The top-rated business insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc., Bradshaw & Weil, Inc.. This directory lists 20 business insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 3 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 4 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 5 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 6 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 7 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 8 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
| 9 | Lightwell Insurance Advisors of Kentucky LLC | 314 Broadway St #200 | (855) 853-4765 |
| 10 | Kentucky Farm Bureau Insurance | 5470 US-60 | (270) 444-8400 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area, providing business insurance solutions to local enterprises. The agency helps entrepreneurs and small business owners manage their operational risks, property coverage, and liability exposures. By assessing each company’s specific needs, the agency works to develop insurance plans that protect assets and ensure continuity. Services typically handled include commercial property insurance to safeguard buildings and inventory, as well as general liability policies for workplace and customer-related incidents.
Shelter Insurance - Brian Meadows provides a range of business insurance services for clients in Paducah, Kentucky, focusing on general liability and property coverage tailored to local commercial needs. The agency offers ongoing policy review and maintenance to help ensure coverage keeps pace with changing business operations, with support available for filing claims when necessary. It assists with protection for various commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Hibbs Insurance Agency, Inc. serves local homeowners, business owners, and property managers in the Paducah area. Their team evaluates coverage needs for small to mid-sized enterprises, including liability, commercial property, and worker protection policies. They also assist landlords with insuring rental dwellings and multi-unit buildings. Each client receives a personalized risk assessment to find suitable protection plans. The agency additionally extends its business insurance services to clients living and operating in the neighboring community of Lone Oak and the broader McCracken County region.
Serving Paducah, Kentucky, and surrounding communities, Bradshaw & Weil, Inc. operates as a business insurance agent. It handles commercial policies for a variety of local enterprises, helping them manage risk and protect their assets. The agency begins with a thorough assessment of each client’s specific operational exposures. For a typical job, it then reviews coverage options from multiple carriers before presenting a tailored policy package that addresses those identified needs.
Paducah Insurance Agency LLC serves business clients in Paducah, KY, by offering both one-time service options for specific risk assessments and ongoing, recurring policies for continuous protection. Their coverage includes general liability, property insurance, and commercial auto plans tailored to local operations. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s policy renewal cycle and evolving business needs.
As riverfront businesses in Paducah prepare for seasonal flooding or summer crowds, commercial coverage becomes essential. Allstate Insurance Agent Scott Jordan assists local companies in assessing risks from property damage to liability concerns. Serving the Paducah area, this agency works to align policies with regional business needs. General liability, workers’ compensation, or commercial auto coverage are common starting points. An initial consultation reviews current operations to identify exposures, followed by a detailed inspection of the business premises and assets.
Insurance of Paducah specializes in business insurance coverage tailored to protect local operations and commercial assets. The agency works with companies across Paducah, Kentucky to secure liability protection and property coverage needed for daily operations. It assists entrepreneurs in reviewing policy gaps and adjusting limits to match changing business needs. During storm seasons common to the Ohio River Valley region, the agency helps business owners ensure their policies include adequate provisions for wind, flood, and even structural damage from falling trees.
Serving Paducah and the surrounding communities in western Kentucky, Kentucky Farm Bureau Insurance handles a broad range of business insurance coverage needs. This agency assists local enterprises with policies that address general liability, property protection, and workers' compensation. The company focuses on understanding each business’s specific risks and operational requirements. To handle a typical job, they begin with a thorough review of the client's current exposures before recommending tailored coverage options that fit the business’s budget and scale.
What Does a a Business Insurance Agent in Paducah Cost?
Typical costs for a small business insurance policy in Kentucky range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting around 1,000 dollars annually for low-risk businesses. Commercial auto insurance averages 1,200 to 2,400 dollars per vehicle per year. These are estimates only. Your actual cost depends on your business type, location, claims history, and coverage limits. This is general information and not insurance advice.
About business insurance agents in Paducah
Paducah Kentucky business owners need insurance that meets state requirements and local risks. A business insurance agent in Paducah can help you navigate Kentucky workers compensation laws and general liability needs. They work with multiple carriers to find coverage for your specific industry.
Frequently Asked Questions
What types of business insurance are required in Kentucky?
Kentucky law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Paducah?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their access to multiple insurance carriers and their knowledge of local risks like flood zones near the Ohio River. Check their reviews and ask for client references.
Can a business insurance agent help with Kentucky specific risks?
Yes. Paducah agents understand local hazards such as flood risk from the Ohio and Tennessee Rivers. They can also advise on Kentucky specific regulations like the state unemployment insurance tax and the Kentucky Prompt Pay Act for healthcare providers.
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