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Find Boat Insurance Agents in Pensacola, FL

Browse boat insurance agents serving Pensacola, Florida. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 boat insurance agents in Pensacola, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Shaffer - State Farm Insurance Agent
117 N Palafox St, Pensacola, FL 32502
(850) 433-4343 johnshafferagency.com
Will Rentschler - State Farm Insurance Agent
1301 E Cervantes St, Pensacola, FL 32501
(850) 433-4678 willrentschler.com
Florida Insurance Agency
17 W Government St Suite A, Pensacola, FL 32502
(850) 972-8070 floridainsuranceagency.net
Advance Insurance of Northwest Florida
105 Beverly Pkwy, Pensacola, FL 32505
(850) 469-0880 goadvanceinsurance.com
Classic Insurance Group
1545 E Olive Rd, Pensacola, FL 32514
(850) 332-5717 classicinsurancepensacola.com
Dustin Bonifay - State Farm Insurance Agent
6705 Pine Forest Rd Ste 100, Pensacola, FL 32526
(850) 937-3131 dustinbonifay.com
John Shaffer - State Farm Insurance Agent
2521A Creighton Rd, Pensacola, FL 32504
(850) 433-4301 mypensacolaagent.com
Acceptance Insurance
8084 N Davis Hwy Ste E-1, Pensacola, FL 32514
(850) 204-3795 locations.acceptance.com
Joe Leonard - State Farm Insurance Agent
8094 N Davis Hwy, Pensacola, FL 32514
(850) 478-9147 joeleonardinsurance.com
Erb and Young Insurance - Pensacola
2170 Creighton Rd, Pensacola, FL 32504
(850) 494-2264 erbandyounginsurance.com
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
1117 N 9th Ave, Pensacola, FL 32501
(850) 469-8082 seckingerinsurance.com
Sam Carpenter - State Farm Insurance Agent
1510 Airport Blvd Suite 1, Pensacola, FL 32504
(850) 208-6626 samcarpenterinsurance.com
Key Insurance of Pensacola
5401 Pensacola Blvd, Pensacola, FL 32505
(850) 434-2460 keyinsurancepensacola.com
Robinson Legacy Insurance Services
6100 W Fairfield Dr Ste A, Pensacola, FL 32506
(850) 285-0808 brand.site
Gulf Coast Insurance
700 N New Warrington Rd, Pensacola, FL 32506
(850) 497-6810 gcains.com
Stallworth Ins
1601 N Pace Blvd, Pensacola, FL 32505
(850) 542-4937 stallworthins2.com
Zarahn Insurance Agency Inc.
229 Beverly Pkwy, Pensacola, FL 32505
(850) 438-9169 zarahninsuranceagency.com
Madril Insurance
1259 W 9 Mile Rd, Pensacola, FL 32534
(850) 476-2733 madrilinsurance.com
Extreme Insurance
123 N New Warrington Rd, Pensacola, FL 32506
(850) 455-0101 yourextremeins.com
Mike Hill - State Farm Insurance Agent
611 N New Warrington Rd, Pensacola, FL 32506
(850) 456-2886 mikehill.biz

Boat insurance agents in Pensacola Florida help you protect your vessel against damage theft and liability. Florida law requires all motorized vessels operated on public waters to carry minimum liability insurance. Local agents understand the unique risks of boating in the Gulf of Mexico and Pensacola Bay including hurricane exposure and saltwater damage.

What Does a Boat Insurance Agent in Pensacola Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small powerboat to over 2000 dollars for larger yachts. Factors include boat value horsepower age and navigational area. Policies in hurricane-prone areas like Pensacola may have higher premiums and separate windstorm deductibles. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of boat insurance is required in Florida?
Florida law requires liability insurance for all motorized vessels with at least 10 horsepower. Minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person with 20000 dollars total per accident.
How do I find a boat insurance agent in Pensacola?
You can search online for marine insurance agencies in Pensacola or ask local marinas and boat dealers for referrals. Many agents specialize in coastal policies and can quote coverage for sailboats powerboats and personal watercraft.
Does Florida have a statute of limitations for boat accident claims?
Yes Florida has a four year statute of limitations for filing a lawsuit after a boating accident. For claims against the state or local government the time limit is much shorter usually three years.