The top-rated boat insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Travis Gravois - State Farm Insurance Agent, Dalton LeBlanc - State Farm insurance Agent, Nicholas Hebert: Allstate Insurance. This directory lists 20 boat insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 2 | Travis Gravois - State Farm Insurance Agent | 675 Enterprise Dr ste a | (985) 655-2886 |
| 3 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 4 | Nicholas Hebert: Allstate Insurance | 854 Grand Caillou Rd | (985) 868-1886 |
| 5 | The General | 6108 W Park Ave | (985) 851-7055 |
| 6 | Brian Mustin: Allstate Insurance | 5328 LA-311 | (985) 873-1411 |
| 7 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 8 | David Ohlmeyer Jr.: Allstate Insurance | 6658 W Park Ave | (985) 876-0116 |
| 9 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
| 10 | Eric Landry Agency: Allstate Insurance | 258 Enterprise Dr | (985) 873-1611 |
Trinity Insurance Agency, Inc serves the Houma, Louisiana area as a local boat insurance agent. The company helps boat owners in the region find appropriate coverage for their watercraft, including policies for liability and physical damage. Clients can obtain protection for various recreational vessels used in local waterways. Trinity Insurance Agency, Inc handles both hull insurance and liability coverage for this area.
Travis Gravois - State Farm Insurance Agent in Houma, LA, provides comprehensive boat insurance coverage, including liability, physical damage, and uninsured boater protection. Its service plans offer personalized policy reviews to ensure adequate coverage limits and deductibles for local waterways. The agency assists clients with claims filing and policy adjustments as their boating needs change. It services single-family homes, apartments, retail, and restaurants.
Homeowners and boat owners in the Houma, LA area turn to Dalton LeBlanc - State Farm Insurance Agent for personalized marine insurance solutions. This agency provides coverage options designed to protect watercraft against common regional risks such as storms and accidents during regular operation. Policies are tailored to fit individual boating needs, ensuring asset protection on local waterways. The agency also extends its services to surrounding communities in the Terrebonne Parish metro area.
Serving the Houma area and surrounding Louisiana bayou communities, Nicholas Hebert: Allstate Insurance provides boat insurance coverage for local waterways and coastal conditions. It handles policies for a range of personal watercraft, including fishing boats and smaller pleasure vessels. Using a standard application process, the agent reviews each client’s specific boating needs and regional risks. The approach involves matching policy options to the vessel’s size and typical usage areas, adjusting for seasonal local weather patterns and common navigation hazards.
For a single boat, a one-time policy covers the current season, while scheduled options provide ongoing protection across multiple years. The General, a boat insurance agent in Houma, LA, offers coverage for physical damage, liability, and theft, applying to fishing vessels, personal watercraft, and other recreational boats navigating the nearby bayous and Gulf waters. Local agents help tailor deductibles and liability limits to fit the specific risks of the region. Service runs on a one-time or scheduled renewal basis as needed.
As a boat insurance agent in Houma, LA, Brian Mustin: Allstate Insurance offers specialized coverage for a variety of watercraft, including fishing boats, personal watercraft, and yachts. The agency assists local clients by evaluating liability, physical damage, and uninsured boater risks to tailor a policy for their specific vessel and usage patterns. It also handles claims support for accidents or theft. During hurricane season, the agency actively helps boat owners review their windstorm damage and storm-related storage coverage needs.
The shifting tides of coastal Louisiana mean boat owners on Bayou Terrebonne must protect their investments from seasonal storms and saltwater wear. Terrebonne Insurance Agency in Houma helps mariners evaluate coverages for hull damage, liability, and equipment loss. Whether a client runs a fishing charter or keeps a weekend skiff, the agency discusses navigational limits and named-storm provisions. Policies are designed for local waterways from the Gulf Intracoastal to the marshes south of Cocodrie. A new client should schedule an appointment to inspect the vessel and documentation during the initial assessment.
Based in Houma, LA, David Ohlmeyer Jr.: Allstate Insurance helps local boat owners secure coverage for their watercraft. The agency can tailor policies to include specialty add-ons like agreed value coverage and liability protection for passengers. They provide guidance on navigating regional waterways and protecting against weather-related damage. This agent serves commercial sectors needing vessel protection, including local fishing operations, marine contracting offices, and waterfront warehouse storage facilities.
Eric Landry Agency: Allstate Insurance provides boat insurance for residential clients in the Houma area, offering coverage for personal watercraft and recreational vessels. Commercial boat insurance is also arranged for local operators who need coverage for fishing charters or workboats. Service extends throughout the Houma region, including nearby waterways and marinas. The agency can follow up on a policy after its initial placement, reviewing current boat values or updating liability limits between regular seasonal visits.
What Does a a Boat Insurance Agent in Houma Cost?
Boat insurance costs in Louisiana vary widely based on boat value, type, usage, and location. A typical policy for a small fishing boat may range from 300 to 600 dollars per year, while a larger yacht or high-performance vessel can cost 1,500 to 5,000 dollars annually. Factors like claims history, safety equipment, and storage location also affect premiums. This is general information, not insurance advice.
About boat insurance agents in Houma
Boat insurance agents in Houma, Louisiana help protect your vessel against risks common to the bayou region, including hurricanes, collisions, and theft. Louisiana law requires liability coverage for boats with motors over 25 horsepower, and many lenders also demand physical damage coverage. Local agents can tailor policies to meet state requirements and cover fishing charters or personal watercraft.
Frequently Asked Questions
What types of boat insurance are available in Houma?
Agents offer liability, collision, comprehensive, uninsured boater, and medical payments coverage. Policies can also include towing and salvage, which is useful in the bayous and waterways around Terrebonne Parish.
Is boat insurance required by law in Louisiana?
Louisiana law does not mandate boat insurance for all vessels, but it requires liability coverage for boats with motors over 25 horsepower. Many marinas and lenders also require proof of insurance before docking or financing.
How do Louisiana weather risks affect boat insurance in Houma?
Hurricanes and severe storms are common in coastal Louisiana. Many policies include named storm deductibles, and agents can advise on separate windstorm or flood coverage to protect your boat during hurricane season.
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