The top-rated boat insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 14 boat insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 6 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 7 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 8 | NavInsure Brokerage, Inc. | 88 W Main St | (561) 207-7733 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | First Choice Insurance New York | 194 N Fehr Way Suite D-3 | (631) 729-9572 |
Sound Harbor Insurance serves the Bay Shore, New York metro area and the broader county as a local boat insurance agent. It assists boat owners in securing coverage tailored to watercraft used on the Great South Bay and surrounding waterways. The agency helps clients compare policies for liability and physical damage protection. It also handles specific services such as insuring personal watercraft and providing coverage for trailers used to transport boats.
Anthony Machiano: Allstate Insurance in Bay Shore, NY offers a full range of boat insurance services tailored to local waterways, including liability coverage and protection for physical damage. Policyholders can access straightforward service options such as customizing deductibles and reviewing coverage limits during regular maintenance of their plans. The agency assists clients navigating area boating regulations, ensuring policies align with typical seasonal usage requirements. It services single-family homes with attached docks, apartment complexes with shared marina slips, and retail waterfront establishments as well as nearby restaurants that maintain private vessels.
Homeowners and businesses in Bay Shore review their watercraft insurance needs with Michael S. Stagnitta, a local State Farm agent for boat insurance. The agency provides coverage options to protect personal vessels against common risks on nearby waterways. Policy discussions focus on liability, physical damage, and storage considerations to match each client's boating activities. Service extends to Islip and other communities throughout greater Suffolk County.
Serving Bay Shore and the surrounding South Shore communities of Long Island, Bill Dunn - State Farm Insurance Agent provides boat insurance coverage for various watercraft, including fishing boats and personal watercraft. The agency handles policies that address liability, physical damage, and theft protection for boating clients. Each client discussion begins with a consultation to assess their specific vessel usage and navigational habits, followed by a review of available coverage options tailored to their individual needs on local waters.
ACME Insurance Brokerage of Bay Shore INC. offers both one-time policy placements and recurring coverage updates for boat owners navigating local waters. Their services address a range of protection needs for vessels kept in and around Bay Shore, NY. From hull damage and liability to theft and weather-related risks, tailored boat insurance plans can be secured through the agency. Service arrangements for this agency run strictly on an as-needed basis, with policyholders contacting the office directly whenever their coverage requirements change.
Oxford Millin Insurance Agency Ltd in Bay Shore, NY offers specialty boat insurance services, including coverage for various watercraft from personal watercraft to larger vessels. It provides general insurance agent work, helping local boat owners assess their protection needs and secure appropriate policies. The agency focuses on matching coverage limits to individual boating habits and vessel values. During the peak spring commissioning season, when many vessels are launched after winter storage, it assists clients in updating their policies to reflect current boat conditions and usage.
As Long Island boat owners in Bay Shore prepare for each new boating season, securing appropriate coverage becomes a primary concern. C Walsh Agency provides guidance for local vessel owners seeking insurance nearby. The office works with policies tailored for different boat types operating in local waters. Their process begins with a straightforward conversation about the vessel and its typical usage. Following that initial discussion, the agent schedules a practical inspection of the boat to assess its condition and any potential risk factors before finalizing coverage details.
NavInsure Brokerage, Inc. serves clients seeking coverage for their watercraft in the Bay Shore, New York area, coordinating policies that address basic liability and hull damage. The agency can arrange for additional protections such as coverage for personal effects on board, towing and assistance services, and uninsured boater liability. Its services extend beyond personal vessels to commercial operations, including marinas, boat repair yards, and waterfront dining establishments.
Jay Tee Insurance provides boat insurance services to residential clients in Bay Shore, NY, and also offers commercial coverage for vessels used in business operations throughout the surrounding area. As a local agent, the company tailors policies to match the specific needs of mariners navigating the nearby waterways. Clients can return for follow-up adjustments to their coverage between regular visits to keep their protection aligned with seasonal changes and boating activity.
First Choice Insurance New York in Bay Shore provides boat insurance agent services, specializing in coverage for watercraft owners across Long Island. The agency assists clients with policies that protect against common risks like storm damage, collision, or theft on local waterways. Its service range includes helping customers secure liability and comprehensive plans tailored to boats, yachts, and personal watercraft. For added security, the agency can arrange coverage for on-water towing or roadside assistance for trailers.
What Does a a Boat Insurance Agent in Bay Shore Cost?
The cost of boat insurance in New York typically ranges from $200 to $800 per year for a small recreational boat, and can exceed $1,500 for larger vessels or yachts. Factors affecting the premium include the boat value, length, horsepower, storage location, and your boating history. Bay Shore agents can provide quotes tailored to your specific vessel. This is general information, not insurance advice.
About boat insurance agents in Bay Shore
Boat insurance agents in Bay Shore, New York help protect your watercraft against risks like collision, theft, and liability. New York state law does not require boat insurance for most recreational vessels, but marinas and lenders often mandate it. A local agent can tailor a policy to cover your specific needs, including navigation on the Great South Bay and nearby waterways.
Frequently Asked Questions
What types of boat insurance coverage are available in Bay Shore?
Common coverages include liability, physical damage, medical payments, and uninsured boater protection. You can also add coverage for towing, fuel spill liability, and personal effects. Agents in Bay Shore can help you choose the right limits for your boat and usage.
Is boat insurance required by law in New York?
New York does not require boat insurance for most recreational boats. However, if you have a loan or lease on the vessel, the lender will likely require comprehensive and collision coverage. Also, many marinas in Bay Shore require proof of liability insurance before allowing you to dock.
How do I choose a boat insurance agent in Bay Shore?
Look for an agent who specializes in marine insurance and understands local conditions, such as the tides and weather on the South Shore. Ask about their experience with different boat types and whether they can bundle policies for discounts. Always verify that the agent is licensed in New York.
Boat Insurance Agents in Other New York Cities
Albany · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · Fairport · Franklin Square · Hauppauge · Hempstead · Hicksville