The top-rated business insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Farmers Insurance - Christine Sheppard, Cote Insurance Agency, Michele Metzger at Comparion Insurance Agency. This directory lists 24 business insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 3 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 4 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 5 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 6 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 7 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 8 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 9 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
| 10 | Kevin Simon at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1124 |
Doug Neil Insurance Agency serves the Clifton Park area of Saratoga County, providing business insurance coverage to local companies. The agency helps commercial clients assess their operational risks and select appropriate policies to protect their assets and liabilities. Services are tailored to meet the needs of small and medium-sized enterprises in the region. Among the specific insurance solutions it handles are general liability policies for retail establishments and workers’ compensation coverage for construction firms.
Farmers Insurance - Christine Sheppard offers a full range of commercial insurance services, including general liability, property coverage, and workers compensation for local businesses. It provides ongoing policy management and periodic risk assessment reviews to help maintain appropriate coverage levels as operations evolve. The agency serves various property types in Clifton Park, NY, including single-family homes used for home-based businesses, retail storefronts, restaurants, and multi-unit apartment buildings.
Cote Insurance Agency serves businesses, commercial property managers, and local entrepreneurs in Clifton Park, New York. They offer business insurance policies designed to protect assets, manage liability risks, and support operational continuity. The agency assists clients with coverage evaluations and policy adjustments to meet evolving needs. By understanding regional business exposures, they help secure appropriate protection plans. Cote Insurance Agency also extends its services to businesses in the greater Saratoga Springs metropolitan area.
Michele Metzger at Comparion Insurance Agency serves Clifton Park, New York, and the surrounding Capital Region communities, handling a full range of business insurance coverages for local companies. This agency works to protect small retail shops, professional offices, and service-oriented businesses from common liabilities and property risks. For each client, it begins by reviewing the specific operations and potential exposures of the enterprise, then tailors a policy to address those unique needs before finalizing coverage.
Some business insurance needs are met with an annual policy, while others require coverage for a single event or project. Lee Serino - State Farm Insurance Agent in Clifton Park, NY, assists local business owners in selecting the appropriate policy to protect their operations against common property and liability risks. This agency evaluates each client’s exposure to determine suitable coverage limits and deductibles. Ongoing account reviews and mid-term adjustments are handled as needed to reflect changing business conditions. Service is provided on an as-needed basis.
As autumn brings flu season and potential business interruptions in Clifton Park, NY, local enterprises need reliable protection. Foursurance serves this community by helping owners assess their liability exposures during periods of higher employee absences. This business insurance agent works with general liability policies, property coverage, and workers’ compensation plans tailored for regional small businesses. Their process begins after a brief phone consultation, scheduling a site inspection of the commercial property to evaluate specific risk factors present at the location.
Farmers Insurance - Mary Ann O'Brien in Clifton Park, NY provides guidance to local business owners on managing their commercial risk. The agency assists with structuring coverage packages that can include general liability to protect against common claims and property insurance for physical assets. Policy options can also be extended to include specialized coverages such as workers compensation or commercial auto protection for company vehicles. Its clientele regularly includes enterprises operating within offices designed for professional services, warehouse spaces for inventory storage, and the food service industry.
StoneBuilt Insurance Agency Inc in Clifton Park, NY is known for guiding local businesses through the process of securing essential commercial coverage. Its service range includes property, liability, and workers’ compensation policies tailored to various industries. The agency works with regional providers to help clients find plans that match their operational needs and budgets. For companies requiring additional protection, StoneBuilt can also arrange professional liability insurance to cover claims related to errors or negligence in services provided.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY, begins by addressing residential insurance needs, ensuring families have proper coverage for homes and personal belongings. The agency also provides comprehensive commercial insurance solutions for local businesses, protecting against liability, property damage, and other operational risks throughout the broader Capital Region. Regular contact with policyholders allows the agent to review evolving coverages and adjust plans as circumstances change. Clients are encouraged to schedule follow-up appointments for annual reviews or new policy inquiries between standard service visits.
What Does a a Business Insurance Agent in Clifton Park Cost?
Typical costs for a small business insurance policy in New York range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 1000 dollars annually. Commercial auto insurance adds 1200 to 2400 dollars per vehicle per year. These are general estimates and your actual cost depends on your business type location claims history and coverage limits. This information is general and not insurance advice.
About business insurance agents in Clifton Park
Business insurance agents in Clifton Park New York help local companies manage risk and meet state requirements. New York law mandates workers compensation insurance for most employers with one or more employees. Agents can guide you through general liability property insurance and commercial auto policies that fit your business size and industry.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most employers. Commercial auto insurance is also required if you use vehicles for business. General liability is not state-mandated but is often required by landlords or clients.
How do I choose a business insurance agent in Clifton Park?
Look for an agent who is licensed in New York and has experience with your industry. Ask about their access to multiple carriers so they can compare quotes. Check their familiarity with local risks like weather or property conditions in Saratoga County.
Can a business insurance agent help with a New York specific compliance issue?
Yes agents can explain New York disability benefits law and paid family leave requirements. They can also advise on statutory disability insurance which is required for most private sector employers. An agent will help you meet these legal obligations.
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