The top-rated boat insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brooks Insurance Services NOLA, Daniel Rahman Agency. This directory lists 16 boat insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FM Agency Group | 201 Evans Rd Ste 315 | (504) 348-3131 |
| 2 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 3 | Brooks Insurance Services NOLA | 3910 General De Gaulle Dr | (504) 294-4759 |
| 4 | Daniel Rahman Agency | 701 Dante St Ste C | (504) 756-1234 |
| 5 | Hartwig Moss Insurance Agency | 2626 Canal St #3 | (504) 525-9901 |
| 6 | Roberts Family Agency: Allstate Insurance | 6226 Jefferson Hwy # D | (504) 739-1700 |
| 7 | Brightway Insurance, The Combetta Agency | 201 St Charles Ave #2500 | (504) 393-2090 |
| 8 | Pappalardo Agency, Inc. | 145 Allen Toussaint Blvd | (504) 486-7441 |
| 9 | Louisiana Underwriters, LLC | 4718 Paris Ave | (504) 326-6986 |
| 10 | Fisk Marine Insurance International LLC | 8110 Breakwater Dr | (504) 302-4400 |
FM Agency Group serves the New Orleans, Louisiana metro area as a boat insurance agent. The company assists local boat owners in securing coverage for their watercraft. Marine policies typically protect against damage, theft, and liability while on area waterways. The firm helps clients navigate coverage options for different vessel types. It specifically handles both recreational boat insurance and policies for personal watercraft in the region.
Garcia Insurance Services in New Orleans, Louisiana provides a full range of boat insurance services. Its plans cover liability, physical damage, and medical payments for watercraft. Maintenance and service plans are offered to help clients manage inland and coastal marine exposures. The company also offers claims assistance and policy reviews to ensure coverage meets changing needs. It services recreational vessels, fishing boats, personal watercraft, and small commercial marine operations for local homeowners, apartment dwellers, and retail businesses.
Homeowners and boat owners across New Orleans, LA, turn to Brooks Insurance Services NOLA for boat insurance guidance. This agency helps clients secure coverage for vessels used for recreation or personal transport on local waterways. They focus on matching policies to individual needs, addressing common concerns like liability and storm protection. Their service area extends to the surrounding metro communities, including the Lake Pontchartrain basin and nearby Jefferson Parish.
Serving the greater New Orleans area and surrounding communities including Metairie and Kenner, Daniel Rahman Agency specializes in boat insurance for local anglers and recreational craft owners. It handles policies for fishing boats, yachts, and personal watercraft operating along the Gulf Coast. For a typical job, the agency begins by reviewing a client’s specific vessel and usage patterns to recommend appropriate liability and physical damage coverage.
Hartwig Moss Insurance Agency in New Orleans, Louisiana offers specialty coverage for a wide range of watercraft, including sailboats, yachts, and personal motorboats. It provides general boat insurance services, helping clients protect their vessels against common risks like collision, theft, and liability on local waterways and the Gulf Coast. The agency routinely assists boaters in selecting appropriate policies before the start of the annual hurricane season, ensuring protection against storm damage and potential flooding.
When a policyholder chooses between a seasonal one-time policy and year-round recurring coverage, Roberts Family Agency: Allstate Insurance in New Orleans helps navigate the decision based on boating frequency and storage needs. Coverage in this area typically includes liability for waterway navigation and physical damage protection from hurricanes and saltwater exposure. The agency serves local boat owners by offering options from short-term plans for occasional weekend use to annual policies for full-time vessels. Service for quotes, policy adjustments, and claims assistance runs on an as-needed basis.
When hurricane season elevates the risk of damage along Louisiana's waterways, Brightway Insurance, The Combetta Agency in New Orleans structures policies to protect personal watercraft and larger vessels against storm-related claims. This boat insurance agent navigates the specific coverage needs for recreational boating on Lake Pontchartrain and the Gulf Coast, ensuring hull damage or liability from an onboard accident is addressed. The first step involves scheduling an inspection of the vessel to document its current condition and required coverage levels.
Pappalardo Agency, Inc. is a boat insurance agent serving New Orleans, LA, known for specializing in policies that protect personal watercraft and yachts from Gulf Coast weather risks. The agency works with multiple regional carriers to arrange coverage for hull damage, liability, and theft for both recreational and fishing vessels. As a local provider, it understands specific waterway navigation needs and can add on an agreed-value policy to ensure a set payout amount after a total loss.
Louisiana Underwriters, LLC, in New Orleans serves as a boat insurance agent, helping clients secure coverage for watercraft used on local waterways and coastal areas. Acquiring a policy through this agency can specifically protect vessels against damage from storms, collisions, and theft. Site selection for coverage includes docks and slips. The agent also structures policies that meet requirements for commercial operations, including offices, warehouses, and food service sectors.
What Does a a Boat Insurance Agent in New Orleans Cost?
Boat insurance costs in Louisiana typically range from 300 to 800 dollars per year for a small fishing boat, while larger yachts can cost 1,500 to 5,000 dollars annually. Premiums depend on the boats value, horsepower, and storage location. New Orleans rates may be higher due to hurricane exposure and theft risk. This is general information, not insurance advice.
About boat insurance agents in New Orleans
Boat insurance agents in New Orleans help you protect your vessel against risks common to the Gulf Coast, such as hurricanes and theft. Louisiana law requires liability coverage for any motorized watercraft operated on state waterways. A local agent can explain how state-specific regulations affect your policy and ensure you meet minimum coverage limits.
Frequently Asked Questions
What does boat insurance cover in Louisiana?
Standard policies cover physical damage from collisions, storms, and theft, plus liability for injuries or property damage you cause. Louisiana law does not require comprehensive coverage, but lenders and marinas often demand it.
Do I need boat insurance to launch in New Orleans?
Yes, all motorized boats operated on Louisiana public waters must carry liability insurance. Minimum limits are 25,000 dollars for bodily injury per person and 50,000 dollars total per accident.
How do hurricane risks affect boat insurance in New Orleans?
Many policies exclude wind and hail damage during hurricane season unless you buy separate named storm coverage. Agents can help you add this endorsement before June 1, the start of hurricane season.
Boat Insurance Agents in Other Louisiana Cities
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