The top-rated boat insurance agent in Winston-Salem, North Carolina is Rick Babusiak - State Farm Insurance Agent, rated 4.9 stars across 486 reviews. Other highly rated options include Alliance Insurance Services, Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance. This directory lists 18 boat insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Babusiak - State Farm Insurance Agent | 3516 Vest Mill Rd | (336) 760-9994 |
| 2 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 3 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 4 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 5 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 6 | Zach Carpenter - State Farm Insurance Agent | 4680 Brownsboro Rd Suite D | (336) 759-0205 |
| 7 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 8 | Brett Lindquist - State Farm Insurance Agent | 4012 Country Club Rd | (336) 924-2000 |
| 9 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
| 10 | Leavitt Elite | 2520 Somerset Center Dr | (336) 788-4499 |
Rick Babusiak - State Farm Insurance Agent serves the Winston-Salem, NC area as a boat insurance agent. The agency assists local boat owners in securing coverage tailored for personal watercraft, sailboats, and other marine vessels. Policies typically protect against physical damage from accidents, theft, or storms, along with liability for on-water incidents. The agency also helps clients understand how their auto or homeowners policies may integrate with boat insurance. This office specifically handles hull coverage for vessel repair and medical payments protection for passengers injured on the water.
Alliance Insurance Services provides a range of boat insurance products for recreational watercraft in the Winston-Salem, North Carolina, area. Its service plans help clients understand policy coverage for liability, physical damage, and equipment theft. The agency also assists with seasonal policy adjustments and towing endorsement options. It serves boat owners with personal vessels, including fishing boats, pontoons, and small cabin cruisers, as well as commercial watercraft used in local marinas and lakeside properties.
Highstreet Insurance, formerly Peak Insurance Group, serves homeowners, businesses, and individual boat owners in Winston-Salem, NC. This local agency provides coverage for a variety of watercraft, including motorboats, sailboats, and personal watercraft used on area lakes and rivers. Policies from this office help protect clients with liability and hull coverage tailored to recreational boating needs. The agency also extends its boat insurance services to boaters regularly navigating waters near the neighboring community of Clemmons.
ALLCHOICE Insurance serves boat and watercraft owners in Winston-Salem and the surrounding communities of Forsyth County. It handles policies for a range of recreational vessels, from fishing boats to personal watercraft. The agency focuses on securing liability and physical damage coverage tailored to each client's specific type of boat and its typical usage on local lakes and rivers. To structure a typical policy, it first assesses the vessel's value and the owner's navigation habits and then matches those factors with appropriate coverage limits from available carriers.
Serving Winston-Salem and the surrounding communities of the Piedmont Triad, Jackson Phipps Insurance Agency, LLC. handles boat insurance policies for personal watercraft and larger recreational vessels. This agency focuses on securing coverage that protects against common marine liabilities such as accidents, theft, and weather-related damage. Specializing in this niche segment, the agency works to match each client’s specific boating needs with an appropriate policy. To handle a typical job, it assesses the vessel’s value and usage patterns before presenting tailored coverage options.
Zach Carpenter - State Farm Insurance Agent in Winston-Salem, NC, distinguishes between one-time policies for seasonal boat use and recurring annual coverage for year-round protection. Crucial offerings include liability, physical damage, and comprehensive coverage for watercraft, personal watercraft, and associated equipment. This agent serves local boat owners in and around the Winston-Salem area. Service appointments are available on an as-needed basis for new policy inquiries, while existing policyholders may arrange for scheduled annual reviews and updates.
Wilson Insurance Services, Inc. in Winston-Salem, NC focuses primarily on matching boat owners with suitable insurance policies for watercraft of various sizes. The agency also handles general insurance needs, providing guidance through policy options and coverage requirements common in the region. As a boat insurance agent, it navigates the specific liability and physical damage protections needed for vessels used on local lakes and rivers. Additionally, it advises clients on addressing coverage concerns related to seasonal storage and winter lay-up periods to ensure proper protection during months the boat is not in use.
As summer approaches and boat owners in Winston-Salem begin preparing their vessels for the local lakes and rivers, Brett Lindquist as a State Farm Insurance Agent provides boat insurance coverage to meet various recreational needs. Policies are designed to protect against common risks such as collision, theft, and liability while on the water. The process begins with an initial assessment of the boat’s value and usage to tailor the appropriate coverage options.
Cameron Insurance, an Epperson Insurance Group company, provides boat insurance coverage tailored to local watercraft needs in the Winston-Salem area. It specializes in protecting vessels against common risks such as property damage, liability, theft, and weather-related events. Personal watercraft and small sailboats are often covered under these policies. Beyond individual clients, the agency can also serve commercial sectors including marinas, boat storage facilities, and related businesses seeking liability protection for their offices, warehouses, and food service operations.
Leavitt Elite provides residential boat insurance services in the Winston-Salem area, working with owners to protect personal watercraft and larger recreational vessels. The firm also offers commercial coverage for marinas and charter operations throughout the surrounding region. Clients receive detailed risk assessments and policy reviews tailored to local waterways and seasonal storage needs. Between regular visits, the company follows up to address any coverage changes or claims questions that arise during the boating season.
What Does a a Boat Insurance Agent in Winston-Salem Cost?
Typical boat insurance costs in North Carolina range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high performance boats may cost 1,000 to 3,000 dollars annually. Factors include boat value horsepower and navigation area. This is general information not insurance advice.
About boat insurance agents in Winston-Salem
Boat insurance agents in Winston-Salem North Carolina help owners protect their watercraft on area lakes and rivers. North Carolina law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through policy options for the Yadkin River and High Rock Lake.
Frequently Asked Questions
What does boat insurance cover in Winston-Salem North Carolina?
Boat insurance typically covers physical damage to your watercraft liability for injuries or damage to others and theft. In North Carolina uninsured boater coverage is often recommended because state law does not require all boat owners to carry insurance.
Is boat insurance required in North Carolina?
North Carolina does not require boat insurance for all watercraft. However marinas and lenders may require it. If you operate a boat with a motor over 10 horsepower on public waters you must carry liability insurance under state law.
How do I choose a boat insurance agent in Winston-Salem?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about coverage for towing salvage and hurricane damage. Verify the agent is licensed in North Carolina through the state Department of Insurance.
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