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Find Boat Insurance Agents in St Cloud, FL

Directory of boat insurance agents in St Cloud, Florida. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 boat insurance agents in St Cloud, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MM Insurance Pro
1207 Michigan Ave, St Cloud, FL 34769
(407) 908-7474 mminsurancepro.com
Client Care Insurance
2001 Hickory Tree Rd, St Cloud, FL 34772
(407) 574-5599 clientcareinsurance.com
Dolly Clements Garcia - State Farm Insurance Agent
1101 New York Ave, St Cloud, FL 34769
(407) 556-3203 dollyclements.com
Ford Insurance
113 E 13th St, St Cloud, FL 34769
(407) 847-5892 fordinsfl.com
Amsley Insurance Services
1617 13th St, St Cloud, FL 34769
(407) 892-9645 amsleyinsurance.com
GreatFlorida Insurance: Tony Busby
1417 Hamlin Ave UNIT G, St Cloud, FL 34771
(407) 270-8220 lakenona.greatflorida.com
Advantage Insurance Advisors - St. Cloud
910 13th St, St Cloud, FL 34769
(321) 945-8153 helpmeaia.com
Barakat Insurance Agency
2722 13th St, St Cloud, FL 34769
(407) 705-3877 barakatinsurance.com
Ann Werning - State Farm Insurance Agent
523 13th St, St Cloud, FL 34769
(407) 593-1080 annwerning.com
Central Care Insurance
3415 Perching Rd, St Cloud, FL 34772
(833) 339-6434 centralcareinsurance.com
Ashton Insurance Agency LLC
123 E 13th St, St Cloud, FL 34769
(407) 498-4477 theashtoninsuranceagency.com
Brightway Insurance, The Sterner Agency
1451 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 891-9361 brightway.com
Nichalas Rawls: Allstate Insurance
1410 S Narcoossee Rd, St Cloud, FL 34771
(407) 348-1332 agents.allstate.com
Green Light Insurance Agency
3425 13th St, St Cloud, FL 34769
(321) 766-4691 greenlightinsuranceagency.com
Newman Debra
1102 New York Ave, St Cloud, FL 34769
(407) 892-6300
Health Insurance St. Cloud
1900 Fawn Meadow Cir, St Cloud, FL 34772
(863) 349-3669 healthcare.gov
BB&T Insurance Services
2105 Old Hickory Tree Rd, St Cloud, FL 34771
(407) 892-1035 bbt.com
Kocher Insurance, LLC
1312 Illinois Ave Suite H, St Cloud, FL 34769
(407) 957-1918 kocherinsurancellc.com
Toro Taxes Insurance
129 E 13th St, St Cloud, FL 34769
(786) 780-7015

Boat insurance agents in St Cloud Florida help you protect your watercraft with the right policy. Florida law does not require boat insurance for most vessels, but marinas and lenders often require it. A local agent can explain coverage options tailored to Central Florida lakes and the nearby Kissimmee River.

What Does a Boat Insurance Agent in St Cloud Cost?

Boat insurance costs in Florida vary widely based on the vessel type, value, and usage. A typical policy for a small fishing boat might cost between 300 and 600 dollars per year. For a larger yacht or a high performance boat, premiums can range from 1,000 to 3,000 dollars or more annually. Factors like your boating history, storage location, and whether you take a safety course also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Florida?
Florida does not require boat insurance by law for most recreational vessels. However, lenders and marinas often require liability coverage. An agent can help you understand what coverage fits your situation.
What does boat insurance cover in Florida?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. Many policies also include coverage for towing and salvage. Florida specific risks like hurricanes may require additional riders.