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Boat Insurance Agents in Bay Shore, NY

Looking for a boat insurance agent in Bay Shore? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 boat insurance agents in Bay Shore, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211 soundharborinsurance.com
Anthony Machiano: Allstate Insurance
67 E Main St, Bay Shore, NY 11706
(631) 440-9226 agents.allstate.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350 michaelsthere.com
Bill Dunn - State Farm Insurance Agent
1656 5th Ave A, Bay Shore, NY 11706
(631) 478-6669 billdunnsf.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464 lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666 oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050 cwalshagency.com
NavInsure Brokerage, Inc.
88 W Main St, Bay Shore, NY 11706
(561) 207-7733 navinsure.us
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200 jayteeinsurance.com
First Choice Insurance New York
194 N Fehr Way Suite D-3, Bay Shore, NY 11706
(631) 729-9572
Robert W McLear Agency Inc
245 Bay Shore Rd, Bay Shore, NY 11706
(631) 666-3696 mclearagency.com
Alpine Insurance
1784 5th Ave Unit B, Bay Shore, NY 11706
(631) 435-0001
All Island Insurance Brokerage LLC
50 Park Ave 2nd Floor, Bay Shore, NY 11706
(631) 647-7171
Acrisure Bay Shore, NY (CLG Insurance)
7 4th Ave, Bay Shore, NY 11706
(631) 585-0363 acrisure.com

Boat insurance agents in Bay Shore, New York help protect your watercraft against risks like collision, theft, and liability. New York state law does not require boat insurance for most recreational vessels, but marinas and lenders often mandate it. A local agent can tailor a policy to cover your specific needs, including navigation on the Great South Bay and nearby waterways.

What Does a Boat Insurance Agent in Bay Shore Cost?

The cost of boat insurance in New York typically ranges from $200 to $800 per year for a small recreational boat, and can exceed $1,500 for larger vessels or yachts. Factors affecting the premium include the boat value, length, horsepower, storage location, and your boating history. Bay Shore agents can provide quotes tailored to your specific vessel. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Bay Shore?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. You can also add coverage for towing, fuel spill liability, and personal effects. Agents in Bay Shore can help you choose the right limits for your boat and usage.
Is boat insurance required by law in New York?
New York does not require boat insurance for most recreational boats. However, if you have a loan or lease on the vessel, the lender will likely require comprehensive and collision coverage. Also, many marinas in Bay Shore require proof of liability insurance before allowing you to dock.
How do I choose a boat insurance agent in Bay Shore?
Look for an agent who specializes in marine insurance and understands local conditions, such as the tides and weather on the South Shore. Ask about their experience with different boat types and whether they can bundle policies for discounts. Always verify that the agent is licensed in New York.