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Business Insurance Agents in Covington, KY

Compare business insurance agents in Covington. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 12 business insurance agents in Covington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325 riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892
Sherrill Morgan
525 W 5th St, Covington, KY 41011
(859) 291-6600 sherrillmorgan.com
Curt Nortman - State Farm Insurance Agent
4333 Winston Ave, Covington, KY 41015
(859) 491-0438 covingtoncarinsurance.com
TrustFirst Insurance Agency
430 Madison Ave, Covington, KY 41011
(859) 592-4961 bilzinsurance.com
ThriveSure Insurance KY
530 Madison Ave, Covington, KY 41011
(859) 474-5684 huntington.com
Shelter Insurance - Shawn Moore
6200 Taylor Mill Rd, Covington, KY 41015
(859) 356-5688 shelterinsurance.com
Anthony Vickery- SFM Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 341-3210 sfminsurance.com
LowCo Car Insurance Team
130 E 6th St, Covington, KY 41011
(208) 279-0338
Passport Health Plan
1611 Madison Ave, Covington, KY 41011
(859) 888-5092 molinahealthcare.com
Gallagher Insurance, Risk Management & Consulting
100 E Rivercenter Blvd Suite 800, Covington, KY 41011
(859) 581-2088 assuredpartners.com

Business insurance agents in Covington Kentucky help local companies find coverage that meets state requirements. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain how Kentucky specific regulations affect your policy needs and help you compare options from multiple carriers.

What Does a Business Insurance Agent in Covington Cost?

The cost of business insurance in Kentucky varies by industry location and coverage limits. A small retail shop in Covington might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and classification codes typically ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies often start around 1200 dollars per year per vehicle. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Kentucky?
Kentucky law requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required for any business owned vehicles. General liability is not state mandated but is often required by landlords or contracts.
How do I find a business insurance agent in Covington?
You can search for licensed agents through the Kentucky Department of Insurance website or ask for referrals from other local business owners. Many agents in Covington specialize in small to medium sized businesses and can meet with you in person.