The top-rated boat insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, The Compass Agency LLC, Jim Hodgens - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 2 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 3 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 4 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 5 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 6 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 7 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 8 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 9 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
| 10 | S & D Insurance | 148 Church St NE | (704) 786-7412 |
Byrd Agency Inc serves the Concord, North Carolina, area as a local boat insurance agent. The company assists boat owners with securing coverage for their watercraft, helping to protect against common risks on area lakes and rivers. Clients can expect guidance in choosing policies that align with their specific needs, whether for fishing boats or larger vessels. The agency handles liability protection and physical damage coverage for vessels used in this region.
Trey Siner Insurance Group in Concord, NC provides a full range of boat insurance coverages, including liability, physical damage, and protection against theft and weather-related perils. The agency helps clients navigate policy options and adjust coverage as vessels age or change in value, ensuring ongoing alignment with individual needs. Regular policy reviews and updates are offered to support comprehensive maintenance of protection plans. Its services extend to insuring various property types, including single-family homes, apartments, retail spaces, and restaurants.
The Compass Agency LLC in Concord, North Carolina, serves local boat owners and marine enthusiasts by providing tailored insurance coverage for watercraft. It assists clients in selecting appropriate policies that protect against common risks on inland lakes and rivers. Residents seeking coverage for personal watercraft or larger vessels can discuss their specific needs with the agency. The work involves explaining key coverage options and navigating policy details with care. The Compass Agency LLC also extends its boat insurance agent services to homeowners in nearby Kannapolis within the greater Charlotte metro area.
Located in Concord, NC, Jim Hodgens - State Farm Insurance Agent serves boat owners across that city and its surrounding communities. The agency handles insurance policies for a variety of watercraft, including personal boats, fishing vessels, and yachts. It focuses on matching coverage options to individual boating needs and local waterway conditions. For a typical job, an agent reviews the customer's vessel details and usage patterns to recommend a suitable liability, physical damage, and medical payments plan that aligns with common risks on nearby lakes.
Specializing in coverage for personal watercraft, fishing vessels, and larger cruising yachts, Allen & Ballard Insurance Associates works to match boat owners in Concord, NC with appropriate liability and physical damage policies. Its general services include reviewing hull values, navigating renewal requirements, and advising on policy limits for local waters. During hurricane season or after winter lay-up periods, it helps clients assess storm damage exposures and verify that classic boat preservation plans remain current.
For some boat owners, a one-time policy for a specific voyage suffices, while others require year-round coverage that protects against liability and physical damage. Pegram & AllCare Insurance Services, located in Concord, NC, helps clients navigate those distinct needs as a local boat insurance agent. Their work involves evaluating hull values, navigating liability risks, and ensuring compliance with area maritime regulations. For ongoing protection, their services include reviewing and adjusting coverage on a scheduled basis, rather than relying solely on a one-time setup or an as-needed approach.
Spring storms on Lake Norman can surge suddenly, testing the coverage of a Concord boater's policy. America Insurance & Tax Service helps regional vessel owners evaluate their current protection against such seasonal hazards. As a local boat insurance agent, the company works with clients to align their coverage with the value of the craft and typical local risks like dock damage or theft. A discussion of cruising range and docking arrangements follows an initial policy review to identify any gaps. A preliminary inspection of the hull and outdrive begins the adjustment process.
Madison Insurance Group operates as a boat insurance agent in the Concord, NC area. It helps clients protect their watercraft with appropriate coverage for common risks like damage, theft, and liability. The company specializes in tailoring policies for various types of vessels, including personal boats and yachts. Policies can be extended to include custom add-ons such as on-water towing or equipment protection. Beyond personal watercraft, the agent can arrange insurance solutions for commercial maritime operators, including those needing coverage for offices, warehouses, and food service establishments.
S & D Insurance is known for providing boat insurance coverage to clients in Concord, North Carolina. The agency helps local boat owners protect their crafts against common risks like collision, theft, and storm damage on nearby lakes and waterways. Agents work to find appropriate policies that match the specific needs of each boater. They can explain the differences between liability and comprehensive coverage options. A specialty service this agency can add on is coverage for personal watercraft like jet skis and wave runners.
What Does a a Boat Insurance Agent in Concord Cost?
Boat insurance costs in North Carolina vary widely based on boat value length horsepower and usage. Typical annual premiums range from 300 to 800 dollars for a mid-size runabout. High-value yachts or high-speed boats can cost 1,500 dollars or more per year. This is general information and not insurance advice.
About boat insurance agents in Concord
Boat insurance agents in Concord North Carolina help you protect your watercraft. North Carolina law does not require boat insurance for most vessels but lenders and marinas often do. Agents can guide you on liability coverage and physical damage protection for Lake Norman and other local waterways.
Frequently Asked Questions
Do I need boat insurance in North Carolina?
North Carolina does not mandate boat insurance for most private watercraft. However if you have a loan on the boat your lender will require it. Also many marinas and storage facilities require proof of liability insurance.
What does boat insurance typically cover in Concord?
Standard boat insurance policies cover liability for damage to others and property damage. They also cover physical damage to your boat from collisions fire theft and weather events. Agents can add optional coverage for towing personal effects and fuel spill liability.
How do I choose a boat insurance agent in Concord?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with boats on Lake Norman and the Catawba River. Compare quotes from multiple agents to find coverage that fits your needs and budget.
Boat Insurance Agents in Other North Carolina Cities
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