Skip to main content

Boat Insurance Agents in Winter Springs, FL

Looking for a boat insurance agent in Winter Springs? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Winter Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 boat insurance agents in Winter Springs, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Dike - State Farm Insurance Agent
680 E State Rd 434, Winter Springs, FL 32708
(407) 890-9488 protectfl.com
Pontell Insurance Group
1331 Sundial Point, Winter Springs, FL 32708
(407) 696-1333 pontellinsurance.com
Jeremy Jones - State Farm Insurance Agent
1049 Willa Springs Dr # 1031, Winter Springs, FL 32708
(407) 699-1531 myagentjeremyjones.com
Visitor Insurance Services of America (VISOA®)
1073 Willa Springs Dr STE 1009, Winter Springs, FL 32708
(407) 669-6400 visoa.com
Sunny Insurance Agency LLC
3625 FL-419 Ste 290, Winter Springs, FL 32708
(407) 274-9674 mysunnyinsurance.com
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann
1073 Willa Springs Dr STE 2041, Winter Springs, FL 32708
(407) 955-4460 goosehead.com
Eric Camp
126 W State Rd 434, Winter Springs, FL 32708
(407) 544-4363 content.naic.org
Jean Arthur Associates Inc
5626 Red Bug Lake Rd, Winter Springs, FL 32708
(407) 699-9930 jaainsurance.com
Camp Insurance Llc
126 W State Rd 434, Winter Springs, FL 32708
(407) 544-4363 campinsurancefl.com
Soper Perez & Associates, Inc.
506 E State Rd 434, Winter Springs, FL 32708
(407) 327-2550 soperperez.com
Edison Insurance Services
1073 Willa Springs Dr #2009, Winter Springs, FL 32708
(407) 359-0640 edisoninsuranceservices.com

Boat insurance agents in Winter Springs Florida help you protect your vessel with policies that meet state requirements. Florida law does not require boat insurance for most watercraft, but marinas and lenders often demand it. Local agents can guide you on liability coverage and hurricane protection specific to Central Florida waterways.

What Does a Boat Insurance Agent in Winter Springs Cost?

Boat insurance costs in Florida vary widely based on boat type, value, and usage. For a typical 20-foot runabout, annual premiums range from 300 to 600 dollars. A larger yacht or high-performance boat may cost 1,000 to 3,000 dollars or more per year. Factors like your boating experience, claims history, and storage location also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Winter Springs Florida?
Florida law does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require coverage. An agent can explain your options.
What does a boat insurance policy in Florida typically cover?
Standard policies include liability for injury or damage to others, physical damage to your boat, and uninsured boater coverage. Many policies also cover towing and emergency assistance on lakes like Lake Jesup or the St. Johns River.
How do Florida weather risks affect boat insurance costs?
Florida hurricane and tropical storm risks can increase premiums. Many policies have a separate hurricane deductible, often 1 to 5 percent of the hull value. An agent in Winter Springs can help you understand these deductibles.