The top-rated boat insurance agent in Clearwater, Florida is Escurra United Underwriters, rated 4.9 stars across 803 reviews. Other highly rated options include Florida Strategic Insurance, Freeway Insurance, Craig Duncan - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Escurra United Underwriters | 2140 Drew St # L | (727) 536-1760 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 4 | Craig Duncan - State Farm Insurance Agent | 2454 McMullen Booth Rd #421 | (727) 725-3668 |
| 5 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 6 | Diana DeVito - State Farm Insurance Agent | 2535 Landmark Dr Ste 211 | (727) 726-0382 |
| 7 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 8 | Katherine Jones - State Farm Insurance Agent | 575 S Hercules Ave Suite 604 | (727) 447-8989 |
| 9 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 10 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
Escurra United Underwriters serves the Clearwater, Florida area as a boat insurance agent. The company assists local boat owners in securing coverage tailored to their specific watercraft needs. Its representatives help clients navigate various policy options to protect against common risks on the waters near Tampa Bay. These include coverage plans designed for liability, physical damage, and unforeseen accidents. The agency also routinely handles insurance for personal watercraft such as jet skis and small runabouts common to the region.
Florida Strategic Insurance assists boat owners in Clearwater with a range of coverage options tailored to marine risks. Its service approach focuses on matching policies to specific vessel types and usage patterns. Flood liability, on-water towing, and personal property protection are standard components of the plans it brokers. The agency predominantly serves owners of pleasure crafts, offshore fishing boats, and personal watercraft, but also handles policies for smaller commercial charters and waterfront properties.
Homeowners, waterfront property owners, and recreational boat enthusiasts in Clearwater, FL can secure coverage for their watercraft through Freeway Insurance. This boat insurance agent provides policies that protect against common risks such as theft, storm damage, and liability. The office focuses on helping clients find suitable protection for fishing boats, yachts, and personal watercraft. It also serves customers in the surrounding Tampa Bay area, including the nearby community of Largo.
Craig Duncan - State Farm Insurance Agent serves Clearwater, Florida, along with the surrounding waterfront communities. The agency handles boat insurance policies for a variety of watercraft. It works with clients to assess the specific coverage needs for their vessel, including liability protection and damage coverage. The approach involves a thorough review of current policy details to identify possible gaps in coverage, followed by a straightforward presentation of suitable options. The job is handled by directly comparing local coverage requirements with available policy features to find the appropriate fit for each customer.
With Florida’s unpredictable hurricane season and busy boating months on the Gulf, Island Insurance Specialists Inc in Clearwater, FL helps local vessel owners secure proper coverage. As a dedicated boat insurance agent, the company matches marine policies to individual needs, addressing risks from storm damage to liability on the water. They focus on finding the right protection for each watercraft. The process typically begins with a thorough review of the boat’s condition and usage to start the initial assessment.
Diana DeVito - State Farm Insurance Agent in Clearwater, FL addresses the distinction between one-time policies for seasonal boaters and recurring annual options requiring consistent renewals. Coverage typically safeguards watercraft against physical damage, theft, and liability claims common in local waterways. As a boat insurance agent, the office helps clients evaluate hull values, storage risks, and navigational limits. Service runs on a scheduled basis for annual renewals, though one-time trip policies are also available upon request.
Bay Area Insurance Shop, Inc. provides residential boat insurance services to clients in Clearwater, Florida. The agency also offers commercial coverage for vessels used in local businesses. Their service area encompasses Clearwater and the surrounding coastal communities throughout the Tampa Bay region. Policies are designed to protect boat owners from common risks on the water. The company assists with claims and policy adjustments as needed. After each protected boating season, agents follow up with clients to review coverage, ensuring ongoing protection until the next regular visit.
As a boat insurance agent in Clearwater, FL, Katherine Jones - State Farm Insurance Agent offers specialized policies to protect watercraft from common risks. It serves local boat owners with comprehensive liability coverage for accidents or damage on the water. The agency also provides routine assistance with policy renewals and claims filing. For those in the Clearwater area, navigating storm season and high-wind hazards is a frequent concern, so it helps ensure vessels have coverage against these seasonal threats.
The Turner Insurance Advisor Group, operating as Turner Insurance in Clearwater, Florida, provides boat insurance coverage to clients navigating the Gulf Coast. Their specialty add-ons can include policies for fishing gear, onboard electronics, and towing assistance. They work with personal watercraft owners and those with larger vessels seeking liability protection. Their commercial sectors include marinas, boat repair offices, waterfront warehouses, and seafood distribution food service operations.
Arrington Insurance of Florida in Clearwater, FL is known for providing personalized boat insurance agent services for local vessel owners. The agency serves clients throughout the Tampa Bay area, offering coverage tailored for various watercraft, including pleasure boats and fishing vessels. This Clearwater-based agent works to help policyholders navigate coverage options that protect their investments on the water. For added protection, customers can also secure liability policies that cover damage to docks or other structures.
What Does a a Boat Insurance Agent in Clearwater Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout up to 2000 dollars or more for a large yacht. Factors include boat value horsepower age of owner and navigation area. Premiums are higher in hurricane-prone areas like Clearwater. This is general information not insurance advice.
About boat insurance agents in Clearwater
Boat insurance agents in Clearwater Florida help you protect your vessel against accidents theft and weather damage. Florida law requires all motorized boats operated on state waters to carry at least minimum liability insurance. Local agents know the specific risks of the Gulf Coast including hurricane season and shallow water navigation.
Frequently Asked Questions
What types of boat insurance are available in Clearwater Florida?
Common coverages include liability physical damage uninsured boater medical payments and personal effects. Many agents also offer hurricane haul-out coverage and wreck removal which is required by Florida law for larger vessels.
Do I need boat insurance to dock or store my boat in Clearwater?
Most marinas and storage facilities in Clearwater require proof of liability insurance before allowing you to dock or store your boat. Some also require a minimum of 300000 dollars in liability coverage.
How does Florida law affect boat insurance requirements?
Florida statute 328.42 requires all motorized vessels to carry liability insurance. If you have a boat loan your lender will also require full coverage. Operating without insurance can result in fines and suspension of your vessel registration.
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