The top-rated boat insurance agent in Lafayette, Louisiana is Michael Smith - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Bradley Beck - State Farm Insurance Agent, Leauxcal Insurance Agency, LLC, Nick Plaisance: Allstate Insurance. This directory lists 19 boat insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Smith - State Farm Insurance Agent | 2308 Kaliste Saloom Rd ste Saloom Rd | (337) 981-3472 |
| 2 | Bradley Beck - State Farm Insurance Agent | 1105 Ambassador Caffery Pkwy | (337) 406-2510 |
| 3 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 4 | Nick Plaisance: Allstate Insurance | 1508 Kaliste Saloom Rd | (337) 984-5300 |
| 5 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 6 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 7 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 8 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 9 | Lee Verret Jr - State Farm Insurance Agent | 3037 NW Evangeline Thruway | (337) 456-6292 |
| 10 | Theriot Insurance Agency | 714 E Kaliste Saloom Rd Ste A2 | (337) 289-6880 |
Bradley Beck - State Farm Insurance Agent in Lafayette, LA offers a range of services for boat owners seeking coverage tailored to their watercraft. The agency provides personalized insurance plans designed to protect boats, yachts, and other vessels against common risks on the water. Maintenance support is available through policy guidance and claims assistance to help clients keep their boats in good condition. The company regularly reviews coverage options to match changing needs over time. It services single-family homes, apartments, retail properties, and local restaurants in the Lafayette area.
Leauxcal Insurance Agency, LLC serves homeowners and businesses in Lafayette, LA who need coverage for their watercraft. The company provides boat insurance policies that protect against common risks on local waterways. Its agents work with clients to find suitable liability and physical damage coverage. They also offer guidance on navigating policy options for different vessel types common to South Louisiana. In addition to Lafayette, Leauxcal Insurance Agency extends its services to neighboring Broussard and the surrounding communities throughout Lafayette Parish.
Nick Plaisance: Allstate Insurance serves Lafayette, Louisiana, and the surrounding communities along the Atchafalaya Basin and Vermilion Bay. It handles boat insurance policies for recreational watercraft, including fishing boats and personal watercraft, as well as larger cabin cruisers. The agency focuses on matching coverage to the specific risks of local waterways. For a typical job, it reviews the vessel's value, intended usage, and storage location to tailor a policy that addresses liability and physical damage concerns.
Terry Romero Wofford - State Farm Insurance Agency in Lafayette, LA provides clients with guidance on choosing either a one-time liability policy for a short season or a recurring annual policy that automatically renews for continuous protection. Coverage typically insures a watercraft against physical damage, theft, and liability for bodily injury or property damage while docking or cruising. Service evaluates individual boating needs and policy terms on a scheduled, one-time appointment basis.
TSL Insurance Group specializes in securing tailored coverage for watercraft, including fishing boats, pontoons, and yachts. It assists boat owners in Lafayette, LA, by matching policies to specific navigational patterns and stored value. The agency evaluates local risk factors like seasonal storms and bayou currents to advise clients on appropriate liability and hull protection. When hurricane season raises concerns about dock damage or haul-out expenses, it helps policyholders review their deductibles and coverage limits in advance.
Liggio Insurance Agency in Lafayette, Louisiana provides boat owners with essential coverage solutions for their watercraft. The company specializes in offering tailored add-ons that address specific risks on inland waterways and the Gulf Coast, such as liability protection, physical damage coverage, and towing services. Its agents work with clients to safeguard personal pleasure boats as well as commercial vessels. The firm can serve marine-related businesses, including waterfront offices, boat storage warehouses, and seafood industry food service operations.
For many in Lafayette who enjoy weekends on the Atchafalaya Basin or the Gulf, boat insurance is a seasonal essential. Complete Insurance Solutions of La provides local boat insurance agency services, helping owners find coverage that addresses liability and physical damage risks common to Louisiana waterways. They work to match policies with the specific type and value of each watercraft. The process typically begins with a conversation to review the boat’s details and assess coverage needs before an inspection is scheduled.
Lee Verret Jr - State Farm Insurance Agent in Lafayette, LA provides residential boat insurance service for personal watercraft and pleasure vessels. The agency also offers commercial marine coverage for watercraft used in business operations throughout the Lafayette area. Policies are tailored to address common regional risks on inland waterways and coastal zones. After an initial policy is secured, the agent assists with routine policy reviews and coverage adjustments to account for changing boat values or usage patterns between regular seasonal visits.
Theriot Insurance Agency in Lafayette, LA is known for helping boat owners secure coverage for their watercraft. The company serves clients across the local area, offering policies tailored for personal boats, fishing vessels, and other recreational marine equipment. They assist with navigating coverage options for liability, physical damage, and weather-related risks common to the region. A specialty service this agency can add on is inland marine insurance for boat trailers and transport equipment.
What Does a a Boat Insurance Agent in Lafayette Cost?
Boat insurance in Louisiana typically costs between 300 and 800 dollars per year for a standard runabout. Larger vessels or yachts can cost 1,500 to 5,000 dollars annually. Rates depend on boat value horsepower age and where you store it. Hurricane prone areas near Lafayette may increase premiums. This is general information not insurance advice.
About boat insurance agents in Lafayette
Lafayette boat owners need insurance that covers the unique risks of Louisiana waterways including hurricanes and alligator collisions. A local boat insurance agent can help you comply with Louisiana state requirements for liability and uninsured boater coverage. They also understand the specific navigational limits and storage needs common in the Acadiana region.
Frequently Asked Questions
Is boat insurance required in Louisiana?
Louisiana law does not require boat insurance for most private watercraft. However marinas and lenders often require liability and physical damage coverage. Some state waterways also require proof of insurance for certain vessel sizes.
What does a boat insurance agent in Lafayette cover?
A boat insurance agent can help you get liability coverage for bodily injury and property damage. They also offer physical damage coverage for sinking fire theft and storm damage. Many policies include towing and fuel spill liability which is important in Louisiana marshlands.
How do Louisiana specific laws affect my boat policy?
Louisiana follows a pure comparative fault rule which can affect claim payouts if you are partially at fault. The state also has a one year statute of limitations for maritime injury claims. Your agent can explain how these laws apply to your policy limits and exclusions.
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