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HomeBusiness Insurance AgentsNew York › Schenectady

Find Business Insurance Agents Near You in Schenectady, NY

Browse business insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated business insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 27 business insurance agents serving Schenectady.

Showing 27 business insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
5Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
6Freeway Insurance225 State St Ste 114(518) 520-0449
7Empire Insurance Services, LLC610 Union St(518) 378-3333
8VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
9Rickard Agency Inc2088a Curry Rd(518) 356-1900
10Sykes Mallia Associates Inc160 Lafayette St(518) 393-3618
HE
2330 Broadway
Hopmeier Evans Gage Agency
Business Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves Schenectady County and the surrounding Capital Region as a local business insurance agent. The agency helps companies of various sizes assess their unique risk exposures and secure appropriate commercial coverage. Common needs addressed include general liability, property insurance, and workers’ compensation policies. The firm also assists with commercial auto policies for company fleets and professional liability coverage for service-based businesses.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY

Nikki Stone with State Farm Insurance assigns business owners in Schenectady with customized coverage packages that address operational risk, liability concerns, and property protection. Ongoing support includes policy modifications for growth, claims management assistance, and annual coverage evaluations to reflect changing business needs. Personal service and responsive communication form the foundation of client relationships for long-term protection strategies. The agency extends its services to single-family homes, apartment complexes, retail storefronts, and restaurants within the local area.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY

Stephanie Mahoney’s agency serves homeowners, businesses, and property managers in Schenectady, NY, helping them secure customized business insurance coverage to protect their assets and daily operations. She works with local entrepreneurs to find appropriate policies that match each venture's size and industry. The agency also provides auto, life, and health insurance solutions to residents and commercial clients. Nearby communities throughout the Capital Region, including the downtown Schenectady corridor, are included in the firm’s service area.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY

Victor Gaudin's State Farm Insurance Agency serves Schenectady, New York, and the surrounding communities with commercial insurance solutions. The agency handles a wide range of business insurance needs, including general liability, property coverage, and workers' compensation policies for local enterprises. It also offers professional liability options and commercial auto protection. A typical job is managed by first meeting with the business owner to assess unique risks and operations before recommending a tailored policy.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent in Schenectady, NY, recommends that businesses distinguish between one-time coverage for a single project or event and recurring policies that protect ongoing operations year-round. Their business insurance agents typically evaluate general liability, property damage, and professional liability exposures for local firms. Service appointments can be scheduled for an initial comprehensive consultation, with follow-up arranged only as needed to update policies or review changes in business risk.

FI
225 State St Ste 114
Freeway Insurance
Business Insurance Agent · Schenectady, NY

Freeway Insurance serves the Schenectady, New York area and its surrounding communities, handling commercial coverage needs for local businesses. It assists with policies that protect against common liabilities such as property damage and general business risks. The agency works directly with clients in the region to assess their specific operational exposures. To manage a typical job, it reviews the client’s current coverage, identifies gaps, and then presents tailored policy options from different insurance carriers to find an appropriate fit.

EI
610 Union St
Empire Insurance Services, LLC
Business Insurance Agent · Schenectady, NY

Empire Insurance Services, LLC specializes in commercial coverage for small and mid-sized businesses in the Schenectady area. It assists local companies with general liability, property insurance, and workers’ compensation policies. Beyond standard packages, the agency also consults on risk management strategies to help firms safeguard their daily operations. During the winter season, it particularly aids businesses in mitigating liability claims related to icy parking lots and slip-and-fall incidents on their premises.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Business Insurance Agent · Schenectady, NY

As Schenectady businesses face shifting seasonal risks from winter storms to summer liability, VOOMA Insurance helps commercial clients build balanced protection. Formerly known as Shutts Agency, this local business insurance agent focuses on tailored coverage for regional operations. Representatives review property exposures, liability concerns, and industry-specific needs to match policies accordingly. The process begins with an on-site inspection or a comprehensive initial-assessment conversation to document existing assets and vulnerabilities.

RA
2088a Curry Rd
Rickard Agency Inc
Business Insurance Agent · Schenectady, NY

Rickard Agency Inc in Schenectady, NY provides commercial insurance policies designed to protect businesses from common operational risks. Their specialty add-ons include coverage for property damage and general liability claims that may arise on a work site. They also offer policies for professional liability and workers' compensation to cover employee injuries and legal expenses. This agency can serve commercial sectors including offices, warehouses, and food service operations.

SM
160 Lafayette St
Sykes Mallia Associates Inc
Business Insurance Agent · Schenectady, NY

Sykes Mallia Associates Inc provides business insurance agent services to clients in Schenectady. For commercial clients, the agency assesses liability, property, and other coverage needs across various industries. They work with local businesses to secure appropriate policies that address operational risks. In addition to commercial lines, the office also assists residential property owners with coverage for homes and personal belongings. Serving the Schenectady area, they maintain ongoing contact with policyholders to review changing requirements. Follow-up appointments are routinely scheduled to adjust policies between regular visits when coverage gaps or life changes occur.

TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Business Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Business Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
EB
1737 Union St Suite 2
Edward Brys: Allstate Insurance
Business Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
JR
1566 State St
John R. Zongrone Agency, Inc.
Business Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Business Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
SB
525 Union St Ste 102
Steve Becker - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY
(518) 372-1561
stevebeckerinsurance.com
KI
1660 Tower St
Kinowski Insurance Agency
Business Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Business Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
NI
1650 State St
Nationwide Insurance: William J. Freyer
Business Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Business Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
NC
2217 Central Ave
North Country Insurance
Business Insurance Agent · Schenectady, NY
(315) 226-7297
SP
1656 Dewitt St
Snug Protection Group
Business Insurance Agent · Schenectady, NY
(518) 432-1600
snugprotection.com
SI
155 Erie Blvd
Schenectady Insuring Agency
Business Insurance Agent · Schenectady, NY
(518) 594-8084
ZI
1566 State St
Zongrone Insurance
Business Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com/about-us/staff-directory
MA
2330 Broadway
Metroland Agency
Business Insurance Agent · Schenectady, NY
(518) 377-2072
metrolandcoverage.com
MZ
128 Erie Blvd #2
Murray & Zuckerman Inc
Business Insurance Agent · Schenectady, NY
(518) 382-5483

What Does a a Business Insurance Agent in Schenectady Cost?

The cost of business insurance in New York varies widely by industry and coverage level. A small retail shop in Schenectady might pay between 500 and 1500 dollars per year for general liability insurance. A construction company could pay 3000 to 8000 dollars annually for general liability and workers compensation combined. Factors like payroll revenue location and claims history all affect the price. This is general information not insurance advice.

About business insurance agents in Schenectady

Business insurance agents in Schenectady New York help local companies find the right coverage for their specific needs. New York state requires all businesses with employees to carry workers compensation insurance and disability benefits coverage. A local agent can guide you through these requirements and help protect your business from common risks in the Capital Region.

Frequently Asked Questions

What types of business insurance do I need in Schenectady New York?

Most businesses in New York need general liability insurance, workers compensation insurance, and disability benefits coverage. New York law requires workers comp for any business with one or more employees. Your agent can also recommend property insurance and commercial auto coverage based on your operations.

How do I choose a business insurance agent in Schenectady?

Look for an agent who is licensed in New York and has experience with businesses in your industry. Ask about their knowledge of local risks in Schenectady County and whether they work with multiple insurance carriers. A good agent will review your business operations and explain coverage options clearly.

Can a business insurance agent help me lower my premiums in New York?

Yes an agent can help you find discounts and adjust deductibles to lower your premiums. They may suggest safety programs or bundling policies to reduce costs. However your final premium depends on your business size industry claims history and coverage limits.

Business Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.