The top-rated boat insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, Freeway Insurance. This directory lists 54 boat insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 4 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 5 | Sean Davern - State Farm Insurance Agent | 2121 E Main St | (585) 482-0738 |
| 6 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 7 | Van C. Travis III, ChFC - State Farm Insurance Agent | 1978 Monroe Ave | (585) 461-5240 |
| 8 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 9 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
| 10 | Dominic Agostini - State Farm Insurance Agent | 3177 Latta Rd Ste 11 | (585) 227-7000 |
VanScoter Insurance Agency LLC serves the Rochester, New York metro area and the surrounding Monroe County region, providing specialized boat insurance agent services. The company assists clients in securing coverage for a range of watercraft, including speedboats and fishing vessels, helping to protect against on-water risks. Policies typically address liability for accidents, damage from collisions, and theft of equipment, tailored to local boating conditions on Lake Ontario and the Genesee River. Specific services the firm handles include coverage for yacht policies and insurance for personal watercraft like jet skis.
Elmwood Agency is known for providing boat insurance policies tailored to protect watercraft on the lakes and rivers near Rochester, New York. The agency serves local boat owners by offering coverage for damage, theft, and liability while navigating regional waters. Policies can often be adjusted to include protection for equipment like motors and trailers. For added security, a specialty service the agency can offer is coverage for on-water breakdowns and emergency towing assistance.
Quinton Insurance provides a comprehensive range of boat insurance services in Rochester, New York, covering liability, collision, and comprehensive protection for a variety of watercraft. Its service plans include coverage for repairs and replacement costs stemming from accidents, theft, or weather-related damage. Maintenance plans often involve discounts for completing approved safety courses and storing vessels properly during off-season months. It provides these services for waterfront single-family homes, apartments, retail properties, and restaurants that own or operate boats or docks.
Freeway Insurance serves boat owners throughout the Rochester, New York area, providing liability and physical damage coverage for personal watercraft and larger vessels. The agency helps customers protect their investments against common on-water risks such as collisions, theft, and weather-related damage. Policy options typically include coverage for towing, medical payments, and uninsured boaters. Freeway Insurance also serves clients in the neighboring communities of Irondequoit and Greece within the greater Rochester metro region.
Serving Rochester, New York and the surrounding Monroe County communities, Sean Davern - State Farm Insurance Agent provides boat insurance coverage for local waterways. The agency handles policies for fishing boats and personal watercraft commonly used on Lake Ontario and the Erie Canal. Coverage details are explained clearly to match individual boating needs. To handle a typical job, the agent reviews each client's vessel usage and storage situation before recommending appropriate protection limits.
Flanagan Mills Insurance Agency in Rochester, New York offers one-time policies for isolated boat purchases or seasonal events, as well as recurring annual coverage for ongoing vessel protection. Their boat insurance plans typically safeguard against physical damage, theft, and liability on inland lakes and the Great Lakes. Service arrangements depend on the policyholder’s preference and the specific vessel usage throughout the year. They can structure insurance service to run on a one-time basis for a single voyage, on a scheduled seasonal cycle, or on an as-needed basis for occasional boating.
As icy Rochester winters give way to spring thaws on Lake Ontario and the Erie Canal, boat owners eagerly prepare their vessels for the season. Van C. Travis III, ChFC - State Farm Insurance Agent in Rochester, New York provides boat insurance coverage designed to protect these investments in local waterways. Policies typically address liability for collisions, physical damage from storms, and theft of onboard equipment. The process begins with a personalized inspection of the vessel to assess its condition and establish accurate coverage limits.
Flour City Insurance Agency provides specialized boat insurance coverage for watercraft owners in Rochester, New York. It also offers general marine liability and policy review services tailored to local lakes and waterways. The agency helps clients secure protection for a variety of vessels navigating the Great Lakes region. Each policy is structured to address risks from mooring to navigation. This assistance is especially valuable when preparing for the unpredictable wind and wave conditions of Lake Ontario during storm season.
Insurance Marketplace Agency serves Rochester, New York and the surrounding communities around Lake Ontario and the Finger Lakes region. It handles insurance policies for a variety of watercraft, from small fishing boats to larger cabin cruisers used for local recreation. The agency works with clients to review their specific usage patterns and storage arrangements. To handle a typical job, it gathers details on vessel value, navigation area, and safety equipment to match coverage with the client's actual boating habits.
What Does a a Boat Insurance Agent in Rochester Cost?
Typical boat insurance premiums in New York range from 300 to 800 dollars per year for a small fishing boat and 800 to 2500 dollars per year for a larger cruiser. Factors like boat value horsepower and storage location in Rochester affect the price. This is general information not insurance advice.
About boat insurance agents in Rochester
Boat insurance agents in Rochester New York help protect your watercraft on Lake Ontario the Finger Lakes and the Erie Canal. New York state law requires liability coverage for any motorized vessel with more than 10 horsepower. A local agent can explain the specific requirements for docking and navigation on inland waterways.
Frequently Asked Questions
What types of boat insurance coverage are available in Rochester?
Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage for your vessel. New York requires liability insurance for motorized boats with over 10 horsepower. You can also add coverage for trailers equipment and personal effects.
How does New York law affect boat insurance requirements?
New York Navigation Law section 49 requires owners of motorized vessels with over 10 horsepower to carry liability insurance. The minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. Agents can help you meet these legal minimums.
What factors influence the cost of boat insurance in Rochester?
Costs depend on the boat value horsepower age and your boating experience. Location matters too because Rochester has Lake Ontario and the Erie Canal which have different risk profiles. Agents will also consider your claims history and how often you use the boat each year.
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