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Compare Boat Insurance Agents in Richmond, KY

Looking for a boat insurance agent in Richmond? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 boat insurance agents in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350 jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199 parsonshowardinsurance.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500 insurancepro.biz
Jon Clark - State Farm Insurance Agent
1010 Brandy Ln Ste F, Richmond, KY 40475
(859) 623-6218 countonclark.com
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883 shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933 brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254 kyfb.com
Anthony Tipton: Allstate Insurance
220 Geri Ln Ste 1, Richmond, KY 40475
(859) 623-1441 agents.allstate.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252 linvilleinsurance.com
Kentucky Farm Bureau Insurance
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031 shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309 coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888 alhinsurance.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684 bobrobertsinsurance.com
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485 reynoldsinsuranceagency.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408 maupininsuranceky.com

Boat insurance agents in Richmond, Kentucky help protect your watercraft on Lake Herrington and the Kentucky River. Kentucky law requires liability coverage for motorized boats, and agents can tailor policies to meet state requirements. Local agents understand the specific risks of central Kentucky waterways.

What Does a Boat Insurance Agent in Richmond Cost?

Boat insurance in Kentucky typically costs between 200 and 500 dollars per year for a standard policy on a small to mid-sized boat. Premiums depend on boat value, horsepower, and usage. Larger vessels or high-performance boats may cost 600 to 1,200 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Kentucky?
Kentucky law requires liability insurance for motorized watercraft. This includes boats with motors over 10 horsepower. An agent in Richmond can help you meet these legal requirements.
What does boat insurance typically cover in Kentucky?
Standard policies cover physical damage to your boat, liability for injuries or property damage, and medical payments. Many Richmond agents also offer coverage for trailers and personal belongings on board.