The top-rated business insurance agent in Kings Park, New York is Marcela Ruppert - State Farm Insurance Agent, rated 4.9 stars across 552 reviews. Other highly rated options include Raquel Trastoy: Allstate Insurance, Paddlesport Risk Management, LLC, Jacka-Liquori Agency Inc. This directory lists 10 business insurance agents serving Kings Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marcela Ruppert - State Farm Insurance Agent | 161 Main St | (631) 663-5577 |
| 2 | Raquel Trastoy: Allstate Insurance | 7 Main St A | (631) 618-0151 |
| 3 | Paddlesport Risk Management, LLC | 1 Village Plaza # 201 | (631) 321-6859 |
| 4 | Jacka-Liquori Agency Inc | 1 Village Plaza Suite 201 | (631) 269-9696 |
| 5 | Main Street Financial Group | 80 E Main St | (631) 269-2300 |
| 6 | Flynn Insurance Agency / John J. Flynn, Inc / JN Grace Group, Inc | 8 Main St | (631) 269-4800 |
| 7 | professional liability pros | Village Plaza | (631) 269-9696 |
| 8 | The Drake Insurance Agency | 6 Selmar Ct | (631) 557-4680 |
| 9 | North Shore Group Inc | 80 E Main St | (631) 544-4700 |
| 10 | Ad Astra Insurance | 1 Village Plaza Suite 305 | (631) 740-8880 |
Marcela Ruppert - State Farm Insurance Agent provides business insurance solutions including general liability, property, and workers’ compensation coverage. It offers tailored insurance plans with local service support and ongoing policy reviews to adapt to changing business needs. This agency serves commercial clients across a variety of sectors, including single-family homes rented by landlords, apartments, retail stores, and restaurants.
Raquel Trastoy: Allstate Insurance serves Kings Park and the greater Suffolk County area, offering business insurance agency services to local entrepreneurs and commercial property owners. The agency helps business owners assess their operational risks and secure coverage for their specific industry needs. It provides guidance on standard policies designed to protect against liability claims and property damage. Raquel Trastoy: Allstate Insurance handles commercial auto insurance for company vehicles and general liability policies for retail and office spaces.
Paddlesport Risk Management, LLC provides business insurance agency services, including the assessment of liability needs and the placement of commercial coverage policies. It offers ongoing support through annual policy reviews and risk management consultations to help adapt plans as operations change. This firm assists local enterprises in Kings Park, NY, with securing appropriate insurance solutions. Services are available for single-family homes, apartments, retail, and restaurants.
Jacka-Liquori Agency Inc serves homeowners, small businesses, and commercial property managers throughout Kings Park and the surrounding Suffolk County area. The agency provides tailored business insurance policies that help protect local enterprises from common operational risks, including general liability and property coverage. It also assists property owners in securing appropriate protections for rental and commercial real estate investments. Further south along the North Shore, the agency extends business insurance services to clients in nearby Smithtown.
Serving Kings Park and the surrounding communities of Smithtown, Commack, and Hauppauge on Long Island, Main Street Financial Group acts as a business insurance agent for local enterprises. The agency handles general liability, property coverage, and commercial auto policies for small to mid-sized businesses throughout Suffolk County. Its team focuses on assessing each company's specific operational risks before comparing quotes from multiple carriers. To complete a typical job, the agent works directly with the business owner to review coverage limits and tailor the policy to the company's actual daily needs.
Flynn Insurance Agency, John J. Flynn, Inc, and JN Grace Group, Inc, operating in Kings Park, NY, assist businesses in distinguishing between one-time policies and recurring coverage packages tailored to local operational needs. Their business insurance agents evaluate liability, property, and other risks common to this area. Service follows a structured as-needed schedule, allowing clients to request policy adjustments or audits whenever their commercial exposure changes, ensuring ongoing alignment with current business activities without mandated fixed intervals.
Professional Liability Pros provides business insurance agent services in Kings Park, NY, specializing in coverage for errors, omissions, and professional indemnity risks. The agency also works with local companies to secure general liability, property, and workers’ compensation policies tailored to their operational needs. It advises clients on risk management strategies to help protect against lawsuits and financial loss. As the cold season approaches, the agency helps businesses review their policies for potential winter-related claims such as slip-and-fall incidents or property damage from snow and ice.
The Drake Insurance Agency serves businesses in the Kings Park, NY area by structuring comprehensive insurance programs to shield commercial operations from financial risk. The firm specializes in adding tailored coverages such as liability protection and property insurance for commercial buildings and equipment. It can also help design policies covering loss of income, equipment breakdown, and cyber liability. The agency’s expertise extends to serving varied commercial sectors including office-based professionals, local warehouses requiring inventory coverage, and food service establishments needing protection for equipment and premises.
As winter weather brings heavy snow and ice to Kings Park, businesses face risks like roof damage and slippery walkways that can lead to liability claims. North Shore Group Inc helps local entrepreneurs evaluate commercial insurance policies tailored to these seasonal threats, ensuring proper coverage for property and operations. The agency works with clients to review general liability, property, and workers’ compensation options suited for small and mid-sized enterprises across the area. An initial risk assessment of the business property is scheduled to identify specific exposures before policy recommendations are made.
Serving residents and small businesses in Kings Park, NY, this agency helps individuals protect homes and property as a foundation for their work. Commercial coverage addresses liability, equipment, and income loss for local companies across the area. Each policy is reviewed to match specific operational risks firms face. Clients receive guidance during claims to ensure processes run smoothly. Follow-up visits between regular appointments keep coverage aligned with changing business needs.
What Does a a Business Insurance Agent in Kings Park Cost?
Typical costs for a small business insurance package in Kings Park New York range from 500 to 3000 per year for general liability. Workers compensation premiums are based on payroll and industry classification and can run from 0.75 to 2.50 per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 per vehicle per year. These are general estimates and actual costs vary by specific risk factors. This information is for general purposes and does not constitute insurance advice.
About business insurance agents in Kings Park
Business insurance agents in Kings Park New York help local companies find coverage that meets state requirements. New York law mandates that all employers provide workers compensation insurance for their employees. Agents can also assist with general liability and commercial auto policies to protect against common risks in Suffolk County.
Frequently Asked Questions
What types of business insurance are required in Kings Park New York?
New York State requires workers compensation insurance for most employers and disability benefits coverage. Commercial auto insurance is mandatory for any business owned vehicles. General liability is not required by state law but is often demanded by landlords and clients.
How do I find a licensed business insurance agent in Kings Park?
You can search the New York State Department of Financial Services website to verify an agent license. Many agents in Kings Park are independent and can compare quotes from multiple carriers. Local referrals from the Kings Park Chamber of Commerce are also helpful.
What factors affect the cost of business insurance in Kings Park?
Costs depend on your business type payroll revenue location and claims history. New York has higher minimum coverage limits for workers comp than many states which can increase premiums. An agent can help you find discounts for bundling policies or having safety programs.
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