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Compare Business Insurance Agents in Saratoga Springs, NY

Compare business insurance agents in Saratoga Springs. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 business insurance agents in Saratoga Springs, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010 saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685 bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010 dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111 jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483 lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893 agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296 armorgroupinsurance.com
AAA Saratoga
26 West Ave, Saratoga Springs, NY 12866
(518) 587-8529 northway.aaa.com
Cote Insurance Agency
68 Weibel Ave, Saratoga Springs, NY 12866
(518) 587-3303 savewithcote.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315 agents.allstate.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025 hoyagency.com
Maureen Hallaran, Licensed Medicare Agent
120 West Ave Apartment 302, Saratoga Springs, NY 12866
(518) 581-1642 mosaicwsg.com
Saratoga Medicare Group
125 High Rock Ave suite 215, Saratoga Springs, NY 12866
(518) 528-1550 saratogamedicare.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200 fragomeni-insurance.com
ADAMS STATION INSURANCE AGENCY INC
229 Washington St, Saratoga Springs, NY 12866
(518) 512-5247 adamsstationinsurance.com
Vitality Insurance Agency NY
513 Broadway, Saratoga Springs, NY 12866
(518) 620-8429
Karbocus Insurance Agency
12 Lake Ave, Saratoga Springs, NY 12866
(518) 583-3333 karbocusinsurance.com
Amsure
31 Woodlawn Ave, Saratoga Springs, NY 12866
(518) 584-5300 amsureins.com
Clements Insurance Brokers Inc.
28 Clinton St # 4, Saratoga Springs, NY 12866
(518) 584-4050 clementssaratogainsurance.com

Business insurance agents in Saratoga Springs New York help local companies secure coverage that meets state requirements. New York law mandates workers compensation insurance for most employers and disability benefits for private sector workers. Agents guide businesses through these regulations and offer general liability and property insurance tailored to the Saratoga Springs market.

What Does a Business Insurance Agent in Saratoga Springs Cost?

Typical costs for a small business insurance policy in New York range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry class code often starting at 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance adds additional cost. Actual premiums depend on your specific business location revenue and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New York?
New York requires workers compensation insurance for nearly all employers and disability benefits insurance for private sector employees. Commercial auto insurance is also required if you use vehicles for business. Agents can help you understand these mandates and add optional coverages.
How do I choose a business insurance agent in Saratoga Springs?
Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of local risks such as seasonal tourism or construction in Saratoga Springs. Check their reputation with the New York State Department of Financial Services.
Can a business insurance agent help with a New York specific risk like a liquor license?
Yes. Agents can help you obtain liquor liability insurance which is often required by the New York State Liquor Authority for bars and restaurants in Saratoga Springs. They can also advise on coverage for events and festivals common in the area.