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HomeBoat Insurance AgentsKentucky › Bowling Green

Find Boat Insurance Agents Near You in Bowling Green, KY

Browse boat insurance agents serving Bowling Green, Kentucky. Updated 2026-07-14.

The top-rated boat insurance agent in Bowling Green, Kentucky is JR Wade - State Farm Insurance Agent, rated 4.9 stars across 985 reviews. Other highly rated options include NCM Insurance Agency, D C Clement - State Farm Insurance Agent, Byers Insurance Group. This directory lists 20 boat insurance agents serving Bowling Green.

Showing 20 boat insurance agents in Bowling Green, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JR Wade - State Farm Insurance Agent1301 U.S. 31 W Bypass(270) 846-4414
2NCM Insurance Agency350 Corvette Dr(877) 678-7626
3D C Clement - State Farm Insurance Agent430 U.S. 31 W Bypass #108(270) 842-0154
4Byers Insurance Group1733 Campus Plaza Ct STE 5(270) 495-3646
5Downs Insurance Agency1301 Westen St(270) 282-4942
6Scott Bouldin - Kentucky Farm Bureau Insurance933 Fields Dr STE 201(270) 904-4800
7Michael Scattergood: Allstate Insurance950 U.S. 31 W Bypass(270) 843-1150
8Davis Insurance1131 Fairview Ave STE 103(270) 259-8007
9We Insure Rocket Insurance Group1700 Patrick Way Suite C(270) 600-3200
10Safeguard Insurance1600 Scottsville Rd # 100(270) 904-6070
JW
1301 U.S. 31 W Bypass
JR Wade - State Farm Insurance Agent
Boat Insurance Agent · Bowling Green, KY

JR Wade - State Farm Insurance Agent serves the Bowling Green, KY area with boat insurance coverage. The agency helps local boat owners protect their watercraft from common risks like accidents, theft, and weather-related damage. Clients can discuss their specific vessel needs, including liability protection and physical damage coverage for their boats. The agency also handles quotes for personal watercraft and small yacht policies.

NI
350 Corvette Dr
NCM Insurance Agency
Boat Insurance Agent · Bowling Green, KY

NCM Insurance Agency in Bowling Green, Kentucky provides a range of boat insurance services for area boat owners. It offers policy reviews, coverage evaluations, and claims assistance to ensure adequate protection on local lakes and rivers. Service or maintenance plans help clients with routine coverage updates and paperwork for seasonal use. The agency services single-family homes with attached watercraft, apartments storing boats, retail shops needing marine liability, and restaurants that operate affiliated dock or rental vessels.

DC
430 U.S. 31 W Bypass #108
D C Clement - State Farm Insurance Agent
Boat Insurance Agent · Bowling Green, KY

D C Clement - State Farm Insurance Agent serves local homeowners, boat owners, and other residents of Bowling Green, Kentucky who need coverage for their watercraft. The agency provides standard boat insurance policies that protect against common risks such as accidents, theft, weather damage, and liability on area lakes and rivers. Customers rely on this office for straightforward guidance when selecting appropriate policy limits and deductibles for their specific vessels. The agent also extends its services to clients in the surrounding Warren County area, including communities near Barren River Lake.

BI
1733 Campus Plaza Ct STE 5
Byers Insurance Group
Boat Insurance Agent · Bowling Green, KY

Byers Insurance Group serves Bowling Green, Kentucky, and the surrounding communities in south-central Kentucky, handling boat insurance for recreational vessels and personal watercraft. It helps clients secure coverage for liability, physical damage, and theft. When assessing a typical job, the agency reviews each boater’s specific usage patterns and storage arrangements to recommend appropriate policy options that meet regional requirements.

DI
1301 Westen St
Downs Insurance Agency
Boat Insurance Agent · Bowling Green, KY

When recreational boating season peaks on Barren River Lake, many boat owners in the Bowling Green area begin shopping for proper insurance. Downs Insurance Agency helps navigate this process by explaining typical coverages for hull damage, liability, and towing. They meet with clients to assess boat type and usage patterns, then recommend suitable protection. The agency reviews policy options clearly, ensuring each customer understands their needs. All new client relationships begin with a thorough inspection and documentation of the vessel so accurate coverage can be proposed.

SB
933 Fields Dr STE 201
Scott Bouldin - Kentucky Farm Bureau Insurance
Boat Insurance Agent · Bowling Green, KY

As a boat insurance agent in Bowling Green, Kentucky, Scott Bouldin with Kentucky Farm Bureau Insurance offers specialized coverage for watercraft, including liability and physical damage protection. It also provides general personal insurance services to area residents. The agency works with clients to tailor policies that address the unique risks of local lakes and rivers, such as damage from storms or collisions. It helps policyholders prepare for the common need of winterizing coverage when the boating season ends and storage begins.

MS
950 U.S. 31 W Bypass
Michael Scattergood: Allstate Insurance
Boat Insurance Agent · Bowling Green, KY

For recreational boaters in the Bowling Green area, Michael Scattergood: Allstate Insurance offers both one-time liability policies for seasonal use and recurring annual policies that bundle comprehensive and collision protections. Coverage typically includes protection against physical damage, theft, and liability for bodily injury or property damage on the water. Service is provided strictly on an as-needed basis, meaning clients request a quote or policy review whenever their vessel’s needs change or a renewal date approaches.

DI
1131 Fairview Ave STE 103
Davis Insurance
Boat Insurance Agent · Bowling Green, KY

Davis Insurance in Bowling Green, KY handles routine boat insurance policies, offering standard liability and physical damage coverage. The agency can tailor policies for personal watercraft, sailboats, and fishing vessels. Its specialty add-ons include coverage for towing, equipment, and agreed value protection. For commercial marine risks, the company serves offices that need property and general liability, warehouses requiring inland marine or cargo coverage, and food service establishments with exposure from delivery boats or dock operations.

WI
1700 Patrick Way Suite C
We Insure Rocket Insurance Group
Boat Insurance Agent · Bowling Green, KY

We Insure Rocket Insurance Group provides residential boat insurance service to clients in Bowling Green, Kentucky. They also extend their expertise to commercial watercraft coverage and serve policyholders across the surrounding region. Their agents work with local marinas and lake associations to build policies that suit recreational and small business needs. After a claim or seasonal policy review, they offer follow-up service to ensure proper coverage between regular visits.

SI
1600 Scottsville Rd # 100
Safeguard Insurance
Boat Insurance Agent · Bowling Green, KY
CI
1532 U.S. 31 W Bypass
Carr Insurance Agency, Inc
Boat Insurance Agent · Bowling Green, KY
(270) 781-5300
carrins.com
KF
101 Riverwood Ave a
Kentucky Farm Bureau Insurance | Warren County - Fairview Ave
Boat Insurance Agent · Bowling Green, KY
(270) 393-0094
kyfb.com/warren/fairview
EI
5966 Scottsville Rd Suite 4
ERIE INSURANCE AGENCY: GOLDEN FINANCIAL
Boat Insurance Agent · Bowling Green, KY
(270) 202-4439
goldenfinancialservices.biz
MA
543 U.S. 31 W Bypass
McCay & Associates Insurance
Boat Insurance Agent · Bowling Green, KY
(270) 842-4236
mccayandassociates.com
FI
1025 U.S. 31 W Bypass
Faulkner Insurance Inc.
Boat Insurance Agent · Bowling Green, KY
(270) 782-2799
faulknerins.com
HI
1240 Fairway St
Houchens Insurance Group - P&C Bowling Green
Boat Insurance Agent · Bowling Green, KY
(800) 960-3560
higusa.com
LI
812 State St
Lawton Insurance
Boat Insurance Agent · Bowling Green, KY
(270) 282-2411
lawtoninsurance.com
TI
2501 Crossings Blvd #217
Thurmond Insurance Group
Boat Insurance Agent · Bowling Green, KY
(270) 936-8037
thurmondinsurance.com
GI
1945 Scottsville Rd Ste 100
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Bowling Green, KY
(270) 781-8181
assuredpartners.com/BowlingGreen
CI
1750 Scottsville Rd
Center of Insurance Inc
Boat Insurance Agent · Bowling Green, KY
(270) 781-6200
centerofinsurance.com

What Does a a Boat Insurance Agent in Bowling Green Cost?

The cost of boat insurance in Kentucky typically ranges from 200 to 600 dollars per year for basic liability coverage on a small boat. Full coverage for a larger vessel can cost 500 to 1,500 dollars annually. Factors include boat value, horsepower, usage, and your claims history. This is general information and not insurance advice.

About boat insurance agents in Bowling Green

Boat insurance agents in Bowling Green Kentucky help protect your watercraft on Barren River Lake and other local waterways. Kentucky law requires liability insurance for motorized boats operated on public waters. A local agent can explain coverage for damage, theft, and liability specific to Kentucky regulations.

Frequently Asked Questions

What does boat insurance cover in Kentucky?

Boat insurance in Kentucky typically covers physical damage to your boat, liability for injuries or property damage you cause, and medical payments for passengers. Many policies also include coverage for towing and fuel spill cleanup.

Is boat insurance required by law in Kentucky?

Kentucky does not require liability insurance for all boats, but it is required for motorized watercraft operated on public waters. Lenders may also require coverage if you have a loan on your boat.

How do I choose a boat insurance agent in Bowling Green?

Look for an agent who specializes in marine or recreational vehicle insurance and has experience with Kentucky watercraft laws. Ask about coverage for your specific boat type, such as a fishing boat or pontoon, and verify the agents licensing with the Kentucky Department of Insurance.

Boat Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.