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Find Boat Insurance Agents Near You in Asheville, NC

Browse boat insurance agents serving Asheville, North Carolina. Updated 2026-07-14.

The top-rated boat insurance agent in Asheville, North Carolina is Able Insurance, rated 4.9 stars across 800 reviews. Other highly rated options include Hummingbird Insurance Asheville NC, Wesley Greene - State Farm Insurance Agent, Rebecca Sandoval - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Asheville.

Showing 17 boat insurance agents in Asheville, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Able Insurance1070 Tunnel Rd Bldg 2, Unit 10(828) 239-0195
2Hummingbird Insurance Asheville NC4 Vermont Ave #2(828) 372-0101
3Wesley Greene - State Farm Insurance Agent856 Sweeten Creek Rd Ste 5(828) 277-5877
4Rebecca Sandoval - State Farm Insurance Agent6 Colonial Pl(828) 252-8222
5The Juengel Agency1278 Hendersonville Rd C(828) 274-6036
6WNC Insurance Agency60 N Merrimon Ave #111(828) 285-9590
7Kiser Insurance Agency536 Haywood Rd(828) 253-9500
8Morton Insurance & Financial Services152 Tunnel Rd(828) 252-9391
9Bearing Insurance77 Central Ave B(828) 253-2371
10General Insurance Services Of Asheville, Inc.982 Haywood Rd(828) 252-6848
AI
1070 Tunnel Rd Bldg 2, Unit 10
Able Insurance
Boat Insurance Agent · Asheville, NC

Able Insurance in Asheville, North Carolina provides boat insurance for residential policyholders looking to protect personal watercraft. Commercial coverage is available for vessels used in business operations. The agency serves clients throughout the Asheville area and surrounding Western North Carolina communities. Policies are tailored to cover a range of recreational and working boats. Policyholders often receive follow-up service to adjust coverage after a season of use and before returning for the next annual policy review.

HI
4 Vermont Ave #2
Hummingbird Insurance Asheville NC
Boat Insurance Agent · Asheville, NC

Hummingbird Insurance Asheville NC serves the Asheville, Buncombe County area as a boat insurance agent. It assists local boat owners with policies designed to protect watercraft on nearby lakes and rivers. Coverage typically addresses hull damage, liability, and propeller or machinery breakdown. The agency works with recreational boaters to find suitable plans for speedboats, fishing boats, and personal watercraft. It handles independent policy quotes and claims support for marine losses on Lake Lure and the French Broad River.

WG
856 Sweeten Creek Rd Ste 5
Wesley Greene - State Farm Insurance Agent
Boat Insurance Agent · Asheville, NC

Wesley Greene - State Farm Insurance Agent in Asheville, NC, provides a range of boat insurance services, including liability coverage, physical damage protection, and medical payments coverage for watercraft. Insurance plans are tailored for seasonal or year-round use, with options for agreed value or actual cash value policies. Additional service features may include towing and roadside assistance for boats. The agency also offers bundling opportunities for customers with other personal policies. This agent serves clients owning properties such as single-family homes, apartments, retail establishments, and restaurants.

RS
6 Colonial Pl
Rebecca Sandoval - State Farm Insurance Agent
Boat Insurance Agent · Asheville, NC

Rebecca Sandoval - State Farm Insurance Agent serves homeowners and property owners in Asheville, North Carolina, offering boat insurance coverage for personal watercraft and marine vessels. Policies can help protect against common risks on local lakes and rivers, including damage from storms or collisions. The agency assists clients in reviewing their specific boating needs and provides tailored protection options. It also serves boat owners in the nearby Swannanoa area, extending coverage to residents across the greater Asheville metro.

JA
1278 Hendersonville Rd C
The Juengel Agency
Boat Insurance Agent · Asheville, NC

The Juengel Agency serves Asheville, North Carolina, and surrounding communities, handling boat insurance for local recreational and personal watercraft owners. It manages policies that typically cover physical damage, liability, and towing needs on area lakes and rivers. The agency approaches each job by first reviewing a client’s specific vessel and typical usage, then compares coverage options to match the risk and budget. It completes this process by providing a clear policy summary and helping the client schedule a walk-around inspection.

WI
60 N Merrimon Ave #111
WNC Insurance Agency
Boat Insurance Agent · Asheville, NC

WNC Insurance Agency in Asheville, NC distinguishes between a single-season boat policy and annual coverage with off-season storage flexibility. Their boat insurance typically covers physical damage, liability for on-water incidents, and protection against theft or vandalism. For Asheville-area clients navigating area lakes like the French Broad River, coverage can be tailored to fishing boats, pontoons, or small motor yachts. Service operates on an as-needed basis, whether for a one-time policy quote or an annual review before launch season.

KI
536 Haywood Rd
Kiser Insurance Agency
Boat Insurance Agent · Asheville, NC

Kiser Insurance Agency specializes in boat insurance agent services in the Asheville, North Carolina area, offering tailored coverage for personal watercraft, fishing boats, and larger yachts. The agency helps clients navigate standard liability, comprehensive, and collision policies, as well as coverage for trailers and equipment. It assists with unique exposures common to mountain lake and river environments, such as damage from debris or sudden storms common to the region. This is particularly useful before the busy summer boating season, when policy reviews can address increased liability risks from guests or wake-related accidents.

MI
152 Tunnel Rd
Morton Insurance & Financial Services
Boat Insurance Agent · Asheville, NC

When the spring runoff swells Western North Carolina’s rivers and reservoirs, boat owners in Asheville need coverage that addresses seasonal hazards unique to mountain waterways. Morton Insurance & Financial Services arranges boat insurance policies that safeguard vessels against damage from submerged debris, sudden storms, and liability on crowded lakes. The agency works with local carriers familiar with regional navigation conditions. Clients begin by scheduling an inspection of their hull, motor, and safety equipment to determine appropriate coverage limits and deductibles for the coming season.

BI
77 Central Ave B
Bearing Insurance
Boat Insurance Agent · Asheville, NC

Bearing Insurance matches clients with boat insurance policies that cover standard navigation risks. The agency’s specialty add-ons include protection for onboard equipment, liability for watercraft-related injuries, and coverage during inland waterway transport. Located in Asheville, NC, the firm helps marinas and individual boat owners secure the proper marine insurance. Its office serves a range of commercial sectors, including administrative offices, storage warehouses, and food service operations that require marine liability or hull coverage for their water-adjacent work.

GI
982 Haywood Rd
General Insurance Services Of Asheville, Inc.
Boat Insurance Agent · Asheville, NC

General Insurance Services Of Asheville, Inc. handles residential boat insurance for clients keeping vessels on area lakes and rivers. The agency also writes commercial coverage for marinas, charter operations, and watercraft rental businesses throughout western North Carolina. Tailored policies protect against weather damage, theft, and liability on the water. Dry stack storage, trailer transport, and seasonal lay-up are factored into individual quotes. Follow-up is handled directly with each insured before their seasonal launch, ensuring the policy remains current until the next periodic risk review.

SI
Patton Ave
Superior Insurance Asheville
Boat Insurance Agent · Asheville, NC
(828) 333-4866
superiorinsuranceasheville.com
HI
1114 Patton Ave Suite A
House of Insurance
Boat Insurance Agent · Asheville, NC
(828) 281-9030
houseofinsuranceavl.com
WS
268 New Leicester Hwy
Wayne Smith - State Farm Insurance Agent
Boat Insurance Agent · Asheville, NC
(828) 254-3551
waynesmithins.com
SI
499 New Leicester Hwy
Smart Insurance Agency
Boat Insurance Agent · Asheville, NC
(828) 251-9100
mainstreetins.com
BC
899 Haywood Rd
Barnette and Coates Inc
Boat Insurance Agent · Asheville, NC
(828) 254-2195
barnetteandcoates.com
MI
344 Merrimon Ave
Math Insurance Services
Boat Insurance Agent · Asheville, NC
(828) 252-0238
mathinsurance.com
AI
191 Haywood Rd
Appalachian Insurance Service
Boat Insurance Agent · Asheville, NC
(828) 251-5089

What Does a a Boat Insurance Agent in Asheville Cost?

Typical boat insurance costs in North Carolina range from 200 to 600 dollars per year for a small fishing boat, and 500 to 1500 dollars per year for a larger cabin cruiser. Factors include boat value, horsepower, safety features, and your boating experience. This is general information and not insurance advice.

About boat insurance agents in Asheville

Boat insurance agents in Asheville North Carolina help you protect your vessel on the French Broad River and area lakes. North Carolina requires liability insurance for boats with more than 10 horsepower. Local agents can tailor policies to cover theft, damage, and liability for your specific watercraft.

Frequently Asked Questions

What does boat insurance cover in North Carolina?

Boat insurance in North Carolina typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. Policies can also include coverage for towing and uninsured boaters.

Is boat insurance required by law in North Carolina?

Yes, North Carolina law requires liability insurance for any boat with a motor of more than 10 horsepower. You must carry at least the minimum liability limits set by the state.

How do I choose a boat insurance agent in Asheville?

Look for an agent who specializes in marine insurance and knows local conditions like mountain lake hazards and river currents. Ask about coverage for your specific boat type and how they handle claims in Western North Carolina.

Boat Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.