The top-rated boat insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Broker Brothers & Co., Matt Estes - State Farm Insurance Agent, The Buckman Agency: Allstate Insurance. This directory lists 21 boat insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Broker Brothers & Co. | 1521 Cavalry Dr Ste 201 | (859) 207-7738 |
| 3 | Matt Estes - State Farm Insurance Agent | 7500 Oakbrook Dr Ste 2-3 | (859) 869-2033 |
| 4 | The Buckman Agency: Allstate Insurance | 7281 Burlington Pike | (859) 283-9200 |
| 5 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 6 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 7 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 8 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 9 | Andrew VanSickle at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6695 |
| 10 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
Rollins Insurance serves the Florence, Kentucky area as a boat insurance agent. The company provides coverage policies designed specifically for watercraft owners. It assists clients in securing protection for their vessels against common risks on local lakes and rivers. Coverage options typically include liability protection, physical damage coverage, and safeguards for equipment like motors and trailers. Rollins Insurance handles both liability insurance policies for boat operation and comprehensive policies that cover damage from storms or accidents.
Homeowners and recreational boat owners in Florence, Kentucky turn to Broker Brothers & Co. for boat insurance agent services to protect their watercraft. They help clients find coverage that can safeguard against common risks on nearby rivers and lakes. Providing guidance through policy options and the claims process, this agency assists with liability protection and hull damage for various vessel types. Their services also extend to covering boat owners in the neighboring community of Hebron and other parts of northern Boone County.
Matt Estes - State Farm Insurance Agent in Florence, KY, provides a full range of boat insurance services, covering liability, collision, and comprehensive policies for watercraft. It offers service and maintenance plans that help clients manage routine coverage adjustments and policy reviews. The business assists local boat owners in protecting their vessels, including single-family homes and apartments with docked personal watercraft, as well as retail and restaurant establishments that moor work boats alongside their commercial properties.
The Buckman Agency: Allstate Insurance serves boat owners throughout Florence, Kentucky, and the surrounding communities of the northern Kentucky region. The agency handles coverage for a variety of watercraft, including powerboats, sailboats, and personal watercraft. It typically approaches each client by first reviewing the specific risks associated with local waterways and the individual vessel. Before writing a policy, it carefully examines the boat’s value, usage patterns, and storage arrangements to ensure proper protection, addressing potential liabilities from accidents or weather events.
Bob Boswell Jr - State Farm Insurance Agent in Florence, KY offers both one-time boat insurance policies for a single season of use and recurring annual coverage that renews automatically each year. Their service area addresses liability protection, physical damage from accidents or weather, and necessary equipment coverage for watercraft. Clients can schedule a one-time policy for short-term needs or choose a recurring annual plan for longer use. Service runs strictly on a scheduled appointment basis, both in-office and by phone.
As the Ohio River swells with spring rain around Florence, C.K. Ash Insurance helps boat owners protect their vessels from sudden storms and debris. This boat insurance agent works with local policies designed to cover damage from collisions, weather, and theft. They assess each client's specific craft, whether a fishing boat or a ski runabout. Quoting a new policy begins with a thorough inspection of the hull and motor to verify condition and safety equipment before coverage can be finalized.
Shepherd Insurance assists boat owners in Florence, KY, with essential marine coverage, including liability protection for on-water accidents. The agency also offers specialized endorsements for trailers, equipment, and emergency towing services to provide comprehensive risk management. Policies can be tailored to safeguard both recreational vessels and personal watercraft from local weather threats. Its clientele encompasses seasonal boaters in the Ohio River region, marina operators, and small charter services requiring liability coverage. Commercial sectors served include lakeside rental offices, storage warehouses, and food service operations.
Comparion Insurance Agency specializes in boat insurance policies for watercraft owners across the Florence area. It provides comprehensive coverage options, addressing liability and physical damage needs for a variety of recreational vessels. The agency also handles standard policyholder service, including adjustments and renewals for local residents. During the spring and early summer months, it particularly helps clients secure proper coverage before the peak inland lake and river boating season begins.
Andrew VanSickle at Comparion Insurance Agency in Florence, KY serves residents and businesses needing boat insurance. They assist local homeowners with personal watercraft and small fishing boat policies. For commercial clients, they cover charter vessels and rental fleets operating on the Ohio River and area lakes. Service extends throughout Boone, Kenton, and Campbell counties. After an initial policy is issued, the office contacts customers ahead of each season to review coverage changes and will handle any claims or adjustments between these regular annual check-ins.
Barnes Insurance Group in Florence, Kentucky, is known for helping local boat owners secure coverage for their watercraft. The agency offers policies for a range of vessels, including fishing boats, pontoons, and personal watercraft used on nearby lakes and rivers. Each policy can be tailored to include protection against common risks such as collision, theft, and liability. For added security, the company can help clients add on coverage for towing and roadside assistance specifically designed for boats.
What Does a a Boat Insurance Agent in Florence Cost?
Boat insurance costs in Kentucky typically range from 300 to 800 dollars per year for a standard runabout. Factors include boat value horsepower and navigation area. Policies for high speed boats or those used on the Ohio River may cost more. This is general information not insurance advice.
About boat insurance agents in Florence
Boat insurance agents in Florence Kentucky help protect your watercraft against damage theft and liability. Kentucky law requires liability coverage for boats with more than 10 horsepower operated on public waters. Local agents can tailor policies for the Ohio River and nearby lakes like Williamstown Lake.
Frequently Asked Questions
What types of boat insurance are available in Florence Kentucky?
Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage. Policies also cover towing and fuel spill liability. Kentucky requires liability insurance for motorized boats on public waterways.
Do I need boat insurance to register my boat in Kentucky?
Kentucky does not require proof of insurance to register a boat. However you must have liability coverage if you operate a motorized boat on public waters. Many marinas and lenders also require insurance.
How does Kentucky law affect boat insurance claims?
Kentucky has a two year statute of limitations for filing a boat insurance claim after a loss. The state also follows a pure comparative fault rule which means your payout can be reduced by your percentage of fault. Always report claims promptly to your agent.
Boat Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Frankfort · Georgetown · Henderson · Hopkinsville · Lexington · Louisville · Nicholasville · Owensboro · Paducah · Richmond