The top-rated boat insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Elizabethtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarred Butler - State Farm Insurance Agent | 322 W Dixie Ave | (270) 737-7777 |
| 2 | Neil Atcher - State Farm Insurance Agent | 230 Buford Ln Suite 104 | (270) 737-2255 |
| 3 | Lance Taylor - State Farm Insurance Agent | 2600 Ring Rd Ste 101A | (270) 900-1844 |
| 4 | Mike Wyman - State Farm Insurance Agent | 2801 Ring Rd | (270) 769-1511 |
| 5 | Kelly Ryan Cleaver - State Farm Insurance Agent | 3100 Ring Rd #109 | (270) 234-8200 |
| 6 | Jacob Willett - State Farm Insurance Agent | 513 N Mulberry St | (270) 872-0353 |
| 7 | Rick Skeeters - State Farm Insurance Agent | 5003 N Dixie Hwy | (270) 735-1641 |
| 8 | Unity Insurance Agency | 1507 N Dixie Hwy #116 | (270) 506-3957 |
| 9 | Travis Thomas - State Farm Insurance Agent | 113 E Dixie Ave | (270) 765-2253 |
| 10 | Chris Grinstead: Allstate Insurance | 112 N Mulberry St | (270) 765-7129 |
Neil Atcher - State Farm Insurance Agent provides boat insurance coverage for vessel owners in Elizabethtown, Kentucky. Service plans include personalized policy reviews to help ensure appropriate protection levels for watercraft. Maintenance planning advice helps clients understand seasonal storage and liability considerations. The agency assists with options tailored to various recreational boating needs. In the broader property market, the agency services single-family homes, apartments, retail, and restaurants.
Lance Taylor - State Farm Insurance Agent in Elizabethtown, KY, serves local homeowners and property managers seeking boat insurance coverage for their watercraft. The agency assists clients in protecting personal watercraft and recreational vessels against common risks on nearby lakes and waterways. Policies from this agent aim to provide financial security for boat owners navigating regional conditions. The office also extends its boat insurance services to residents in the surrounding Radcliff area and other communities throughout Hardin County.
Serving Elizabethtown and the surrounding LaRue, Hardin, and Nelson county communities, Mike Wyman’s agency provides boat insurance coverage for local customers. The office works with owners of pontoons, fishing boats, and personal watercraft to review hull damage liability and theft protection. To complete a typical job, an agent assesses the specific risks associated with navigating inland lakes and rivers commonly found in the area, then matches those risks with the appropriate policy limits.
Kelly Ryan Cleaver, operating as a State Farm Insurance Agent in Elizabethtown, KY, helps local boat owners distinguish between one-time event policies, such as those for a single voyage or seasonal use, and recurring coverage options that provide ongoing protection against liabilities and physical damage. These plans are designed to cover common risks like collisions, theft, and weather-related harm. Service for policy inquiries and claims assistance operates on a scheduled and as-needed basis, ensuring customers can access support for both routine updates and unexpected incidents.
Serving boat owners in Elizabethtown, Kentucky, the agency specializes in providing hull and liability protection for a variety of watercraft. Jacob Willett also handles general insurance services including auto, home, and life policies. As a boat insurance agent, the office assists clients in assessing coverage needs that account for changing lake conditions and liability risks. It helps with concerns such as preparing policies for winter storage and protecting a vessel during the active summer boating season.
Spring storms on area lakes and rivers remind boat owners of the need to verify their vessel coverage before the busy season begins. Rick Skeeters, a local State Farm Insurance agent in Elizabethtown, KY, helps clients review personal watercraft and boat insurance policies to match current use and storage situations. A thorough discussion covers navigation limits and protection for equipment such as motors and trailers. Every new policy consultation ends with a practical review of the vessel’s condition and a documented initial-assessment step.
Unity Insurance Agency in Elizabethtown, Kentucky, provides boat insurance for local residential customers, offering policies that cover a range of personal watercraft used on nearby lakes and rivers. The agency also extends commercial coverage options for clients who operate vessels for business purposes within the region. Service area encompasses Elizabethtown and the greater Hardin County vicinity. The agency maintains contact with policyholders following each policy period, ensuring coverage remains appropriate between regular seasonal visits or annual renewals.
Travis Thomas - State Farm Insurance Agent in Elizabethtown, Kentucky, is known for helping local boat owners secure coverage tailored to watercraft. The company assists clients with policies protecting against common risks like damage, theft, and liability while navigating area lakes and rivers. Agents work directly with customers to understand their specific boating needs, including vessel size and usage patterns. This location offers add-on coverage options such as roadside assistance for boat trailers, providing extra peace of mind during transport.
Chris Grinstead: Allstate Insurance in Elizabethtown, KY, assists clients in managing risk on the water by providing boat insurance policies. Coverage options can typically be added to help protect against common perils like collision, theft, and liability for property damage. Personal watercraft and fishing boats often require specialized adjustments to a standard policy. The agency works to meet the insurance needs of various local commercial operations, including offices, warehouses, and food service establishments.
What Does a a Boat Insurance Agent in Elizabethtown Cost?
Boat insurance costs in Kentucky depend on factors like boat value, horsepower, and navigation area. For a typical 18 to 22 foot runabout, annual premiums range from 200 to 600 dollars. Larger cruisers or personal watercraft may cost 400 to 1,200 dollars per year. Additional coverage for towing or fishing equipment can increase the premium. This is general information and not insurance advice.
About boat insurance agents in Elizabethtown
Boat insurance agents in Elizabethtown Kentucky help protect your watercraft on area lakes like Nolin River Lake and Rough River Lake. Kentucky law requires liability coverage for boats with motors over 10 horsepower. Local agents can guide you through state requirements and optional coverages.
Frequently Asked Questions
What does boat insurance cover in Kentucky?
Boat insurance typically covers liability for bodily injury and property damage. It also covers physical damage to your boat from collisions, theft, or weather. Kentucky law requires liability coverage for boats with motors over 10 horsepower.
Do I need boat insurance to operate on Kentucky lakes?
Yes, Kentucky law requires liability insurance for any motorboat with a motor of 10 horsepower or more. This applies to all public waters in the state including Elizabethtown area lakes. You must carry proof of insurance while operating.
How much does boat insurance cost in Elizabethtown?
Boat insurance costs vary based on boat value, type, and usage. In Kentucky, annual premiums typically range from 200 to 800 dollars for a standard runabout. Larger yachts or high-performance boats cost more. Your agent can provide a quote based on your specific watercraft.
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