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HomeBoat Insurance AgentsNew York › West Seneca

Find Boat Insurance Agents Near You in West Seneca, NY

Browse boat insurance agents serving West Seneca, New York. Updated 2026-07-14.

The top-rated boat insurance agent in West Seneca, New York is Joe Czaja - State Farm Insurance Agent, rated 4.9 stars across 590 reviews. Other highly rated options include Mike Messuro - State Farm Insurance Agent, InsureOne Insurance, Aebly and Associates Insurance Services, Inc.. This directory lists 15 boat insurance agents serving West Seneca.

Showing 15 boat insurance agents in West Seneca, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Czaja - State Farm Insurance Agent3557 Seneca St(716) 674-3654
2Mike Messuro - State Farm Insurance Agent1320 Orchard Park Rd(716) 675-7660
3InsureOne Insurance1900 Ridge Rd Ste 111(716) 406-4048
4Aebly and Associates Insurance Services, Inc.1471 Union Rd(716) 675-2100
5Angela Wozniak Agency, Inc.1902 Ridge Rd #116(716) 903-8448
6Michael Barends: Allstate Insurance3640 Seneca St(716) 873-5600
7Rodgers Insurance Agency3906 Seneca St left(716) 825-4100
8Blatchley Insurance4185 Seneca St # 5(716) 675-5015
9Auricchio Insurance Agency3800 Seneca St(716) 675-3800
10Farmers Insurance - Roger Schmitt14 Michael Rd(716) 324-3336
JC
3557 Seneca St
Joe Czaja - State Farm Insurance Agent
Boat Insurance Agent · West Seneca, NY

Joe Czaja - State Farm Insurance Agent serves the West Seneca, New York area and the surrounding Erie County communities, providing boat insurance coverage for local watercraft owners. The agency assists residents in protecting their vessels, including fishing boats, pontoons, and personal watercraft. It helps customers understand policy options that address liability, physical damage, and on-water risks common to the Great Lakes region. Joe Czaja’s operation handles claims support and custom coverage reviews for powerboats and sailboats alike.

MM
1320 Orchard Park Rd
Mike Messuro - State Farm Insurance Agent
Boat Insurance Agent · West Seneca, NY

Mike Messuro - State Farm Insurance Agent in West Seneca, NY, provides boat insurance policies that are tailored to cover a wide range of watercraft needs. These services typically include liability protection, physical damage coverage, and options for additional medical payments. The agency also assists with filing and managing claims to help ensure smooth service after an incident. Routine policy reviews are available to maintain adequate coverage as circumstances change. The agent serves various properties, including single-family homes, apartments, retail establishments, and restaurants, offering supplementary personal and commercial insurance solutions.

II
1900 Ridge Rd Ste 111
InsureOne Insurance
Boat Insurance Agent · West Seneca, NY

Homeowners and other boat owners in West Seneca, New York, turn to InsureOne Insurance for dedicated boat insurance agent services. They help evaluate marine coverage needs for personal watercraft and larger vessels, addressing risks from local waterways and seasonal storage. Policies are structured to protect assets against liability, damage, and theft. Their guidance extends to proper coverage limits for the Lake Erie and Buffalo River regions. The agency also serves clients in the greater Buffalo metropolitan area and surrounding Erie County communities.

AA
1471 Union Rd
Aebly and Associates Insurance Services, Inc.
Boat Insurance Agent · West Seneca, NY

Aebly and Associates Insurance Services, Inc. serves West Seneca and the surrounding Western New York communities. It handles boat insurance policies designed to protect watercraft from common perils on local lakes and waterways. A typical job involves assessing a potential client’s specific vessel, coverage needs, and anticipated usage patterns. It then obtains competitive quotes from multiple carriers to tailor a risk-appropriate plan for the boat owner.

AW
1902 Ridge Rd #116
Angela Wozniak Agency, Inc.
Boat Insurance Agent · West Seneca, NY

Lake Erie boating seasons are short, so West Seneca owners need quick coverage arrangements. Angela Wozniak Agency, Inc. provides boat insurance policies tailored for the local waterways and storage needs. Their agency helps navigate liability, hull coverage, and liability options to match individual vessels. Experienced boaters returning for annual updates or first-time buyers requiring new protection find straightforward service here. For all new policies or renewal adjustments, the process begins with a straightforward vessel inspection and an honest assessment of current mooring conditions.

MB
3640 Seneca St
Michael Barends: Allstate Insurance
Boat Insurance Agent · West Seneca, NY

For boat owners, protection can be arranged through one-time policies or recurring seasonal plans, with coverage tailored for liability, physical damage, and equipment. Michael Barends: Allstate Insurance in West Seneca, NY, assists customers in obtaining policies that address these distinct needs. A local agent helps evaluate options for fresh or saltwater docking and trailer transit. Service is provided on an as-needed basis for policy inquiries, adjustments, new quotes, or claims support throughout the year.

RI
3906 Seneca St left
Rodgers Insurance Agency
Boat Insurance Agent · West Seneca, NY

Rodgers Insurance Agency provides boat insurance for clients in West Seneca, New York, and the surrounding area. The agency helps customers secure coverage for watercraft and related liabilities, with options to add protections for trailers, equipment, and liability on the water. Policies are tailored for recreational boats, personal watercraft, and fishing vessels. The agency is equipped to serve commercial sectors as well, including offices, warehouses, and food service operations that require marine exposure.

BI
4185 Seneca St # 5
Blatchley Insurance
Boat Insurance Agent · West Seneca, NY

Blatchley Insurance specializes in affordable boat insurance coverage for owners in West Seneca, NY, including protection for liability, physical damage, and uninsured boater risks. The agency also provides general policies for personal watercraft, yachts, and fishing vessels, helping local clients meet state registration requirements. Its service work includes reviewing policy limits and discussing deductible options to match different usage patterns. With Lake Erie and the Niagara River nearby, the agency helps boaters prepare for the spring launch season or secure winter lay-up coverage during the colder months.

AI
3800 Seneca St
Auricchio Insurance Agency
Boat Insurance Agent · West Seneca, NY

Auricchio Insurance Agency provides residential boat insurance services in West Seneca, NY, assisting homeowners with coverage for personal watercraft used on local lakes and waterways. The agency also offers commercial policies for marinas and charter operations in the surrounding region. Following an initial consultation, the agent arranges tailored protection for each vessel. Clients typically return for policy updates or service adjustments between seasonal visits, ensuring their coverage remains aligned with changing boating conditions and local regulations.

FI
14 Michael Rd
Farmers Insurance - Roger Schmitt
Boat Insurance Agent · West Seneca, NY

Farmers Insurance - Roger Schmitt in West Seneca, NY, is known for providing boat insurance coverage designed to protect watercraft from common risks on local lakes and waterways. The agency serves recreational boaters in the area by offering policies that cover liability, physical damage, and towing costs. Clients can discuss their navigational range and storage needs to personalize their plans. A specialty add-on includes coverage for personal effects kept aboard the vessel.

FI
1471 Union Rd
Fronczak Insurance Agency
Boat Insurance Agent · West Seneca, NY
(716) 675-2100 ext. 130
fronczak.net
CB
3814 Seneca St #3433
Carl Bonetto Insurance
Boat Insurance Agent · West Seneca, NY
(716) 674-1700
bonettoagency.com
GL
3626 Seneca St
Great Lakes Insurance Services Group LLC
Boat Insurance Agent · West Seneca, NY
(716) 608-1100
greatlakesins.com
BI
1298 Orchard Park Rd
Boltz Insurance Services
Boat Insurance Agent · West Seneca, NY
(716) 825-8583
boltzinsurance.com
MC
3880 Seneca St
Mc Cracken Insurance
Boat Insurance Agent · West Seneca, NY
(716) 677-2400
mccrackendavidsoninsurance.com

What Does a a Boat Insurance Agent in West Seneca Cost?

Boat insurance costs in New York typically range from 300 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. Premiums for boats used on Lake Erie may be slightly higher due to weather risks. This is general information and not insurance advice.

About boat insurance agents in West Seneca

Boat insurance agents in West Seneca New York help you protect your watercraft with policies that meet state requirements. New York law requires all motorized boats to carry liability insurance if they are financed or used on public waterways. Local agents can explain coverage options including hull damage, theft, and liability protection for Lake Erie and other nearby waters.

Frequently Asked Questions

What does boat insurance cover in West Seneca New York?

Boat insurance typically covers physical damage to your boat, liability for injuries or property damage you cause, and medical payments for passengers. Some policies also include coverage for towing and salvage. Your agent can customize a policy based on your boat type and how you use it.

Is boat insurance required by law in New York?

New York does not require boat insurance for all watercraft, but it is mandatory for boats with a loan or lease. Additionally, if you operate your boat on public waterways, you may need liability coverage to comply with marina or dock requirements. An agent can explain your specific obligations.

How do I choose a boat insurance agent in West Seneca?

Look for an agent who is licensed in New York and has experience with watercraft policies. Ask about their knowledge of local waterways like Lake Erie and the Buffalo River. Compare quotes from multiple agents to find coverage that fits your budget and needs.

Boat Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.