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Find Business Insurance Agents Near You in Bay Shore, NY

Browse business insurance agents serving Bay Shore, New York. Updated 2026-07-14.

The top-rated business insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 18 business insurance agents serving Bay Shore.

Showing 18 business insurance agents in Bay Shore, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sound Harbor Insurance91 E Main St Suite 3(631) 517-9211
2Anthony Machiano: Allstate Insurance67 E Main St(631) 440-9226
3Michael S. Stagnitta - State Farm Insurance Agent87 Park Ave(631) 666-8350
4Bill Dunn - State Farm Insurance Agent1656 5th Ave A(631) 478-6669
5Douglas Cortez - State Farm Insurance Agent1805 5th Ave Ste 14(631) 456-4603
6ACME Insurance Brokerage of Bay Shore INC.1716 Sunrise Hwy(631) 665-6464
7Oxford Millin Insurance Agency Ltd25 4th Ave(631) 434-6666
8C Walsh Agency28 W Main St(631) 251-6050
9NavInsure Brokerage, Inc.88 W Main St(561) 207-7733
10Jay Tee Insurance1655 5th Ave A(631) 231-3200
SH
91 E Main St Suite 3
Sound Harbor Insurance
Business Insurance Agent · Bay Shore, NY

Sound Harbor Insurance serves Bay Shore and all of Suffolk County, offering comprehensive commercial insurance solutions for local businesses. As a business insurance agent, the agency assists companies in managing risks and securing appropriate coverage. Their professionals work closely with clients to evaluate specific operational needs, ensuring every policy provides meaningful protection. Services handled in the area include general liability insurance for storefronts and workers’ compensation policies for contractors.

AM
67 E Main St
Anthony Machiano: Allstate Insurance
Business Insurance Agent · Bay Shore, NY

Anthony Machiano: Allstate Insurance provides a range of services for local business owners, including general liability, commercial property, and workers’ compensation coverage. The agency tailors maintenance plans to help policyholders manage risk and update their policies as business needs change. Service options often include periodic policy reviews, claims assistance, and guidance on coverage adjustments. The firm serves various commercial property types in Bay Shore, NY, such as small retail stores, restaurants, apartment buildings, and single-family home businesses.

MS
87 Park Ave
Michael S. Stagnitta - State Farm Insurance Agent
Business Insurance Agent · Bay Shore, NY

Serving homeowners, businesses, and property managers in Bay Shore, New York, this agency provides commercial insurance coverage such as general liability, workers’ compensation, and commercial auto policies. It also helps clients protect their assets through personalized business insurance plans designed to address local industry needs. The agency offers risk management guidance to small and mid-size companies navigating complex liability exposures. As a local resource for business protection, its service area also extends to neighboring communities like Islip and the broader Suffolk County metro region.

BD
1656 5th Ave A
Bill Dunn - State Farm Insurance Agent
Business Insurance Agent · Bay Shore, NY

Bill Dunn - State Farm Insurance Agent serves Bay Shore, New York, and the surrounding communities on Long Island. The agency handles commercial insurance policies for small and mid-sized businesses, including liability and property coverage. When working with a client, the agent first assesses the specific risks associated with a particular industry, then reviews coverage options to match those needs. It structures a tailored policy by combining necessary protections into a clear, manageable plan for the business owner.

DC
1805 5th Ave Ste 14
Douglas Cortez - State Farm Insurance Agent
Business Insurance Agent · Bay Shore, NY

Douglas Cortez - State Farm Insurance Agent in Bay Shore, NY, helps local businesses distinguish between one-time general liability policies and recurring packages such as commercial auto or property insurance, ensuring coverage aligns with evolving operational risks. Tailored advice addresses industry-specific exposures, from retail inventory protection to contractor equipment losses. Service is available on an as-needed basis for initial policy setup and annual renewals, with scheduled reviews to adjust coverage as businesses grow or change.

AI
1716 Sunrise Hwy
ACME Insurance Brokerage of Bay Shore INC.
Business Insurance Agent · Bay Shore, NY

ACME Insurance Brokerage of Bay Shore INC. specializes in crafting tailored liability and property coverage solutions for local business owners in Bay Shore, NY. It also supports general risk management needs, helping enterprises secure the policies necessary for smooth daily operations. As seasons change, this agency particularly assists retail and service firms with preparing for the increased customer traffic and weather-related exposures common during the busy summer months on Long Island.

OM
25 4th Ave
Oxford Millin Insurance Agency Ltd
Business Insurance Agent · Bay Shore, NY

As Bay Shore businesses face seasonal shifts in liability exposure, Oxford Millin Insurance Agency Ltd reviews commercial policies to align with current operational needs. As business insurance agents, they assess property coverage and general liability limits for local shops and professional firms. They also examine workers’ compensation requirements for small teams adjusting to changing workloads. Each consultation begins with a focused inspection of the business premises to identify risk factors specific to the area. This initial on-site assessment informs the policy review process.

CW
28 W Main St
C Walsh Agency
Business Insurance Agent · Bay Shore, NY

C Walsh Agency provides business insurance guidance to companies in Bay Shore, New York, focusing on policies that address common operational risks. As a local business insurance agent, the firm specializes in general liability, property coverage, and workers compensation plans tailored to each client's specific needs. The agency also helps secure additional protections like cyber liability and commercial auto policies. Its client base includes professionals running offices, managing warehouses, and operating food service establishments.

NB
88 W Main St
NavInsure Brokerage, Inc.
Business Insurance Agent · Bay Shore, NY

NavInsure Brokerage, Inc. provides residential insurance services to clients in Bay Shore, New York. The company also offers commercial coverage for local business owners, tailoring policies to meet the needs of various industries in the surrounding region. Business clients generally work with the agency to secure liability and property protection for their operations. After an initial policy is established, the brokerage frequently contacts clients to review coverage options and adjust plans between regular renewal visits, ensuring ongoing protection remains aligned with changing business conditions.

JT
1655 5th Ave A
Jay Tee Insurance
Business Insurance Agent · Bay Shore, NY

Jay Tee Insurance is known for providing business insurance coverage in Bay Shore, NY, and the surrounding area. The agency assists local enterprises with essential policies that protect against common commercial risks. Clients here can secure general liability insurance to cover on-site incidents and property insurance for physical assets. The firm also offers workers’ compensation and professional liability solutions tailored to small and mid-sized operations. A common add-on service this agent provides is business interruption insurance, which helps replace lost income when a covered event forces a temporary closure.

AI
1175 Sunrise Hwy
AllSafe Insurance Agency
Business Insurance Agent · Bay Shore, NY
(631) 517-1173
UI
214 5th Ave
Universal Insurance Co
Business Insurance Agent · Bay Shore, NY
(315) 239-3997
FC
194 N Fehr Way Suite D-3
First Choice Insurance New York
Business Insurance Agent · Bay Shore, NY
(631) 729-9572
SI
90 Millpond Ln
SafeCity Insurance Agency NY
Business Insurance Agent · Bay Shore, NY
(917) 310-3567
RW
245 Bay Shore Rd
Robert W McLear Agency Inc
Business Insurance Agent · Bay Shore, NY
(631) 666-3696
mclearagency.com
CI
21 Third Ave Suite 1
Cochrane Insurance
Business Insurance Agent · Bay Shore, NY
(631) 665-3100
AB
7 4th Ave
Acrisure Bay Shore, NY (CLG Insurance)
Business Insurance Agent · Bay Shore, NY
(631) 585-0363
acrisure.com
AI
50 Park Ave 2nd Floor
All Island Insurance Brokerage LLC
Business Insurance Agent · Bay Shore, NY
(631) 647-7171

What Does a a Business Insurance Agent in Bay Shore Cost?

Business insurance costs in New York vary widely by industry, payroll, and location. A small retail shop in Bay Shore might pay between 500 and 1,500 dollars per year for general liability. A construction contractor could pay 5,000 to 15,000 dollars annually for workers compensation and liability combined. Premiums are influenced by your claims history, number of employees, and coverage limits. This is general information and not insurance advice.

About business insurance agents in Bay Shore

Business insurance agents in Bay Shore New York help local companies secure coverage that complies with New York state law. New York requires all businesses with employees to carry workers compensation insurance and disability benefits coverage. An agent can tailor a policy to protect your Bay Shore business from property damage, liability claims, and other common risks.

Frequently Asked Questions

What types of business insurance are required in New York?

New York law requires workers compensation insurance for most employers and disability benefits coverage for all private sector employees. Commercial auto insurance is also required if you use vehicles for business. An agent in Bay Shore can help you understand which coverages apply to your specific business.

How do I choose a business insurance agent in Bay Shore?

Look for an agent licensed in New York who has experience with businesses in Suffolk County. Check their knowledge of local risks such as coastal weather exposure and commercial property values in Bay Shore. Ask about their claims process and whether they offer policies from multiple insurers.

Does New York have special liability requirements for Bay Shore businesses?

New York does not have a general commercial liability requirement but many landlords and contracts require it. Bay Shore businesses near the water may need additional flood or wind coverage. An agent can review your lease and industry regulations to recommend appropriate limits.

Business Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.