The top-rated business insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 business insurance agents serving Owensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Satterfield - State Farm Insurance Agent | 2100 Frederica St | (270) 685-4452 |
| 2 | Candace Crossan - State Farm Insurance Agent | 933 Tamarack Rd | (270) 926-1114 |
| 3 | Branden Haines - State Farm Insurance Agent | 2917 New Hartford Rd | (270) 683-0001 |
| 4 | The Hayden Agency: Allstate Insurance | 700 Carlton Dr | (270) 926-7007 |
| 5 | T.H.E Insurance Group | 745 Carlton Dr | (270) 240-1835 |
| 6 | Allstate Insurance Agent: Kent Banning | 3221 Frederica St STE D | (270) 683-7343 |
| 7 | Elevate Insurance Agency Inc | 3118 Alvey Park Dr E Ste 4 | (270) 682-0001 |
| 8 | Owensboro Insurance Agency | 328 Legion Blvd W | (270) 685-5360 |
| 9 | Elite Risk Advisors | 111 W 3rd St Ste 2 | (270) 225-4445 |
| 10 | EM Ford Insurance & Financial Planning | 600 Frederica St | (270) 926-2806 |
Shane Satterfield - State Farm Insurance Agent serves clients throughout Owensboro and Daviess County, Kentucky. The agency provides business insurance designed to protect local companies from unexpected financial losses. Policies cover property damage, liability claims, and income interruption, helping entrepreneurs manage daily operational risks. Additional personal coverage options are also available for business owners. The firm assists with commercial auto insurance for company vehicles and workers compensation policies to address employee injury claims.
Candace Crossan - State Farm Insurance Agent provides businesses in Owensboro, KY with comprehensive coverage options, including general liability, commercial property, and workers compensation. The agency assists clients on an ongoing basis, offering policy reviews, risk assessment consultations, and support through the claims process to ensure proper maintenance of their coverage. It services a wide variety of local properties, from single-family homes and apartment complexes to retail stores and full-service restaurants.
Branden Haines - State Farm Insurance Agent serves Owensboro homeowners, business owners, and property managers with tailored coverage plans. The agency provides general liability, commercial auto, and property insurance to protect local enterprises and rental properties. Clients receive guidance on risk management and policy options to safeguard their assets. The office also assists residents in the neighboring communities of Thruston and Maceo, Kentucky, extending its service area throughout Daviess County for both personal and commercial insurance needs.
Serving Owensboro, Kentucky, and the surrounding communities, The Hayden Agency: Allstate Insurance handles a wide range of business insurance needs. The agency assists local enterprises with coverage for general liability, property, and workers’ compensation. Its work also frequently involves advising commercial clients on proper policy limits and risk assessments. To complete a typical job, the agency first reviews the client’s operations, then presents tailored policy options that address the specific exposures identified during that review.
T.H.E Insurance Group in Owensboro, KY helps businesses distinguish between one-time policy purchases, such as those for a single event or short-term project, and recurring commercial coverage like general liability or workers' compensation. Their business insurance agents assess local risk factors to recommend appropriate protection for various industries. Clients receive guidance on matching policy types to their operational needs, whether annual renewals or project-specific certificates. Service typically runs on a scheduled basis, aligning with policy renewal cycles to ensure continuous coverage adjustments.
Allstate Insurance Agent Kent Banning in Owensboro, Kentucky provides specialty business insurance services, including tailored liability coverage and commercial property protection. The agency also addresses general daily operational risks common to local small businesses, helping owners manage financial exposures. For those concerned about winter weather disruptions, the agency assists in securing coverage for lost inventory and revenue caused by seasonal closures or property damage.
Elevate Insurance Agency Inc in Owensboro, KY helps local businesses secure general liability and property coverage. It also specializes in adding tailored policies such as professional liability or commercial auto to meet specific operational risks. The agency serves a variety of commercial sectors, including professional offices needing errors and omissions protection, warehouses requiring inventory and equipment insurance, and food service establishments seeking coverage for premises liability and spoilage.
As the seasonal changes in western Kentucky bring fluctuating liability risks to local businesses, Owensboro Insurance Agency reviews commercial coverage gaps that often appear in standard policies. Located in Owensboro, KY, this business insurance agent helps companies navigate property, general liability, and workers’ compensation requirements. The agency evaluates each client’s unique operational exposures and recommends appropriate limits and deductibles. The initial step is a no-obligation consultation to review current policies and identify potential vulnerabilities in your coverage.
Elite Risk Advisors serves business owners in Owensboro, Kentucky, with customized insurance solutions for commercial property, liability, and workers’ compensation coverage. The agency also assists residential clients seeking appropriate protection for their homes and personal assets. Serving the local region, the team evaluates each operation’s unique exposures to craft policies that address specific operational risks and legal requirements. After the initial placement, the agency conducts regular policy reviews and follow-up consultations, providing ongoing support between seasonal or renewal visits to ensure coverage remains aligned with changing needs.
What Does a a Business Insurance Agent in Owensboro Cost?
The cost of business insurance in Owensboro varies by industry, payroll, and coverage limits. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction contractor could pay $2,000 to $5,000 or more for workers comp and liability combined. Kentucky rates are influenced by local claim trends and state regulations. This is general information, not insurance advice.
About business insurance agents in Owensboro
Owensboro business owners can work with a local insurance agent to secure coverage that meets Kentucky state requirements. Kentucky law mandates workers compensation insurance for most employers with one or more employees. An agent can help you compare policies from multiple carriers to find the right protection for your Daviess County business.
Frequently Asked Questions
What types of business insurance do Owensboro companies need?
Common coverages include general liability, workers compensation, commercial property, and commercial auto. Kentucky requires workers comp for most businesses with employees. An agent can help you assess your specific risks and legal obligations.
How do I find a business insurance agent in Owensboro Kentucky?
You can search online directories, ask other local business owners for referrals, or contact the Kentucky Department of Insurance for a list of licensed agents in Daviess County. Many agents offer free quotes and consultations.
Is business insurance required by law in Kentucky?
Kentucky law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often required by landlords or clients.
Business Insurance Agents in Other Kentucky Cities
Bowling Green · Covington · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Louisville · Nicholasville · Paducah · Radcliff · Richmond