposures. The agency also assists with specialized commercial auto insurance for company vehicles and workers' compensation insurance to cover employee-related injuries.
Wayde Omura - State Farm Insurance Agent provides a range of commercial insurance policies for businesses in Wailuku, HI, including general liability, property, and workers’ compensation coverage. The agency offers ongoing policy reviews and claim assistance to help maintain appropriate protection as business needs change. It serves local enterprises such as single-family homes, apartments, retail stores, and restaurants throughout the area.
Carey Tanaka - State Farm Insurance Agent serves local businesses, property managers, and commercial property owners in Wailuku, HI, by offering tailored commercial insurance policies to protect their assets and operations. The agency assists clients with coverage options designed to address region-specific risks, such as weather and liability exposures common to island commerce. It also provides guidance on business interruption and general liability needs. The agency’s services extend to communities throughout the Maui metro area, including nearby Kahului.
Mike Taniguchi – State Farm Insurance Agent serves Wailuku, Hawaii and the surrounding communities across Maui. The agency handles commercial insurance for local businesses, working to protect entrepreneurs and their operations. Mike Taniguchi takes the time to understand each business’s specific risks and coverage needs. A typical job begins with a review of the company’s daily activities, property, and potential liabilities. From there, the agent builds a tailored policy using general industry options, ensuring the coverage aligns with the client’s business operations and budget.
MFA Insurance Inc. in Wailuku, HI, assists local businesses with commercial insurance, offering options for both single-project policies and ongoing annual coverage. Their services are designed to protect against property damage, general liability, and other common risks faced by island enterprises. For clients with fluctuating needs, the agency can structure a one-time policy for a specific job or event. For consistent operations, they provide a recurring annual plan that automatically renews. Service is available on a scheduled annual renewal or as-needed basis for interim adjustments.
As a commercial insurance agent in Wailuku, Hawaii, Business Insurance Services offers specialty coverage for agricultural operations, hospitality venues, and marine-related businesses. It also provides general liability, property, and workers’ compensation policies tailored to local enterprises. The agency helps small-to-medium sized companies manage risk unique to the island economy, including hurricane season readiness and liability concerns for visitor-heavy retail or tour operations. Business owners preparing for winter surf patterns or summer tourism surges seek their advice on adjusting policy limits accordingly.
Winter storms in Wailuku can cause unexpected property damage for local businesses. Mutual Underwriters addresses these risks by offering commercial insurance policies tailored to protect against weather-related losses. As a commercial insurance agent on Maui, the company helps business owners assess their liability, property, and equipment coverage needs. Each policy is designed with the specific exposures of island commerce in mind. The initial step for interested clients involves scheduling a professional inspection of the business premises to evaluate current protection gaps.
Located in Wailuku, Aflac Insurance Agent Michael E Jones provides commercial insurance services to local businesses. The agency assists clients in managing general liability, property coverage, and workers’ compensation policies. As a representative for Aflac, it offers supplemental insurance products that can be added to standard commercial policies. This combination helps businesses cover gaps in employee benefits and operational risks. The agency works with many commercial sectors, including offices, warehouses, and food service operations.
Kassie Silva - Aflac Insurance Agent assists residents in Wailuku with commercial insurance needs, offering coverage tailored for businesses in the local area. The agency provides policies to protect commercial properties, liability, and inventory. Serving the Wailuku community, the firm helps local enterprises manage risk and secure appropriate insurance solutions. Clients appreciate clear communication during policy selection. The agency maintains ongoing relationships, following up after policy issuance and providing assistance between regular visits to ensure coverage remains suitable as business conditions evolve.
AFLAC Insurance Agency: NKM & Associates in Wailuku, HI, is known as a commercial insurance agent that helps local businesses manage their risk and protect their assets. Its service range includes general liability, property, and workers' compensation policies tailored to various industry needs. In addition to these core coverages, the agency can also arrange supplemental loss-of-income protection for business owners.
What Does a a Commercial Insurance Agent in Wailuku Cost?
Typical costs for commercial insurance in Wailuku vary by business type, size, and risk. A small retail shop might pay 500 to 1,500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes. Hurricane coverage adds cost but is recommended for island properties. This is general information, not insurance advice.
About commercial insurance agents in Wailuku
A commercial insurance agent in Wailuku can help you protect your business with policies tailored to Hawaii. Local agents understand unique island risks like hurricane exposure and lava zones. They also know Hawaii state requirements for workers compensation and general liability coverage.
Frequently Asked Questions
What types of commercial insurance do Wailuku businesses need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. Hawaii law requires workers compensation for most employers. Agents can also recommend hurricane and flood coverage for island businesses.
How does Hawaii law affect commercial insurance in Wailuku?
Hawaii has specific statutes for workers compensation and motor vehicle insurance. For example, Hawaii Revised Statutes Chapter 386 governs workers compensation. Commercial auto policies must meet state minimum liability limits. An agent can explain these requirements.
Can a Wailuku agent help with business interruption coverage?
Yes. Many local agents offer business interruption insurance to cover lost income after a covered event like a hurricane or fire. This is especially important in Hawaii due to natural disaster risks. The agent will assess your specific needs.