The top-rated boat insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 366 reviews. Other highly rated options include Excellence First Insurance, Win Insurance Group, Briggs Family Insurance Services, INC.. This directory lists 19 boat insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Win Insurance Group | 773 W Brandon Blvd | (813) 988-3148 |
| 4 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 5 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 6 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 7 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 8 | Family Insurance of Tampa | 150 E Bloomingdale Ave #138 | (813) 963-2227 |
| 9 | Think Safe Insurance | 116 E Bloomingdale Ave Ste B | (813) 425-1626 |
| 10 | Romero Insurance & Financial Services | 1743 S Kings Ave | (813) 657-0100 |
Runnels Insurance serves the Brandon, Florida, area as a boat insurance agent. The agency connects local boat owners with coverage policies designed to protect watercraft from common risks. Typical policies include liability protection for accidents on lakes and rivers. The agency also assists clients in securing coverage for physical damage from storms or collisions. Runnels Insurance handles both fishing boat and personal watercraft insurance needs.
Excellence First Insurance in Brandon, FL, provides a full range of boat insurance agent services, including liability coverage, physical damage protection, and policies for various watercraft types. The company offers standard service assistance for policy management and maintenance of existing coverage. This agency handles the insurance needs for a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
Win Insurance Group serves homeowners and boat owners in the Brandon, Florida area, providing boat insurance agent services to protect personal watercraft against common risks. Clients rely on their local expertise to navigate policy options for liability and physical damage coverage. The agency understands the unique needs of boaters navigating the waters of Tampa Bay and surrounding lakes. Win Insurance Group also assists customers in the nearby communities of Riverview and Valrico.
Briggs Family Insurance Services, INC. serves the Brandon area and surrounding Florida communities. It handles boat insurance policies for clients who own watercraft. The company works with standard insurance markets to help policyholders find appropriate coverage. A typical job begins with a review of the vessel and the client’s needs. Briggs Family Insurance Services then presents options that match the boat’s value and typical local usage patterns.
GreatFlorida Insurance: Kevin & Gena Swanson specializes in arranging boat insurance coverage for personal watercraft and larger vessels in the Brandon area. It also helps clients acquire general marine liability policies and hull protection. The agency assists recreational boaters with filing claims and securing proper documentation for proof of insurance. It additionally helps local owners adjust their policies during hurricane season to ensure adequate storm damage and salvage coverage.
Odiorne Insurance Agency in Brandon, FL, provides boat owners with both one-time policy options for seasonal use and recurring annual plans for continuous coverage. Each policy is designed to address liabilities specific to inland and coastal waterways found throughout the region. Coverage can include physical damage to the vessel, equipment theft, and passenger medical payments when selected. Service is arranged on either a one-time basis for short-term needs or as scheduled renewals, while interim adjustments are handled as needed.
With Florida’s hurricane season approaching and coastal storms threatening boats moored in Tampa Bay, Brandon Insurance provides boat insurance agent services to vessel owners in Brandon. The company offers policies covering liability, physical damage, and hurricane-specific risks for various watercraft. These policies protect against sunken boats, storm damage, and collisions on area waterways. To begin coverage, a professional inspector reviews the vessel’s condition, safety equipment, and storage location as an initial-assessment step.
Family Insurance of Tampa provides boat insurance coverage to clients in the Brandon, Florida area. Their work includes helping boat owners protect their vessels against common risks on local waterways, and they also specialize in offering additional coverage for accessories, trailers, and liability protection. These tailored policies are designed to address the specific needs of recreational and personal watercraft users. They can serve commercial sectors that require waterfront support, including offices, warehouses, and food service operations that maintain marine-related assets.
Think Safe Insurance in Brandon, FL offers boat insurance for residential clients, covering personal watercraft used for pleasure. Their services also extend to commercial vessels, providing coverage throughout the Brandon area and the surrounding region. Agents explain the specific risks local boaters encounter on nearby waters. They are available to answer policy questions between regular visits, ensuring clients can update or adjust coverage as their needs change or before seasonal boating starts.
What Does a a Boat Insurance Agent in Brandon Cost?
Boat insurance costs in Florida vary widely based on boat value, size, horsepower, and usage. For a typical runabout or fishing boat under 25 feet, annual premiums range from 300 to 800 dollars. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars or more per year. Factors like your claims history, navigation area, and hurricane season also affect price. This is general information and not insurance advice.
About boat insurance agents in Brandon
Boat insurance agents in Brandon, Florida help you protect your watercraft with policies that meet state requirements. Florida law does not require boat insurance for most vessels, but marinas and lenders often demand it. A local agent can guide you through liability coverage, hurricane protection, and navigation limits for Tampa Bay and nearby waters.
Frequently Asked Questions
Do I need boat insurance in Florida?
Florida does not require boat insurance by law for most recreational vessels. However, if you have a loan on the boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage. An agent can explain your options.
What does boat insurance typically cover in Florida?
Standard policies cover liability for injury or damage to others, physical damage to your boat from collisions or storms, and theft. Many policies also include uninsured boater coverage and wreck removal. Florida-specific add-ons like hurricane haul-out coverage are common.
How can I find a boat insurance agent in Brandon?
Search online for local independent agents or agencies that specialize in marine insurance. Ask about their experience with Florida waterways and if they offer policies from multiple carriers. A local agent can help you compare quotes and understand state-specific requirements.
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