The top-rated boat insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, RK Prater - State Farm Insurance Agent, The Barge Group. This directory lists 19 boat insurance agents serving Fayetteville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 129 Franklin St | (910) 484-6171 |
| 2 | Dan Heiman Insurance Agency, Inc | 505 Owen Dr Suite A | (910) 222-2222 |
| 3 | RK Prater - State Farm Insurance Agent | 1490 Clinton Rd | (910) 483-5111 |
| 4 | The Barge Group | 2517 Raeford Rd STE A | (910) 484-1769 |
| 5 | Hurley Insurance Group | 134 N McPherson Church Rd | (910) 868-3500 |
| 6 | Thomas Owen - State Farm Insurance Agent | 6040 Cliffdale Rd | (910) 864-5908 |
| 7 | Rodney Sherrill - State Farm Insurance Agent | 920 Brighton Rd | (910) 480-1010 |
| 8 | Lukas Belletete | 3820 Raeford Rd | (910) 988-0492 |
| 9 | Darden, Miranda & Associates Insurance | 3007 Fort Bragg Rd | (910) 483-3611 |
| 10 | Insurance of the Carolinas | 2500 Raeford Rd | (910) 483-3027 |
Callahan & Rice Insurance Group Inc serves the Fayetteville, North Carolina metro area, specializing in boat insurance coverage for local watercraft owners. As an insurance agent, the company helps clients secure policies that protect against common risks on nearby lakes and rivers. Boat owners can obtain liability protection and physical damage coverage through their services. The firm handles policies for both fishing boats and personal watercraft used in the Cape Fear region.
RK Prater - State Farm Insurance Agent serves Fayetteville, North Carolina, and the surrounding communities in the Cape Fear region. This agency provides boat insurance policies that cover watercraft for owners navigating area lakes and rivers. A typical job for the agent involves evaluating a client’s vessel type and boating habits, then matching coverage levels with local liability requirements. The approach focuses on explaining policy details clearly, answering coverage questions, and processing the application paperwork on the spot.
The Barge Group serves local homeowners and boat owners in Fayetteville by providing insurance coverage for watercraft, from small fishing boats to larger recreational vessels. The agency works with clients to manage the unique risks associated with lake and river boating in the Cape Fear region. Its services focus on finding appropriate liability and physical damage policies. The company also extends its boat insurance services to customers throughout the neighboring communities of Spring Lake and Hope Mills.
Homeowners typically buy boat insurance once, while seasonal boaters often opt for a recurring policy to ensure continuous protection. Hurley Insurance Group, based in Fayetteville, NC, helps clients navigate these coverage choices for their watercraft. As a boat insurance agent, the company assists with liability, physical damage, and additional options like towing or fishing equipment. Services are available on both a one-time purchase and a scheduled renewal basis depending on the client’s needs.
As North Carolina boating season approaches on Cape Fear River and nearby lakes, Thomas Owen - State Farm Insurance Agent in Fayetteville offers tailored boat insurance policies that protect against common risks like storm damage and collision. Coverage can be customized for fishing boats, pontoons, or personal watercraft, with liability and physical damage options available to suit individual needs. All policies are explained clearly so customers understand their deductibles and coverage limits. The process begins with a no-obligation inspection of the vessel to determine its current condition and value.
Rodney Sherrill - State Farm Insurance Agent offers specialized boat insurance coverage for owners in Fayetteville, NC, assessing hull value, liability needs, and navigation risks for personal watercraft. The agency also provides related insurance products to address broader financial protection. A key seasonal concern it helps clients manage is the vulnerability of boats during off-season storage, including damage from winter storms or theft while in dry dock.
Lukas Belletete provides boat insurance agent services to residential clients in the Fayetteville, NC area. Commercial vessel coverage is also available for local businesses. The agency serves owners of various watercraft navigating the nearby Cape Fear River and surrounding lakes. Policies address liability, physical damage, and towing needs for recreational and small commercial boats. Following coverage placement or a claim, follow-up or repeat service is provided between regular visits to adjust protections as conditions change.
Darden, Miranda & Associates Insurance provides professional guidance for boat owners seeking appropriate coverage in the Fayetteville area. The agency specializes in tailoring marine insurance policies to protect vessels from common risks on local waterways, including liability and physical damage protection. Routine offerings extend to personal watercraft and fishing boats, ensuring comprehensive options for various recreational needs. Commercial sectors the firm can serve include offices handling marine logistics, warehouses storing watercraft, and food service operations with associated boating assets.
Insurance of the Carolinas in Fayetteville, NC, is known for helping boat owners obtain coverage on various types of watercraft, including runabouts, pontoons, and fishing boats. Its service range encompasses vessels used for recreation on regional lakes and rivers, as well as larger boats requiring more comprehensive policies. The agency focuses on tailoring protection for liability, physical damage, and theft. For added security, it can also offer customers specialized coverage for onboard equipment and personal property.
What Does a a Boat Insurance Agent in Fayetteville Cost?
The cost of boat insurance in North Carolina varies based on boat type value usage and your driving record. Typical annual premiums range from 300 for a small fishing boat to over 1000 for a large yacht or high performance vessel. Factors like storage location and safety equipment also affect price. This is general information and not insurance advice.
About boat insurance agents in Fayetteville
Boat insurance agents in Fayetteville North Carolina help protect your watercraft against damage theft and liability. North Carolina requires liability insurance for boats with motors over 10 horsepower. Local agents can guide you through coverage options tailored to the Cape Fear River and nearby lakes.
Frequently Asked Questions
What does boat insurance cover in Fayetteville North Carolina?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. In North Carolina liability coverage is required for boats with motors over 10 horsepower. Some policies also include coverage for trailers and personal property.
Is boat insurance required by law in North Carolina?
Yes North Carolina law requires liability insurance for any vessel with a motor of 10 horsepower or more. The minimum liability limits are 25000 for bodily injury per person 50000 per accident and 25000 for property damage. You must carry proof of insurance when operating your boat.
How do I find a boat insurance agent in Fayetteville?
You can search online for local independent agents or contact major insurance companies that offer marine policies. Many agents in Fayetteville specialize in recreational boat coverage for the Cape Fear River and area lakes. Compare quotes from multiple agents to find the right coverage for your needs.
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