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Find Boat Insurance Agents in Port Charlotte, FL

Browse boat insurance agents serving Port Charlotte, Florida. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 boat insurance agents in Port Charlotte, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shepherd Insurance
1357 S McCall Rd, Port Charlotte, FL 33981
(941) 214-8668 arnoldinsuresme.com
Chapman Insurance Group
2455 S Tamiami Trl, Port Charlotte, FL 33952
(941) 979-8426 cigflorida.com
ABC Insurance Group Inc
1225 S Tamiami Trl UNIT A10, Port Charlotte, FL 33953
(941) 255-5663 abcinsurancegroup.net
SWFL Insurance
3718 N Tamiami Trl, Port Charlotte, FL 33952
(941) 624-3444 swflinsurance.com
Insurance Depot Of Charlotte County
2395 S Tamiami Trl UNIT 4, Port Charlotte, FL 33952
(941) 766-7283 insurancedepotofcharlottecounty.com
Amistad Insurance | Affordable Insurance Port Charlotte
21234 Olean Blvd STE 6, Port Charlotte, FL 33952
(941) 203-5880 amistadinsurance.com
Jabin Niles - State Farm Insurance Agent
2040 S Tamiami Trl Ste B, Port Charlotte, FL 33948
(941) 206-0000 jabinniles.com
Sebanda Insurance
1900 S Tamiami Trl #104, Port Charlotte, FL 33948
(941) 280-0036 sebandainsurancefranchiseseventy.com
We Insure Debbie Reynolds
3417 S Tamiami Trl # B, Port Charlotte, FL 33952
(941) 787-2374 weinsuregroup.com
Shepherd Insurance
18501 Murdock Cir Suite 500, Port Charlotte, FL 33948
(941) 639-7050 shepherdins.com
Bortec Insurance
2270 S Tamiami Trl ste e, Port Charlotte, FL 33952
(941) 344-1505 bortecinsurance.com
Spinnaker Insurance Agency
532 S Tamiami Trl Unit 1, Port Charlotte, FL 33953
(941) 613-2210 spinnakerinsuranceagency.com
GreatFlorida Insurance: Darlene Antinori
2762 S Tamiami Trl unit a, Port Charlotte, FL 33952
(941) 764-7991 portcharlotte.greatflorida.com
Del Toro Insurance
3769 S Tamiami Trl Unit A, Port Charlotte, FL 33952
(941) 203-6582 deltoroinsurance.com
Lamarca Insurance
1680 El Jobean Rd Suite 1, Port Charlotte, FL 33948
(941) 206-0033 lamarcainsurance.com
Finly Family Insurance Agency
675 S Tamiami Trl #5, Port Charlotte, FL 33953
(941) 206-4444 finlyinsurance.com
Ezzi Insurance Advisors
1777 S Tamiami Trl #404, Port Charlotte, FL 33948
(941) 627-1496 ezziadvisors.com
Brightway Insurance, The Kabrich Agency
18245 Paulson Dr #112, Port Charlotte, FL 33954
(941) 260-3154 brightwaykabrich.com

Port Charlotte boat owners need insurance that meets Florida state requirements and protects against local risks like hurricanes and theft. A local boat insurance agent can help you find a policy that covers liability, physical damage, and uninsured boater protection. Florida law requires all motorized vessels to carry minimum liability insurance if docked or moored in state waters.

What Does a Boat Insurance Agent in Port Charlotte Cost?

Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat up to 1,500 to 3,000 dollars for a larger yacht. Factors include boat value, horsepower, usage, and your boating history. Florida policies often include hurricane deductibles which can be 1 to 5 percent of the hull value. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Port Charlotte?
Common coverages include liability, comprehensive, collision, uninsured boater, and medical payments. Many agents also offer policies for fishing boats, yachts, and personal watercraft. Florida law does not require insurance for all boats, but marinas and lenders often require it.
How do I choose a boat insurance agent in Port Charlotte?
Look for an agent who specializes in marine insurance and has experience with Florida waterways. Ask about their knowledge of local risks such as red tide, hurricanes, and manatee zones. A good agent will explain policy exclusions and help you meet any marina or loan requirements.