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Find Boat Insurance Agents Near You in Smithtown, NY
Looking for a boat insurance agent in Smithtown? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 boat insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
AAA Smithtown
729 Smithtown Bypass, Smithtown, NY 11787
(631) 393-7613
branches.northeast.aaa.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989
insnavigator.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111
bagatta.com
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300
islandagencyinc.com
Boat insurance agents in Smithtown New York help protect your watercraft with policies tailored to local conditions. New York requires all motorized vessels to carry liability insurance, and agents can guide you through state-specific requirements like the New York Navigation Law. Working with a local agent ensures your policy covers Long Island Sound and inland waterways common in Suffolk County.
What Does a Boat Insurance Agent in Smithtown Cost?
Boat insurance costs in New York vary widely based on boat value, type, and usage. Typical annual premiums range from 300 to 800 dollars for a small powerboat, while larger yachts can cost 1,500 to 5,000 dollars or more. Factors like your boating history and storage location in Smithtown also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance typically cover in Smithtown New York?
Standard boat insurance in New York covers physical damage to your vessel, liability for bodily injury or property damage, and medical payments. It may also include coverage for towing and emergency assistance on the water.
Is boat insurance required by law in New York?
Yes, New York law requires liability insurance for any motorized vessel operated on state waters. This includes boats with motors over 10 horsepower. Your agent can help you meet the minimum coverage limits set by the New York State Department of Motor Vehicles.
How do I choose a boat insurance agent in Smithtown?
Look for an agent licensed in New York who has experience with marine policies. Ask about coverage for storms and theft, which are common risks on Long Island. A local agent can also explain how New York navigation laws affect your policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.