The top-rated boat insurance agent in Boca Raton, Florida is The Baldwin Group (formerly Foundation Insurance of Florida), rated 4.9 stars across 850 reviews. Other highly rated options include Stacks Insurance Brokerage, Keystone Insurance Group, Inc, The Sena Group. This directory lists 19 boat insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly Foundation Insurance of Florida) | 6413 Congress Ave #260 | (561) 994-9333 |
| 2 | Stacks Insurance Brokerage | 95 S Federal Hwy #203 | (754) 212-4459 |
| 3 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 4 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 5 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 6 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 7 | NSI Insurance Boca | 7900 Glades Rd #220 | (561) 451-1550 |
| 8 | Ellie Mills - State Farm Insurance Agency | 9033 Glades Rd | (561) 487-0100 |
| 9 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
| 10 | Levay Mack Insurance Group | 7035 Beracasa Way #206 | (561) 674-0774 |
The Baldwin Group, serving Boca Raton and surrounding Palm Beach County, operates as a local boat insurance agent. It provides personal and commercial marine coverage policies to recreational and fishing vessel owners. Daily work involves assessing risk for insuring vessels ranging from small runabouts to larger yachts. The agency processes paperwork for liability, hull damage, and towing services. It specifically handles coverage for navigational hazards specific to Florida's intracoastal waterways and insures vessels during hurricane season storage.
Stacks Insurance Brokerage in Boca Raton, Florida, provides a broad range of boat insurance policies for recreational and personal watercraft. The company offers protection for vessels against common liabilities, including damage, theft, and accidents on navigable waters. Policyholders can expect guidance on coverage limits and deductible options tailored to routine boating needs. Clients also receive assistance with claims filing and policy adjustments through straightforward account management. The agency typically services boats owned by single-family homeowners, as well as those moored at waterfront condos, local marinas, and nearby commercial restaurants.
Keystone Insurance Group, Inc serves boat owners and marine enthusiasts in Boca Raton, Florida, offering tailored coverage for personal watercraft, sailboats, and power vessels. The agency helps clients navigate liability, physical damage, and towing protection policies that align with regional boating needs along the intracoastal waterways. Its representatives work closely with policyholders to select appropriate deductibles and coverage limits. The firm also extends its marine insurance services to residents in neighboring Deerfield Beach and surrounding Palm Beach County communities.
Serving Boca Raton and the surrounding coastal communities of South Florida, The Sena Group handles boat and yacht insurance for recreational and marine vessel owners. It assists clients with coverage tailored to protect against common regional risks. For a typical job, the agency reviews the specific vessel details and local navigational habits before presenting policy options from multiple carriers. This ensures the client receives a recommendation based on their individual boating profile.
Top Coverage Insurance Agency - HQ in Boca Raton, FL specializes in boat insurance policies tailored for personal watercraft, sailboats, and fishing vessels. The agency works with local clients to navigate coverage options that protect against damage, theft, and liability on Florida waterways. Its general service includes reviewing individual boating habits to recommend appropriate policy structures. Before hurricane season, it helps boat owners examine their policies for windstorm deductibles and lay-up provisions that can reduce premiums during off-water months.
A boat insurance agent can help a client obtain either a standalone policy for a single season or an annual package that provides ongoing protection for repeated use. A Security Insurance Agency in Boca Raton, FL, guides boat owners in selecting appropriate coverage, considering factors such as navigable waterways and vessel value. The agency typically offers its services on an as-needed basis, assisting clients when they require a new policy or adjustments to existing plans.
As boat owners in Boca Raton prepare for the busy hurricane season, NSI Insurance Boca helps secure proper coverage for watercraft kept in local marinas and docks. The agency provides boat insurance policies that protect against storm damage, theft, and liability on Florida's waterways. Locals rely on their guidance to match policy types with specific vessel values and usage patterns. The process begins with a thorough inspection of the boat's condition and an assessment of the owner's navigational needs.
Ellie Mills – State Farm Insurance Agency in Boca Raton, FL provides a range of property and casualty coverages for personal and commercial clients. The firm specializes in boat insurance, helping owners protect watercraft against common risks on local waterways. Policies can address liability, physical damage, and additional equipment coverage tailored to individual needs. Beyond marine lines, the agency also serves commercial sectors such as offices, warehouses, and food service operations with appropriate liability and property protection.
Fiorentino Insurance Group in Boca Raton, FL, is known for providing boat insurance agent services to local boat owners. The company helps clients secure coverage for a variety of watercraft, including yachts and personal watercraft, navigating the specific risks of Florida’s coastal and inland waters. Policies are designed to protect against common perils such as storms, accidents, and liability on the water. For added specialty service, Fiorentino Insurance Group can arrange coverage for fuel spill cleanup and wreck removal following a marine incident.
Levay Mack Insurance Group covers residential boat insurance needs for owners in Boca Raton and the surrounding area. Commercial watercraft policies are also arranged for clients, serving accounts throughout the region. This local agent works directly with customers to source appropriate protection for various vessels and water sport gear. Following a policy sale or adjustment, the agent can confirm by telephone that the chosen coverage is active. Additional changes between routine seasonal visits are handled through simple service calls or emails.
What Does a a Boat Insurance Agent in Boca Raton Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small powerboat. Larger yachts or high performance vessels can cost 2000 to 5000 dollars annually. Factors include boat value horsepower navigation area and your claims history. This is general information and not insurance advice.
About boat insurance agents in Boca Raton
Boat insurance agents in Boca Raton help you protect your vessel against risks like hurricanes and collisions. Florida law requires all motorized boats to carry liability insurance if you finance or dock at a marina. Local agents understand the unique needs of boaters on the Intracoastal Waterway and Atlantic Ocean.
Frequently Asked Questions
What does a boat insurance agent in Boca Raton do?
A boat insurance agent helps you find a policy that covers physical damage liability and uninsured boater protection. They can explain Florida specific requirements like hurricane deductible clauses. Agents also assist with claims after an accident or storm.
Do I need boat insurance in Florida?
Florida does not require liability insurance for all boats but marinas and lenders often demand it. If you finance your boat the lender will require comprehensive coverage. Agents recommend carrying at least liability and uninsured boater coverage to comply with common docking agreements.
How does Florida law affect boat insurance claims?
Florida has a four year statute of limitations for property damage claims from a boating accident. The state also follows a comparative fault rule which means your payout may be reduced if you are partly at fault. Your agent can explain how these laws apply to your policy.
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