The top-rated boat insurance agent in Wesley Chapel, Florida is Jaime Bryant - GEICO Insurance Agent, rated 4.9 stars across 604 reviews. Other highly rated options include State Insurance, Bart Blessing - State Farm Insurance Agent, Smart Health & Life Insurance Agency LLC. This directory lists 12 boat insurance agents serving Wesley Chapel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jaime Bryant - GEICO Insurance Agent | 1227 Bruce B Downs Blvd | (813) 953-4200 |
| 2 | State Insurance | 5815 Argerian Dr #102 | (813) 345-4647 |
| 3 | Bart Blessing - State Farm Insurance Agent | 2754 Windguard Cir Suite 101 | (813) 575-1794 |
| 4 | Smart Health & Life Insurance Agency LLC | 2211 Ashley Oaks Cir | (813) 544-5568 |
| 5 | Insurance Company of Florida | 3751 Maryweather Ln STE 102 | (813) 788-1465 |
| 6 | Joanne Fisher: Allstate Insurance | 26837 Tanic Dr STE 103 | (813) 279-7777 |
| 7 | Family First Insurance Services | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 8 | GreatFlorida Insurance: Beau Barry | 4871 Bruce B Downs Blvd | (813) 991-6969 |
| 9 | Family First Insurance: Allstate Insurance | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 10 | Florida Heritage Insurance | 5841 Argerian Dr Suite 101 | (813) 803-7767 |
Jaime Bryant - GEICO Insurance Agent serves the Wesley Chapel, Florida, area and surrounding communities. The agency offers comprehensive boat insurance policies designed to protect watercraft owners. Clients can secure coverage for various vessels, including fishing boats and personal watercraft. Policies typically include protection against physical damage, liability, and medical payments. The agency assists local boaters in understanding their coverage options for on-water accidents and theft. This location provides tailored insurance solutions for insuring fishing boats and managing liability coverage for jet skis.
Serving boat owners in Wesley Chapel, Florida, State Insurance provides a range of coverage options for watercraft, including liability and comprehensive protection. It offers service plans that guide clients through selecting appropriate policy limits and securing coverage for trailers and equipment. The agency also helps clients understand maintenance requirements needed to keep policies active and claims processes smooth. Its services extend to personal watercraft policies for single-family homes and condominiums, as well as commercial coverage for marinas, boat rental businesses, and waterfront restaurants.
Bart Blessing - State Farm Insurance Agent in Wesley Chapel, Florida, is recognized for providing boat insurance coverage tailored to local waterways and seasonal conditions. The agency serves boat owners throughout the surrounding areas with professional guidance on liability, physical damage, and other standard policy features. Clients can expect assistance in assessing their specific vessel needs and navigating coverage options. An available add-on service is roadside assistance for watercraft, ensuring support during unexpected mechanical issues on the water.
Smart Health & Life Insurance Agency LLC in Wesley Chapel, FL, provides boat insurance coverage for individual boat owners and local recreational vessel operators. The agency helps clients protect their watercraft, whether used for fishing, cruising, or personal transport on nearby lakes and rivers. Policies typically cover physical damage, liability, and towing assistance. The agency also serves boat owners in the greater Tampa metropolitan area, including communities such as Lutz and Land O' Lakes, ensuring comprehensive marine insurance options are accessible throughout the region.
Serving Wesley Chapel, Florida, and the surrounding communities, Insurance Company of Florida provides boat insurance for a variety of watercraft. It handles policies for fishing boats, personal watercraft, and cabin cruisers common to the area's lakes and coastal marinas. The company works with clients to review specific coverage needs, including liability and physical damage protection for their vessels. For a typical job, it evaluates the boat's value and typical usage to recommend appropriate policy options.
Joanne Fisher: Allstate Insurance serves Wesley Chapel, Florida, and the surrounding areas as a boat insurance agent. This agency specializes in helping boat owners secure coverage for their watercraft, including small fishing boats and larger personal vessels. Policies are tailored to protect against common risks on local lakes and coastal waterways. The agency handles liability protection and comprehensive physical damage coverage for boats.
Family First Insurance Services in Wesley Chapel, Florida assists boat owners in distinguishing between one-time liability policies and recurring coverage options that protect against theft and storm damage. The agency then helps clients secure appropriate protection for vessels used in local waterways. Services run on a schedule determined by each policyholder's renewal cycle, so whether a customer needs annual updates or periodic adjustments for seasonal boating, they can engage the agency as needed rather than committing to a set recurring timetable.
GreatFlorida Insurance: Beau Barry specializes in boat insurance for personal watercraft, yachts, and fishing vessels in Wesley Chapel, Florida. The agency works with local clients to secure coverage for liability, damage, and theft on inland and coastal waters. Routine assistance includes adjusting deductibles and reviewing policy limits for older boats. It also helps with hurricane season concerns, such as securing windstorm coverage and temporary storage requirements before a storm arrives.
For Florida boat owners navigating Gulf coast shoals or inland lake hazards, adequate hull coverage is essential. Family First Insurance: Allstate Insurance in Wesley Chapel, FL provides boat insurance agent services to local clients, explaining liability limits, physical damage options, and uninsured boater protections for various watercraft. The agent reviews typical local risks including storms or collision with submerged debris. Policies are tailored to individual usage, from fishing skiffs to cruising yachts. A thorough evaluation of the vessel and its operating area begins the assessment process.
Florida Heritage Insurance assists clients in Wesley Chapel with commercial and personal marine coverage. Its services include policies for fishing boats, yachts, and personal watercraft. The agency helps boat owners protect their vessels against storm damage, collision, and liability claims in local waterways. It also works with businesses needing marine insurance for their operations. The agency can serve offices, warehouses, and food service establishments that require additional inland marine or property coverage.
What Does a a Boat Insurance Agent in Wesley Chapel Cost?
Boat insurance costs in Florida vary widely based on boat type value and usage. A typical policy for a small fishing boat may cost 300 to 600 dollars per year. For a larger yacht or high performance vessel premiums can range from 1000 to 5000 dollars annually. Factors like your boating experience storage location and claims history also affect the price. This is general information not insurance advice.
About boat insurance agents in Wesley Chapel
Boat insurance agents in Wesley Chapel Florida help you protect your watercraft with policies tailored to local conditions. Florida law requires all motorized vessels to carry liability insurance if they are operated on public waterways. A local agent can guide you through minimum coverage requirements and optional protections like hurricane damage or towing.
Frequently Asked Questions
What types of boats need insurance in Wesley Chapel Florida?
In Florida all motorized vessels including personal watercraft like Jet Skis must have liability insurance. Non-motorized boats like kayaks and canoes do not require insurance but agents often recommend coverage for theft or damage.
Does Florida require a specific minimum liability amount for boat insurance?
Florida law does not set a specific minimum liability amount for boats unlike auto insurance. However many marinas and lenders require at least 300000 dollars in liability coverage. Your agent can help you choose a limit that meets local requirements.
Can I get a discount on boat insurance if I take a boating safety course?
Yes many insurance companies in Florida offer discounts for completing an approved boating safety course. The Florida Fish and Wildlife Conservation Commission provides courses that may lower your premium by 5 to 15 percent.
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