The top-rated business insurance agent in Lexington, Kentucky is Carpenter Insurance Group LLC, rated 5.0 stars across 333 reviews. Other highly rated options include SeibertKeck Insurance Partners, Energy Insurance Agency, Integrity Insurance Group, LLC. This directory lists 19 business insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 2 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 3 | Energy Insurance Agency | 3008 Atkinson Ave #3 | (859) 273-1549 |
| 4 | Integrity Insurance Group, LLC | 1500 Leestown Rd Ste 228 | (859) 800-4946 |
| 5 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 6 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 7 | Renee Jackson Insurance Agency | 1795 Alysheba Way UNIT 1101 | (859) 317-2217 |
| 8 | The Hutch Agency - Kentucky | 121 Prosperous Pl STE 9B | (859) 309-1912 |
| 9 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
| 10 | Heritage Insurance Agency | 3306 Clays Mill Rd Ste 106 | (859) 219-1122 |
Carpenter Insurance Group LLC in Lexington, KY provides a broad range of business insurance policies, including general liability and property coverage. It offers ongoing service through policy reviews and claims support to help businesses maintain continuous protection. Customized risk assessments and periodic plan evaluations are available to keep coverage aligned with changing needs. The firm services single-family homes, apartments, retail stores, and restaurants in the local area.
SeibertKeck Insurance Partners serves the Lexington, Kentucky metro area and the surrounding county as a business insurance agent. The agency helps local companies identify and manage their commercial risks by connecting them with appropriate coverage options. This work includes evaluating each business’s unique operations and recommending policies that address common liabilities. The firm handles property insurance to protect physical assets from damage or loss. It also assists with workers’ compensation coverage to safeguard employees and comply with state requirements.
Energy Insurance Agency serves homeowners, local businesses, and property managers in Lexington, Kentucky, offering tailored business insurance solutions. The agency assists clients with commercial property, general liability, and workers' compensation coverage to protect their operations and assets. It works closely with each customer to identify appropriate policies that match their specific risk profiles and budgetary needs. The agency also extends its services to businesses and property owners in the surrounding communities of Nicholasville, providing access to insurance guidance across the greater Lexington area.
Integrity Insurance Group, LLC serves the Lexington, Kentucky area and surrounding communities, handling a full range of business insurance needs for local enterprises. It provides coverage for general liability, commercial property, workers’ compensation, and other common policies that protect companies from operational risks. The agent works with each business to identify specific exposures and then compares options from multiple carriers to match coverage to the client’s unique operations.
Asshield Insurance in Lexington, KY distinguishes between one-time service for single policy reviews and recurring plans for ongoing coverage maintenance. They assist businesses in securing general liability, workers' compensation, and commercial property insurance. These policies help protect local companies from financial losses tied to workplace accidents, property damage, or lawsuits. Their service runs on a scheduled basis, with periodic check-ins to adjust coverage as a business grows or its risks evolve.
Bray & Oakley Insurance Agency offers specialized business insurance coverage in Lexington, KY, including general liability and property protection for local companies. The agency also assists with workers’ compensation and commercial auto policies to address operational risks. Its general service work consists of reviewing client needs and tailoring policies to suit their specific industry requirements. As seasonal weather changes approach, the agency helps businesses review their existing coverage to ensure adequate protection against storm-related property damage and potential revenue interruptions.
As the seasons in Lexington shift, local business owners often need to review their commercial coverage for new weather-related risks or inventory changes. Renee Jackson Insurance Agency helps these companies navigate the complex process of selecting appropriate business insurance policies. Their work focuses on matching each enterprise with the right liability or property protection to match its specific daily operations. A typical initial step with this agency involves scheduling a straightforward inspection of the client’s premises to identify exposed or vulnerable areas directly.
The Hutch Agency in Lexington, Kentucky provides comprehensive coverage options for businesses seeking to manage their risk. Its specialty add-ons include policies tailored for unique industry exposures that standard plans may overlook. The agency helps business owners evaluate their liability needs and property protection to secure appropriate insurance. These services are available for local commercial sectors including offices, warehouses, and food service operations.
Greater Lexington Insurance Agency, Inc. serves the Lexington, KY area as a provider of business insurance coverage. The agency assists local enterprises in securing policies to protect against common operational risks and liabilities. It offers comprehensive insurance solutions tailored to the needs of small and medium-sized businesses. Additional specialized services include helping clients acquire commercial auto insurance for their company vehicles.
Heritage Insurance Agency in Lexington, KY assists local homeowners with securing residential property policies. The agency also provides commercial coverage for area businesses, tailoring options to match each client’s operational needs. Their team evaluates risks specific to central Kentucky, helping to protect assets and liability concerns. After an initial policy is set, they schedule routine follow-up service to adjust coverage between regular visits as circumstances change.
What Does a a Business Insurance Agent in Lexington Cost?
Typical costs for a small business insurance policy in Kentucky range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums depend on your payroll and industry class code. A Lexington agent can provide quotes based on your specific business details. This is general information and not insurance advice.
About business insurance agents in Lexington
A business insurance agent in Lexington Kentucky helps local companies find coverage for property liability and workers compensation. Kentucky law requires most employers to carry workers compensation insurance under KRS Chapter 342. An agent can explain how Lexington zoning rules and local risks affect your policy needs.
Frequently Asked Questions
What types of business insurance does a Lexington agent offer?
Agents offer general liability commercial property workers compensation and professional liability policies. They also provide commercial auto insurance for vehicles used in your Lexington business.
Is business insurance required by law in Kentucky?
Kentucky law requires workers compensation insurance for most employers with one or more employees. General liability and property insurance are not required by state law but are often required by landlords or lenders.
How do I choose a business insurance agent in Lexington?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their knowledge of local risks like weather events or Lexington specific business regulations.
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