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Find Boat Insurance Agents Near You in Schenectady, NY
Directory of boat insurance agents in Schenectady, New York. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 boat insurance agents in Schenectady, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414
yourownagent.com
AAA Schenectady
220 Harborside Dr Suite 200A, Schenectady, NY 12305
(518) 374-4696
northway.aaa.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316
bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449
locations.freeway.com
Stephanie Mahoney - State Farm Insurance Agent
3770 Carman Rd, Schenectady, NY 12303
(518) 355-2611
my518agent.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200
victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606
shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333
ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615
voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900
rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618
sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911
ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001
2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316
statefarm.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376
zongrone.com
Steve Becker - State Farm Insurance Agent
525 Union St Ste 102, Schenectady, NY 12305
(518) 372-1561
stevebeckerinsurance.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111
agency.nationwide.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030
angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499
kinowskiinsurance.com
Randy Pascarella: Allstate Insurance
4017C State St, Schenectady, NY 12304
(518) 475-0123
agents.allstate.com
Boat insurance agents in Schenectady New York help protect your vessel on the Mohawk River and nearby lakes. New York state law requires liability insurance for motorized watercraft operated on public waterways. Local agents can tailor policies to meet these legal requirements and your specific boating needs.
What Does a Boat Insurance Agent in Schenectady Cost?
Boat insurance costs in New York vary based on vessel type, value, and usage. A typical policy for a small powerboat may cost between 300 and 600 dollars per year. Larger yachts or high-speed boats can cost 1,000 to 3,000 dollars annually. Factors like safety equipment, boating experience, and storage location affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Schenectady New York?
Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and property damage. In New York, liability coverage is mandatory for motorized boats. Many policies also include towing and fuel spill cleanup costs.
How do I choose a boat insurance agent in Schenectady?
Look for an agent who specializes in marine insurance and understands local waterways. Ask about coverage for winter storage and navigation on the Erie Canal. Verify that the agent is licensed by the New York State Department of Financial Services.
Is boat insurance required in New York state?
Yes, New York requires liability insurance for all motorized vessels operating on public waters. The minimum liability limit is 50,000 dollars for bodily injury per person and 100,000 dollars per accident. Uninsured boater coverage is also recommended.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.