The top-rated boat insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Best One Insurance, Inc.. This directory lists 20 boat insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 5 | Kay Riordan - State Farm Insurance Agent | 18503 Pines Blvd STE 210 | (954) 436-1717 |
| 6 | Jennifer Barrett: Allstate Insurance | 8936 Taft St | (954) 441-5000 |
| 7 | Franah Marino - State Farm Insurance Agent | 120 N Douglas Rd | (954) 433-4664 |
| 8 | Louise Bernstein - State Farm Insurance Agent | Sedano's Center, 17107 Pines Blvd | (954) 435-7776 |
| 9 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 10 | MAD INSURANCE INC | 9050 Pines Blvd Ste. 415-418 | (954) 541-9232 |
Mendez & Associates Insurance serves Pembroke Pines and the greater Broward County area as a boat insurance agent. The company helps clients secure coverage for watercraft, addressing the specific risks associated with Florida’s coastal and inland waterways. Policies are arranged to protect against common liabilities and physical damage exposures. The team works with multiple carriers to find suitable plans for various vessel types. Their services include both recreational boat policies and coverage for personal watercraft operating in regional waters.
Pembroke Pines boat owners face the unpredictable weather patterns and busy waterways of South Florida, and Estrella Insurance provides boat insurance agent services tailored to these local conditions. Proper coverage is essential for navigating Broward County’s lakes and canals. This agency assists clients in matching their policies to current boat values and typical usage needs. An initial consultation often begins with a review of the vessel’s specifications and storage arrangements. A standard step is scheduling an on-site inspection of the boat to verify its condition before completing the paperwork.
Southern Guard Insurance in Pembroke Pines, Florida, provides a range of boat insurance services, including liability coverage, collision protection, and personal property coverage for watercraft. The company offers annual policy reviews and claims assistance plans to ensure continuing protection for clients during the boating season. It serves clients with various watercraft needs, including single-family homes, apartments, retail establishments, and restaurants that operate near navigable waters.
Best One Insurance, Inc. serves boat owners, watercraft homeowners, and personal property policyholders in Pembroke Pines, Florida, offering specialized marine insurance coverage. It helps clients secure protection for vessels against common risks such as damage, theft, and liability on local waterways. The agency works with individuals needing a policy for their fishing boats, yachts, or personal watercraft. It also extends its boat insurance services to the nearby Weston area and other parts of the western Broward County metro region.
Serving Pembroke Pines and the surrounding South Florida communities, Kay Riordan’s agency handles boat insurance needs for local owners. It covers policies that protect recreational watercraft against common risks in the area. The agent works closely with each client to review their specific vessel and coverage requirements. For a typical job, the agency gathers detailed information about the boat and its usage, then presents options that align with the client’s budget and on-water activities.
Boat owners in the Pembroke Pines area can choose between a single policy for a specific vessel or a recurring plan that updates annually with changing values and usage. Comprehensive coverage generally protects against physical damage, liability for accidents, and theft, regardless of whether the policy is issued as a one-time term or a scheduled renewal. This agency offers an as-needed basis for initial quotes and policy adjustments, with ongoing service available for recurring customers requiring regular policy updates.
Franah Marino, as a State Farm Insurance Agent in Pembroke Pines, FL, specializes in boat insurance policies designed to protect marine vessels. The agency also provides general insurance services, tailoring coverage to suit various personal needs for local residents. With coastal weather patterns and hurricane risks common in South Florida, the agent helps boat owners secure comprehensive protection against storm damage. This attention to seasonal concerns ensures that vessels remain safeguarded during peak hurricane season and throughout the year.
With winter boating winds picking up in Pembroke Pines, boat owners often review their coverage for the season. Louise Bernstein - State Farm Insurance Agent provides boat insurance policies that protect vessels from common local risks like storm damage and liability on South Florida waterways. They work with clients to understand coverage limits and deductibles that suit individual boating needs. The agency begins by scheduling a one-on-one consultation to assess the boat’s usage, storage arrangements, and existing safety equipment.
GreatFlorida Insurance, operating through agent Jovanny Valdes, helps clients secure marine liability coverage for boats and other watercraft in the Pembroke Pines area. The agency can arrange specific endorsements for towing, fishing equipment, and personal effects stored onboard during the policy term. This office primarily serves local boat owners who dock at marinas, store vessels at dry-stack facilities, or operate from private docks, including coverage options for commercial fishing operations, waterfront storage warehouses, and dockside food service establishments.
MAD INSURANCE INC offers boat insurance agent services to residential clients in Pembroke Pines, Florida, covering personal watercraft and pleasure boats. They also handle commercial marine insurance needs for local businesses. Their service area includes Pembroke Pines and surrounding South Florida communities. This agency helps customers assess coverage options for their vessels and liability needs. After initial policies are written, they assist with policy adjustments, claims questions, and renewal support between regular boating seasons.
What Does a a Boat Insurance Agent in Pembroke Pines Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small fishing boat, and 1000 to 3000 dollars for a larger yacht. Premiums depend on boat value, usage, and safety features. Florida-specific risks like hurricanes and theft can raise rates. This is general information, not insurance advice.
About boat insurance agents in Pembroke Pines
Boat insurance agents in Pembroke Pines help protect your vessel against risks like hurricanes and collisions. Florida law requires all registered boats to carry liability insurance for bodily injury and property damage. A local agent can tailor a policy to meet state requirements and your specific needs.
Frequently Asked Questions
What types of boat insurance coverage are available in Pembroke Pines?
Common coverages include liability, physical damage, uninsured boater, and medical payments. Agents also offer hurricane haul-out coverage and wreck removal. Florida law does not require full coverage, but lenders often do.
Do I need boat insurance to register my boat in Florida?
Yes, Florida law requires proof of liability insurance for any boat registered in the state. Minimum limits are 10000 dollars for bodily injury per person and 20000 dollars per accident. Your agent can help you meet these requirements.
How does Florida hurricane season affect boat insurance premiums?
Hurricane season from June to November increases risk for insurers. Policies often include a separate deductible for named storms. Agents in Pembroke Pines can advise on coverage options like storage during storms to reduce risk.
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