The top-rated boat insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Medicare Management of WNY, Matthew Dorr at Comparion Insurance Agency, Anthony Lorigo at Comparion Insurance Agency. This directory lists 23 boat insurance agents serving Buffalo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willoughby Insurance | 1523 Main St | (716) 885-8100 |
| 2 | Medicare Management of WNY | 8645 Main St | (716) 833-0252 |
| 3 | Matthew Dorr at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9161 |
| 4 | Anthony Lorigo at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7249 |
| 5 | Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 677-2734 |
| 6 | Donna Medina at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 730-4909 |
| 7 | Nick Messuro - State Farm Insurance Agent | 3407 Delaware Ave Ste 101 | (716) 873-6015 |
| 8 | Tamaris Lott - State Farm Insurance Agent | 2631 Main St | (716) 835-9393 |
| 9 | The Decker Agency, Inc. | 37 Elmwood Ave | (716) 883-1455 |
| 10 | Walsh Insurance | 726 Exchange St Ste 200 | (716) 853-3820 |
Willoughby Insurance serves the Buffalo, New York area and offers boat insurance agent services to local boat owners. This agency helps clients secure coverage for a variety of watercraft used on nearby lakes and waterways. Its work involves assessing individual risk factors and matching customers with appropriate policies. Common needs include liability protection and physical damage coverage for boats and personal watercraft. The company handles options for both seasonal and year-round mooring locations.
Medicare Management of WNY provides boat insurance policies for a variety of watercraft, offering coverage for vessels used on Lake Erie and the Niagara River. Its plans include liability protection and options for physical damage from storms or collisions common to the Buffalo area. The agency also structures service plans that cover seasonal lay-up and winter storage needs. It services single-family homes with attached docks, apartment complexes with marina access, and retail stores that sell boating gear. Further policy types are available for waterfront restaurants.
Matthew Dorr at Comparion Insurance Agency serves boat owners, marinas, and waterfront property managers in Buffalo, New York, by providing customized insurance coverage for various watercraft. Policies are designed to protect against common risks on the Great Lakes and surrounding inland waterways, including damage, liability, and theft. The agency works with clients to understand the specific needs of recreational and fishing vessels operating in the region. It also offers coverage for area marinas and docks. Their service area extends to the neighboring community of Tonawanda within the wider Buffalo metro region.
Serving Buffalo and its surrounding communities in Western New York, Anthony Lorigo at Comparion Insurance Agency provides boat insurance coverage for a range of personal watercraft, including fishing boats and cabin cruisers. The agency helps clients tailor policies that address protection for the vessel itself, liability on the water, and equipment coverage. Each policy is developed by reviewing the customer’s specific usage patterns and local navigational conditions to match coverage needs with practical limits.
Comparion Insurance Agency in Buffalo, NY offers boat owners a choice between one-time policies for seasonal coverage and recurring annual plans that protect a vessel throughout the year. Its policies typically cover physical damage, liability, and theft for both powerboats and sailboats on local waterways. Customer service for this boat insurance agent operates on both a scheduled appointment basis for policy reviews and an as-needed basis for filing claims or updating coverage between renewal dates.
Donna Medina at Comparion Insurance Agency provides boat insurance services for clients in Buffalo, New York. It specializes in coverage for various types of watercraft and offers general assistance in tailoring policies to individual boating needs. The agency helps local boat owners protect their investments against common risks on Lake Erie and the Niagara River. It frequently advises clients on securing adequate protection when winter storage or spring launch preparations raise questions about policy gaps and liability.
Nick Messuro’s State Farm Insurance Agency in Buffalo, NY, assists local boat owners with coverage for their watercraft on the Great Lakes and inland waterways. Beyond standard hull and liability policies, the agency offers add-ons such as protection for equipment, trailers, and emergency towing. These supplementary coverages help clients safeguard their vessels from the region’s variable weather and navigational hazards. The agency serves a range of commercial sectors, including marinas and boatyards, as well as offices, warehouses, and food service operations needing marine-related policies.
Tamaris Lott - State Farm Insurance Agent in Buffalo, NY provides residential boat insurance coverage for personal watercraft kept at local marinas or private docks. The agency also extends commercial coverage for charter operations and boat rental businesses across Erie County and surrounding areas. Policies can be tailored for seasonal lake usage or year-round storage needs. Returning clients may schedule follow-up consultations to adjust deductibles or add new vessels between regular policy renewal visits.
Boating season on Lake Erie and the Niagara River brings unpredictable weather and shifting currents to Buffalo boat owners. The Decker Agency operates as a local boat insurance agent focused on protecting watercraft against these regional risks. They help customers assess coverage for hull damage, liability, and seasonal hazards linked to the area’s busy waterways. New clients typically begin by scheduling a detailed vessel inspection to document the boat’s condition and safety equipment before any policy is bound.
What Does a a Boat Insurance Agent in Buffalo Cost?
Boat insurance in New York typically costs between 300 and 800 per year for a standard runabout. Larger vessels or high-performance boats can cost 1,000 to 3,000 annually. Factors include boat value, horsepower, and your boating history. This is general information and not insurance advice.
About boat insurance agents in Buffalo
Buffalo boat owners need insurance for vessels on Lake Erie, the Niagara River, and the Erie Canal. New York state law requires liability coverage for all motorized watercraft. A local agent can help you meet these requirements and protect your investment.
Frequently Asked Questions
Is boat insurance required in New York?
Yes, New York requires liability insurance for all motorized vessels. The minimum coverage is 25,000 for bodily injury per person, 50,000 per accident, and 10,000 for property damage.
What does a boat insurance policy in Buffalo typically cover?
A standard policy covers physical damage to your boat, liability for injuries or damage to others, and medical payments. Many policies also include coverage for towing and wreck removal on Lake Erie.
How do I choose a boat insurance agent in Buffalo?
Look for an agent who specializes in marine insurance and understands local waterways. Ask about coverage for winter layup and storage, as Buffalo has harsh winters.
Boat Insurance Agents in Other New York Cities
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