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HomeBoat Insurance AgentsFlorida › Port Charlotte

Find Boat Insurance Agents Near You in Port Charlotte, FL

Browse boat insurance agents serving Port Charlotte, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in Port Charlotte, Florida is Shepherd Insurance, rated 4.9 stars across 538 reviews. Other highly rated options include Chapman Insurance Group, ABC Insurance Group Inc, SWFL Insurance. This directory lists 18 boat insurance agents serving Port Charlotte.

Showing 18 boat insurance agents in Port Charlotte, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shepherd Insurance1357 S McCall Rd(941) 214-8668
2Chapman Insurance Group2455 S Tamiami Trl(941) 979-8426
3ABC Insurance Group Inc1225 S Tamiami Trl UNIT A10(941) 255-5663
4SWFL Insurance3718 N Tamiami Trl(941) 624-3444
5Insurance Depot Of Charlotte County2395 S Tamiami Trl UNIT 4(941) 766-7283
6Amistad Insurance | Affordable Insurance Port Charlotte21234 Olean Blvd STE 6(941) 203-5880
7Sebanda Insurance1900 S Tamiami Trl #104(941) 280-0036
8Jabin Niles - State Farm Insurance Agent2040 S Tamiami Trl Ste B(941) 206-0000
9We Insure Debbie Reynolds3417 S Tamiami Trl # B(941) 787-2374
10Bortec Insurance2270 S Tamiami Trl ste e(941) 344-1505
SI
1357 S McCall Rd
Shepherd Insurance
Boat Insurance Agent · Port Charlotte, FL

Shepherd Insurance works with boat owners in Port Charlotte to secure coverage that protects watercraft from common perils such as storms and collisions. The agency also can add liability protection and comprehensive coverage for equipment and trailers. It provides policy options suited for a range of local boating needs, including runabouts and fishing vessels. Commercial sectors the agency can serve include marinas, boat repair workshops, and waterfront retail operations.

CI
2455 S Tamiami Trl
Chapman Insurance Group
Boat Insurance Agent · Port Charlotte, FL

Chapman Insurance Group specializes in providing boat insurance coverage tailored to the needs of boat owners in Port Charlotte, Florida. It generally assists clients with securing policies that protect against common liabilities and physical damage. The agency helps navigate coverage options for vessels used on nearby waterways and inshore areas. This can be particularly valuable during hurricane season, when storm-related threats increase the urgency for proper hull and liability protection.

AI
1225 S Tamiami Trl UNIT A10
ABC Insurance Group Inc
Boat Insurance Agent · Port Charlotte, FL

ABC Insurance Group Inc in Port Charlotte, FL, provides boat insurance agent services, including coverage for hull, liability, and personal property. The company offers policy reviews and claims assistance to help clients navigate coverage options. It also arranges routine maintenance plans to ensure vessels remain insurable and seaworthy. Its services cater to a range of watercraft, from small fishing boats to larger yachts. In addition to boats, ABC Insurance Group Inc services properties such as single-family homes, apartments, retail spaces, and restaurants.

SI
3718 N Tamiami Trl
SWFL Insurance
Boat Insurance Agent · Port Charlotte, FL

SWFL Insurance serves boat owners and local marine enthusiasts in the Port Charlotte area, offering coverage for a range of watercraft including fishing boats, pontoons, and personal watercraft. This agency provides policies tailored to protect vessels against common risks like storm damage, theft, and collisions on Florida’s inland waterways. Their services also include liability protection for operators navigating the region’s busy coastal channels and the Peace River. They additionally cover clients in nearby Punta Gorda along Charlotte Harbor.

ID
2395 S Tamiami Trl UNIT 4
Insurance Depot Of Charlotte County
Boat Insurance Agent · Port Charlotte, FL

Serving Port Charlotte and the surrounding communities of southwest Florida, Insurance Depot Of Charlotte County handles the specialized needs of boat owners. It provides boat insurance agent services for local waterways, covering personal watercraft and larger vessels. The agency assists clients in protecting their watercraft against common risks found in the region. For each typical job, it reviews a vessel's specific details and usage to find suitable coverage options from its available insurance carriers.

AI
21234 Olean Blvd STE 6
Amistad Insurance | Affordable Insurance Port Charlotte
Boat Insurance Agent · Port Charlotte, FL

Amistad Insurance | Affordable Insurance Port Charlotte in Port Charlotte, FL offers boat owners the choice between one-time policies for individual outings and recurring plans for year-round coverage. Boat insurance agents here provide liability protection to cover damage done to others, as well as physical damage coverage for the vessel itself against common risks like storms or collisions in local waterways. Service runs on either a scheduled or as-needed basis, depending on the policy type selected.

SI
1900 S Tamiami Trl #104
Sebanda Insurance
Boat Insurance Agent · Port Charlotte, FL

With hurricane season impacting Port Charlotte marinas and waterways, Sebanda Insurance helps local boat owners secure liability and physical damage coverage tailored to vessels cruising Charlotte Harbor. Policies address storm preparation requirements and navigational risks common to the Gulf Coast. The agency reviews hull valuations, outboard motors, and personal watercraft docked along the Peace River. An initial consultation involves inspecting the boat’s condition, safety equipment, and storage arrangement before finalizing a policy.

JN
2040 S Tamiami Trl Ste B
Jabin Niles - State Farm Insurance Agent
Boat Insurance Agent · Port Charlotte, FL

Serving as a boat insurance agent in Port Charlotte, FL, Jabin Niles - State Farm Insurance Agent provides specialty policies covering physical damage, liability, and fuel spill liability for watercraft. The agency also assists clients with broader personal insurance needs, such as auto and homeowners coverage, to maintain full protection. Its offerings address local marine concerns, including hurricane season preparedness and docking liability near Florida’s waterways.

WI
3417 S Tamiami Trl # B
We Insure Debbie Reynolds
Boat Insurance Agent · Port Charlotte, FL

Boat owners in Port Charlotte know the importance of protecting their vessels during the active hurricane season and busy recreational months. We Insure Debbie Reynolds provides local boat insurance agent services to meet that need. They help clients navigate coverage options for both saltwater and freshwater activities that are common in the area. Policies addressed typically include liability protection and physical damage coverage. The process begins with a thorough inspection of the vessel to assess its condition and value before any policy is finalized.

BI
2270 S Tamiami Trl ste e
Bortec Insurance
Boat Insurance Agent · Port Charlotte, FL

Bortec Insurance works with boat owners in Port Charlotte, Florida to secure coverage for their watercraft, tailoring policies to meet the needs of local navigators. The company specializes in helping clients add protection for fishing gear, personal watercraft, and trailerable boats, ensuring comprehensive care on the water. Available to assist marinas, yacht clubs, and commercial fishing operators in the area, Bortec Insurance can also serve the insurance needs of local offices, warehouses, and food service businesses with related exposures.

SI
18501 Murdock Cir Suite 500
Shepherd Insurance
Boat Insurance Agent · Port Charlotte, FL
(941) 639-7050
shepherdins.com/amberg
GI
2762 S Tamiami Trl unit a
GreatFlorida Insurance: Darlene Antinori
Boat Insurance Agent · Port Charlotte, FL
(941) 764-7991
portcharlotte.greatflorida.com
DT
3769 S Tamiami Trl Unit A
Del Toro Insurance
Boat Insurance Agent · Port Charlotte, FL
(941) 203-6582
deltoroinsurance.com/del-toro-insurance-s-tamiami-trail-port-charlotte
SI
532 S Tamiami Trl Unit 1
Spinnaker Insurance Agency
Boat Insurance Agent · Port Charlotte, FL
(941) 613-2210
spinnakerinsuranceagency.com
FF
675 S Tamiami Trl #5
Finly Family Insurance Agency
Boat Insurance Agent · Port Charlotte, FL
(941) 206-4444
finlyinsurance.com
LI
1680 El Jobean Rd Suite 1
Lamarca Insurance
Boat Insurance Agent · Port Charlotte, FL
(941) 206-0033
lamarcainsurance.com
EI
1777 S Tamiami Trl #404
Ezzi Insurance Advisors
Boat Insurance Agent · Port Charlotte, FL
(941) 627-1496
ezziadvisors.com
BI
18245 Paulson Dr #112
Brightway Insurance, The Kabrich Agency
Boat Insurance Agent · Port Charlotte, FL
(941) 260-3154
brightwaykabrich.com

What Does a a Boat Insurance Agent in Port Charlotte Cost?

Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat up to 1,500 to 3,000 dollars for a larger yacht. Factors include boat value, horsepower, usage, and your boating history. Florida policies often include hurricane deductibles which can be 1 to 5 percent of the hull value. This is general information, not insurance advice.

About boat insurance agents in Port Charlotte

Port Charlotte boat owners need insurance that meets Florida state requirements and protects against local risks like hurricanes and theft. A local boat insurance agent can help you find a policy that covers liability, physical damage, and uninsured boater protection. Florida law requires all motorized vessels to carry minimum liability insurance if docked or moored in state waters.

Frequently Asked Questions

What types of boat insurance are available in Port Charlotte?

Common coverages include liability, comprehensive, collision, uninsured boater, and medical payments. Many agents also offer policies for fishing boats, yachts, and personal watercraft. Florida law does not require insurance for all boats, but marinas and lenders often require it.

How do I choose a boat insurance agent in Port Charlotte?

Look for an agent who specializes in marine insurance and has experience with Florida waterways. Ask about their knowledge of local risks such as red tide, hurricanes, and manatee zones. A good agent will explain policy exclusions and help you meet any marina or loan requirements.

Does Florida law require boat insurance?

Florida does not require boat insurance for most recreational vessels. However, if you finance your boat or keep it in a marina, the lender or marina may require coverage. Also, if you cause an accident, you must show proof of financial responsibility, which insurance can provide.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.