The top-rated business insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Jacob Czaja - State Farm Insurance Agent, Michele Proietti - State Farm Insurance Agent, Butterson Agency, Inc. This directory lists 12 business insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elmwood Agency | 90 Bryant Woods S #100 | (716) 206-3706 |
| 2 | Jacob Czaja - State Farm Insurance Agent | 3555 Sheridan Dr Ste 3557 | (716) 688-5700 |
| 3 | Michele Proietti - State Farm Insurance Agent | 3140 Sheridan Dr Ste 102 | (716) 838-3500 |
| 4 | Butterson Agency, Inc | 586 N French Rd # 4 | (716) 636-8815 |
| 5 | Scott Krevat - State Farm Insurance Agent | 4504 Main St Suite 140 | (716) 839-5433 |
| 6 | Donald L. Houck Agency, Inc. | 1940 Eggert Rd | (716) 835-2525 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 90A John Muir Dr | (716) 688-5600 |
| 8 | Gimeli Hanna Insurance Agency | 215 Kings Hwy | (716) 998-8479 |
| 9 | Dave Mcmahon Insurance Agency | 4476 Main Rd Suite 113 | (716) 832-0003 |
| 10 | Youngers Insurance Agency | 501 John James Audubon Pkwy Ste. 102 | (716) 838-4480 |
Elmwood Agency serves businesses throughout Erie County from its base in Amherst, New York. As a business insurance agent, it helps local companies secure general liability coverage to protect against common third-party claims and property insurance to safeguard physical assets. Agents also consult on workers’ compensation policies, which are required for most employees in the state. Additional services include commercial auto policies for vehicles used in operations and professional liability insurance for service-based firms.
Jacob Czaja, operating as a State Farm Insurance Agent in Amherst, NY, provides a full range of business insurance coverage, including general liability, property, and workers compensation. The agency offers policy reviews and account maintenance plans to help business clients adjust their coverage as needs evolve. Regular check-ins ensure policies remain aligned with current operations and risk profiles. The agency serves a variety of commercial properties, including single-family homes used for small businesses, apartment complexes, retail storefronts, and local restaurants.
Michele Proietti - State Farm Insurance Agent serves local homeowners, business owners, and property managers in Amherst, New York. The agency helps commercial clients secure general liability, property, and worker’s compensation coverage to protect their operations and assets. Personal insurance solutions for homes, renters, and automobiles are also available to individuals in the community. This office provides guidance in tailoring suitable insurance plans for diverse customer needs. The agency extends its services to residents and businesses in the neighboring Buffalo metro area as well.
Butterson Agency, Inc serves the Amherst, New York area and surrounding Erie County communities as a business insurance agent. The company handles commercial coverage for local enterprises, including general liability, property protection, and workers’ compensation policies. It works with small and mid-sized companies to assess their specific operational risks and exposures. To manage a typical assignment, the agency first reviews a client’s business activities and then identifies appropriate coverage options from its carrier network.
For businesses in Amherst, NY, Scott Krevat - State Farm Insurance Agent offers both one-time policy consultations and recurring coverage management, with general liability and property protection typically available to address various operational risks. This agency helps local clients evaluate their distinct assets and daily exposures to ensure appropriate commercial policies are in place. All service appointments are provided on an as-needed basis, allowing business owners to schedule discussions or file claims whenever their schedule permits.
Specializing in commercial property and liability coverage, the Donald L. Houck Agency, Inc. in Amherst, NY provides business insurance solutions for local companies. Its general service work involves assessing risk and customizing policies to protect operations, assets, and employees. The agency stays updated on industry trends to address evolving commercial needs. During seasonal weather events common to the region, it helps businesses manage potential disruptions or property damage with proactive coverage adjustments.
As winter weather approaches in Amherst, local businesses face increased risks from snowmelt and freezing pipes. Gallagher Insurance, Risk Management & Consulting provides business insurance agent services to help companies in the area review their property and liability coverage for the changing season. They work with clients to understand specific exposures and recommend appropriate commercial policies. An initial consultation typically involves a review of current operations and a discussion of risk factors. This process begins with an on-site inspection of the business premises to assess safety and structural conditions.
Gimeli Hanna Insurance Agency serves residential clients in Amherst, NY, by providing homeowners and personal property coverage to protect local families. The agency also offers business insurance policies tailored for small and medium-sized enterprises in the Amherst area, ensuring commercial operations carry proper liability and asset protection. Regular consultations allow the agency to adjust coverage as client needs evolve, maintaining reliable protection between annual policy reviews.
Dave Mcmahon Insurance Agency in Amherst, NY, works with local businesses to structure commercial coverage, including specialty policy add-ons such as professional liability and inland marine. Its consultations focus on matching policies to each operation’s daily risks and revenue exposure. The agency serves a range of commercial sectors, including professional offices, warehouses, contractors, retail storefronts, and food service establishments.
Youngers Insurance Agency in Amherst, NY, is known for helping local businesses secure commercial coverage tailored to their operational needs. The agency offers a range of policies protecting against property damage, liability claims, and income disruption. Their work focuses on assessing each client’s specific risk profile in the Western New York area. For companies facing unique exposures, the agency can add on professional liability insurance to address industry-specific lawsuits resulting from errors or omissions in services provided.
What Does a a Business Insurance Agent in Amherst Cost?
The cost of business insurance in Amherst, New York varies based on your industry, number of employees, and coverage limits. A small retail shop might pay between 500 and 1,500 dollars per year for general liability insurance. A construction company could pay 2,000 to 5,000 dollars or more annually for liability and workers compensation. Premiums also depend on your claims history and the value of your business property. This is general information and not insurance advice.
About business insurance agents in Amherst
Business insurance agents in Amherst, New York help local companies find the right coverage for their specific needs. New York law requires most businesses to carry workers compensation insurance and disability benefits coverage. An agent can guide you through these requirements and help you obtain general liability, property, and professional liability policies.
Frequently Asked Questions
What types of business insurance do I need in Amherst New York?
Most businesses need general liability insurance and property insurance. New York law also requires workers compensation insurance if you have employees and disability benefits coverage for non-occupational injuries. Your agent can help you decide if you also need professional liability or commercial auto insurance.
How do I choose a business insurance agent in Amherst?
Look for an agent who is licensed in New York and has experience with businesses in your industry. Ask about their knowledge of local risks in Erie County and their ability to compare quotes from multiple carriers. A good agent will explain policy terms clearly and help you understand your coverage limits.
Does New York have special insurance requirements for small businesses?
Yes. New York requires all employers to provide workers compensation insurance and disability benefits insurance. If you have a home-based business in Amherst, your homeowners policy may not cover business equipment or liability. A business insurance agent can help you find a separate business owners policy or an endorsement.
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