The top-rated boat insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 14 boat insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York, metro area as a provider of boat insurance solutions. The agency helps local boat owners secure coverage for watercraft, protecting against common risks such as accidents, theft, and weather-related damage. Policies are tailored to meet the needs of various-sized vessels, including fishing boats and personal watercraft, operating on nearby lakes and rivers. This firm specifically handles hull insurance and liability protection for recreational boating activities in the region.
Freeway Insurance serves as a boat insurance agent in Rome, New York, offering coverage for vessels used on local waterways. This agency helps boat owners protect their craft against common risks like collision damage, theft, and liability for accidents on the water. Policies are designed to accommodate various watercraft, from small fishing boats to larger powerboats. For added security, Freeway Insurance can arrange specialized coverage for personal watercraft, such as jet skis, within a standard boat policy.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides boat insurance coverage to protect watercraft from liability and physical damage. Service plans include options for policies that address risks such as collisions, theft, and weather events common to local waterways. Maintenance protection can be added to cover equipment and trailer damage. The agency services properties that include single-family homes, apartments, retail locations, and restaurants.
Moore Insurance Group serves boat owners in Rome, New York, and the surrounding Mohawk Valley communities. The agency handles boat insurance policies for a variety of watercraft, including runabouts, cabin cruisers, and fishing vessels. It helps clients secure coverage that protects against common risks such as collisions, theft, and weather damage. For each insurance need, the agent first reviews the boat's value and typical usage. It then compares coverage options from its markets to recommend a balanced policy that meets the client's liability and physical damage requirements.
Steve Jarvis - State Farm Insurance Agent in Rome, NY assists homeowners, businesses, and property managers with boat insurance needs. The agency provides coverage options for watercraft, helping to protect against liability and physical damage on local lakes and rivers. Policies can be tailored for fishing boats, pontoons, and personal watercraft used for recreation or commuting. Service extends to the greater Rome metro area and nearby communities such as Utica.
For boat insurance, a single-premium annual policy provides continuous coverage for a full season, whereas installment payments divide the risk into recurring monthly or quarterly installments. Local policies protect recreational watercraft against physical damage and liability, addressing perils common to nearby lakes and waterways. Joseph Zullo: Allstate Insurance in Rome, NY arranges these coverages, tailoring protection to individual boating needs. This agency’s boat insurance is generally provided on a scheduled, policy-term basis with coverage active for the duration chosen.
Specializing in boat insurance, Alan I. Spindler: Allstate Insurance serves customers in Rome, New York, with coverage for watercraft of various sizes. The agency also provides general personal insurance services to local residents. Helping boat owners protect their vessels from common perils such as collision, theft, and storm damage, the office understands the seasonal nature of boating in central New York. It can address specific coverage needs during the active spring launch season or for winter storage periods when boats are docked or kept on land.
As the boating season approaches on the Mohawk River and Oneida Lake, residents in the Rome, New York area seek proper coverage for their watercraft. Better Fund Insurance serves as a local boat insurance agent, assisting clients with policies that protect against common risks such as weather damage and liability. The company works to match individual boat owners with suitable plans from standard insurers. An initial assessment of the vessel typically begins with reviewing its type, value, and storage to ensure appropriate protection.
Dimaggio Insurance Agency in Rome, NY provides residential boat insurance for individual watercraft owners in the local area. The agency also writes commercial coverage for charter or rental vessels, serving clients throughout Oneida County and surrounding lake regions. Policies are tailored to protect against common risks on Mohawk River and Oneida Lake waters. The agency handles initial policy setup and mid-season adjustments, then follows up with clients before each boating season to review coverage needs.
Michael Garcia: Allstate Insurance provides risk management and financial protection for boat owners in the Rome, New York area, with specialty add-ons such as coverage for trailers, equipment, and emergency towing. As a local boat insurance agent, the office aims to help clients protect their personal watercraft from common perils including storms, theft, and collision. This agency can serve a variety of commercial sectors including marinas, seasonal dock facilities, and watersport rental businesses.
What Does a a Boat Insurance Agent in Rome Cost?
Typical boat insurance costs in New York range from 200 to 1500 dollars per year depending on boat size horsepower and navigation area. A policy for a 20 foot runabout on Oneida Lake might cost 300 to 600 dollars annually. Factors like your boating experience and claims history also affect the premium. This is general information not insurance advice.
About boat insurance agents in Rome
Boat insurance agents in Rome New York help you protect your watercraft on Oneida Lake and the Mohawk River. New York state law does not require boat insurance but many marinas and lenders do. Local agents can explain liability coverage and hull protection options for your vessel.
Frequently Asked Questions
What does boat insurance cover in Rome New York?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and theft. Policies may also include coverage for towing and fuel spill cleanup which is important on New York waterways.
Do I need boat insurance in New York state?
New York does not require boat insurance by law. However if you have a loan on your boat the lender will require it. Many marinas in Rome also require proof of insurance before you can dock your boat.
How much does boat insurance cost in Rome New York?
Costs vary based on boat value type and usage. A basic policy for a small fishing boat may start around 200 to 400 dollars per year. A larger cruiser or speedboat can cost 500 to 1500 dollars per year or more.
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