The top-rated business insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 11 business insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | State Farm Insurance | 1885 Commerce St | — |
| 6 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 9 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
| 10 | The Gerlitz Group | The Cottage House, 189 NY-100 | (914) 277-2227 |
The K Merritt Agency serves business owners throughout Westchester County and the surrounding Somers, New York area. As a local insurance agent, this firm assists clients with securing essential commercial coverage. They help manage the complex risks that businesses face in this region. Their services are designed to protect against unforeseen financial losses. In this area, they handle general liability policies and workers' compensation insurance, addressing vital needs for area companies.
City Building Owners Insurance provides a range of business insurance agency services in Somers, NY, including general liability and commercial property coverage. It offers service plans that help local business owners assess their unique risk exposures and maintain appropriate policy updates over time. The company works with clients who own diverse property types, such as single-family homes, apartment buildings, retail storefronts, and restaurants.
Girolamo Insurance serves local business owners, property managers, and entrepreneurs in the Somers, New York area. As a business insurance agent, the company helps clients secure coverage for liability, property damage, and Workers' compensation risks that are common among commercial operations in the region. It also assists with policies that protect against business interruptions and other operational exposures. The agency extends its services to business clients throughout Northern Westchester County, including nearby communities such as Yorktown Heights.
Health Plans NY Group Health Insurance Experts New York serves Somers, New York, and the surrounding communities in Westchester and Putnam counties. The company handles commercial insurance products designed to protect local businesses from financial risks and operational disruptions. It offers group health coverage and related business insurance solutions tailored to the needs of small and mid-sized companies in the region. Its general approach involves assessing each client’s specific exposures and then recommending coverage options that match the identified risk profile and budget constraints.
Richard Sweig Insurance | Max Broker Services LLC in Somers, NY offers business insurance agents who help clients distinguish between one-time service options, such as a single policy purchase, and recurring services like annual renewals and ongoing risk management. Their coverage typically includes liability, property, and commercial auto protection tailored for area businesses. Service runs on an as-needed basis, with agents available for consultations during business hours and for urgent claims support at any time.
Growth Insurance New York specializes in customized commercial insurance policies for small and mid-sized businesses in Somers, New York. It also provides general property and casualty coverage to protect against common operational risks. The agency assists local companies with securing general liability, workers compensation, and commercial auto policies from multiple carriers. As the region experiences increased winter weather events, Growth Insurance New York helps business owners evaluate their snow removal liability and business interruption exposure.
As the busy season arrives for small businesses in Somers, Stuart E Cohen Ltd provides comprehensive insurance guidance to protect local operations. This firm specializes in assessing the specific liability and property risks common to regional commerce. Tailored policy options are presented to address each client’s distinct operational exposures and financial goals. The process begins with a thorough on-site inspection of the business premises to identify all potential coverage needs before any final recommendations are made.
Acrisure Somers, NY (Hudson Sound Brokerage Corporation) provides business insurance solutions for commercial clients. Its work centers on assessing risk and obtaining general liability and property coverage, with specializations in workers’ compensation and commercial auto policies. The agency supports local companies by identifying potential exposures and securing appropriate protection. It serves diverse commercial sectors, including offices, warehouses, and food service establishments.
The Gerlitz Group in Somers, NY provides residential insurance services for local homeowners. The firm also offers business insurance agents who develop commercial coverage for area enterprises, addressing liability and property needs within the community. Their service area extends across Somers and the surrounding region. New policy evaluations are conducted upon request, and agents provide follow-up support for coverage adjustments or renewals between regular annual visits.
What Does a a Business Insurance Agent in Somers Cost?
The cost of business insurance in New York varies by industry, location, and coverage limits. A small retail shop in Somers might pay between $500 and $1,500 per year for general liability insurance. A construction contractor could pay $2,000 to $5,000 or more annually for general liability and workers compensation. Factors include payroll, revenue, claims history, and property values. This is general information, not insurance advice.
About business insurance agents in Somers
Business insurance agents in Somers, New York help local companies find coverage for general liability, commercial property, and workers compensation. New York law requires most employers to carry workers compensation insurance under Workers Compensation Law Section 10. An agent can guide you through these requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most employers under Workers Compensation Law Section 10. Disability benefits insurance is also required under Disability Benefits Law Article 9. Commercial auto insurance is required for any business-owned vehicles.
How do I choose a business insurance agent in Somers?
Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of local risks in Westchester County. Check if they work with multiple insurance carriers to compare options for you.
Can a business insurance agent help with a New York specific risk?
Yes. Agents in Somers understand local risks like winter weather damage, flood zones, and liability from seasonal events. They can recommend policies that address New York specific regulations and common business exposures in the area.
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