The top-rated boat insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Tuwanna Guillory-August: Allstate Insurance, Mila Robichaux: Allstate Insurance, Curt Beckham - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 2 | Tuwanna Guillory-August: Allstate Insurance | 1700 E Prien Lake Rd Ste 1 | (337) 305-7676 |
| 3 | Mila Robichaux: Allstate Insurance | 4405 Lake St | (337) 474-3500 |
| 4 | Curt Beckham - State Farm Insurance Agent | 3616 Ryan St | (337) 477-1188 |
| 5 | Chris Gaudet - State Farm Insurance Agent | 411 W College St | (337) 475-2740 |
| 6 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 7 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 8 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 9 | Staci Boudreaux: Allstate Insurance | 909 Sam Houston Jones Pkwy A | (337) 217-0013 |
| 10 | Rob Cameron - State Farm Insurance Agent | 1131 Pithon St | (337) 477-7555 |
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana, area for boat insurance coverage. As an agent in this region, the company assists clients in protecting their watercraft against common risks on local waterways. Policies typically include liability protection and physical damage coverage. The agency’s work involves helping boat owners find appropriate coverage for their recreational vessels. In this area, it handles policies for fishing boats and personal watercraft.
Tuwanna Guillory-August: Allstate Insurance provides boat insurance coverage for recreational watercraft in the Lake Charles area. Its service and maintenance plans include liability protection, comprehensive and collision coverage, and options for uninsured boaters. The company also offers roadside assistance for vessels and trailers. It services a range of property types, including single-family homes, apartments, retail businesses, and local restaurants.
Mila Robichaux: Allstate Insurance serves Lake Charles, LA, offering both one-time policy purchases for a single season’s coverage and recurring annual plans for ongoing protection. The agency helps boat owners secure liability, collision, and comprehensive coverage for damage or theft. Storm and hurricane protection is a common local concern. Service runs on an as-needed basis for new quotes, renewals, or claims assistance.
Curt Beckham - State Farm Insurance Agent in Lake Charles, Louisiana, offers specialized boat insurance policies to protect watercraft and trailers from potential damage and liability. The agency provides general personal insurance services, including coverage for vehicles and homes, to meet a variety of client needs. Given the frequent coastal storms and hurricanes in the Lake Charles area, the agency helps boat owners prepare for storm season by ensuring their vessels have adequate protection against wind and flood damage.
Chris Gaudet - State Farm Insurance Agent serves the Lake Charles, Louisiana area and surrounding communities with boat insurance policies. The agency handles coverage for a variety of watercraft, addressing both liability and physical damage needs for local boat owners. When managing a typical job, the agency first evaluates each client’s specific vessel and usage patterns. It then compares available policy options to find suitable protection that meets regulatory and personal requirements. The overall approach relies on clear communication and tailored recommendations to ensure each client understands their coverage choices.
Kelly Lee Insurance serves local homeowners and businesses in Lake Charles, LA, that need specialized coverage for their boats and watercraft. The agency helps clients protect their vessels from common risks such as storms, accidents, and theft that are prevalent along the Gulf Coast. It also assists property managers who require liability protection for rental boats or marina facilities in the region. In addition to serving Lake Charles, Kelly Lee Insurance also covers boat owners in nearby Sulphur.
With local waters often buzzing from spring through fall, Lake Charles boat owners need reliable protection for their vessels. Goosehead Insurance - James Bice provides guidance on policies that typically cover physical damage, liability, and towing in the bayous and Gulf areas. The agent works to match coverage limits to each boat’s size and typical usage, while explaining how deductibles affect premiums. To begin an accurate policy review, an agent inspects the craft’s hull and equipment specifications during an initial assessment.
Goosehead Insurance - Garet Berry in Lake Charles, LA, assists boat owners with customized marine coverage, including protection for hull, liability, and personal effects. The agency also helps clients add specialty endorsements such as trailer coverage or fishing equipment insurance to their policies. This commercial insurance office works directly with local businesses requiring tailored protection for their operations. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Staci Boudreaux: Allstate Insurance in Lake Charles, LA, is known for providing boat insurance coverage tailored to local watercraft owners. The agency serves clients across the region, offering policies that protect against common marine risks. Policies typically include liability, physical damage, and coverage for equipment and trailers. As a specialty service, the agency can add on coverage for on-water towing and assistance.
What Does a a Boat Insurance Agent in Lake Charles Cost?
Typical boat insurance costs in Louisiana range from 300 to 800 dollars per year for a small fishing boat. For larger vessels like yachts or speedboats premiums can be 1,000 to 3,000 dollars annually. Factors affecting cost include boat value horsepower age of the operator and navigational area. This is general information and not insurance advice.
About boat insurance agents in Lake Charles
Boat insurance agents in Lake Charles Louisiana help protect your watercraft against damage theft and liability. Louisiana law requires liability insurance for boats with motors over 25 horsepower. Local agents know the risks of navigating the Calcasieu Ship Channel and Gulf waters.
Frequently Asked Questions
What types of boat insurance are available in Lake Charles?
Agents offer liability coverage for bodily injury and property damage. They also provide comprehensive and collision coverage for physical damage to your boat. Many policies include uninsured boater coverage and towing assistance.
Is boat insurance required by law in Louisiana?
Yes Louisiana law requires liability insurance for any boat with a motor of 25 horsepower or more. This law applies to all watercraft operated on public waterways including Lake Charles and the Gulf of Mexico.
How do I choose a boat insurance agent in Lake Charles?
Look for an agent who is licensed in Louisiana and has experience with local waterways. Ask about coverage for hurricane damage and saltwater exposure. Compare quotes from multiple agents to find a policy that fits your needs.
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