The top-rated boat insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Cote Insurance Agency, Michele Metzger at Comparion Insurance Agency. This directory lists 23 boat insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 4 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 5 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 6 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 7 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 8 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 9 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
| 10 | Kevin Simon at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1124 |
Doug Neil Insurance Agency serves Clifton Park and the surrounding Saratoga County area as a boat insurance agent. They help local boat owners secure coverage to protect recreational watercraft and personal watercraft from risks on the region’s lakes and rivers. Their policies typically safeguard against damage from storms, accidents, and theft while providing liability protection for boaters. The agency handles both seasonal policies for short boating seasons and comprehensive year-round hull and liability insurance for vessels kept in the area.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY offers a range of boat insurance services, including coverage options for liability, physical damage, and medical payments. They provide guidance on policy management and help clients review their plans regularly to ensure continued protection. Each year, they can adjust coverage based on changing needs or boat values. The agent services clients owning various property types, such as single-family homes, apartments, retail establishments, and restaurants.
Homeowners and boat owners in the Clifton Park, NY area rely on Cote Insurance Agency for boat insurance. This local agent helps clients secure coverage for their watercraft, addressing risks specific to regional lakes and rivers. As a boat insurance agent, the company focuses on matching policies to individual boating needs while working with various insurers. Its services are designed to protect vessels from common liabilities and damages. The agency also serves the broader Saratoga County metro, including neighboring communities like Malta and Ballston Spa.
Michele Metzger at Comparion Insurance Agency serves Clifton Park, New York and the surrounding Saratoga County communities. The agency handles comprehensive boat insurance policies for personal watercraft, sailboats, and motorized vessels used on local lakes and rivers. Its typical approach involves reviewing the specific hull value, navigation area, and coverage needs of each client. This process allows the agent to focus on finding appropriate protection for liabilities, physical damage, and on-water towing services.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY, differentiates between one-time liability policies for specific journeys and recurring annual coverage that protects a boat throughout the season. Their policies address common local risks such as collisions, storm damage, and theft while docked. They also provide options for liability protection against accidents involving other vessels or property. As a boat insurance agent, this office typically offers services on an as-needed basis for new policies, claims assistance, or annual policy reviews.
Foursurance in Clifton Park, New York, specializes in providing tailored boat insurance policies for personal watercraft, yachts, and smaller fishing vessels. It works to match local boat owners with appropriate liability and physical damage coverage for inland and regional waterway use. Policies from this agency help address common risks such as collisions, weather damage, and theft while the boat is stored or underway. For those navigating the rivers and lakes around Clifton Park, it offers specific guidance on securing coverage before the busy summer launch season.
Spring in Clifton Park brings boat owners out to prepare for the season on the Hudson River and local lakes. Farmers Insurance - Mary Ann O'Brien provides boat insurance agent services to help protect these vessels from common risks like storm damage and collisions. The agency’s role is to review the specific coverage options that suit each owner’s type of craft and navigation patterns. This initial process typically begins with a detailed discussion about the boat’s current condition and storage location.
StoneBuilt Insurance Agency Inc offers residential boat insurance coverage for boat owners in Clifton Park, NY. The agency also provides commercial marine policies for watercraft used in business operations. Service extends to the surrounding Capital Region communities. Boat insurance professionals here help clients select appropriate liability, physical damage, and personal effects coverage for their vessels. Clients often return for seasonal policy adjustments and coverage reviews between regular boating visits to ensure their protection remains current with changing marine needs.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY, provides General Liability and Property coverage for various businesses. The agency specializes in boat insurance, offering protection for personal watercraft and larger vessels against damage, theft, and liability on local waterways. This comprehensive approach helps safeguard valuable marine assets from unforeseen risks. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations in the area.
What Does a a Boat Insurance Agent in Clifton Park Cost?
The cost of boat insurance in New York varies widely based on boat value, type, and usage. For a small fishing boat, annual premiums may start around 200 dollars. For a larger cruiser or yacht, costs can exceed 1,000 dollars per year. Factors like your boating experience, safety equipment, and storage location also affect price. This is general information, not insurance advice.
About boat insurance agents in Clifton Park
Boat insurance agents in Clifton Park, New York help you protect your watercraft with policies that meet state requirements. New York law does not mandate boat insurance for all vessels, but marinas and lenders often require liability coverage. Local agents can explain options for the Hudson River and nearby lakes like Saratoga Lake.
Frequently Asked Questions
What does boat insurance cover in New York?
Boat insurance typically covers physical damage to your vessel, liability for injury or property damage, and medical payments. In New York, you may also need coverage for theft or vandalism on land or in storage. Policies can include towing and fuel spill liability as well.
Is boat insurance required in New York?
New York state does not require boat insurance for all boats. However, lenders and marinas often require it. If you have a loan on your boat, your lender will likely demand full coverage. Also, if you cause an accident, you are financially responsible for damages.
How do I choose a boat insurance agent in Clifton Park?
Look for an agent who understands local waterways and New York boating laws. Ask about coverage for your specific boat type, such as a pontoon or fishing boat. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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