The top-rated boat insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Brightway Insurance, The Harrington Agency, Hawk Insurance Group. This directory lists 12 boat insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 4 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 5 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 6 | Michael Tow: Allstate Insurance | 33920 US Hwy 19 N Ste 285 | (727) 789-3024 |
| 7 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
| 8 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
| 9 | GreatFlorida Insurance: Jim Sullivan | 3382 Tampa Rd | (727) 781-5533 |
| 10 | Edgewater Insurance Inc | 30522 US Hwy 19 N #107-Q | (727) 772-0428 |
Coleman Insurance Agency serves Palm Harbor and the surrounding areas of Pinellas County as a local boat insurance agent. It focuses on helping boat owners find coverage for a range of watercraft, from small fishing boats to larger yachts. Policies typically address risks specific to Florida’s coastal environment, including storm damage and liability on inland waterways. The agency handles protection for both powerboats and sailing vessels throughout the Tampa Bay region.
Reliant Insurance Services in Palm Harbor, FL, provides boat insurance policies that cover a range of watercraft, including sailboats, powerboats, and personal watercraft. It offers comprehensive plans that typically include liability protection for accidents, as well as coverage for physical damage from collisions, theft, or storm-related incidents. Service is geared toward helping boat owners maintain proper coverage through policy reviews and claims support. The company services properties such as single-family homes, apartments, retail stores, and restaurants that may need related commercial insurance solutions.
Homeowners and boat owners in Palm Harbor, Florida, turn to Brightway Insurance, The Harrington Agency for their boat insurance needs. The agency assists clients in protecting watercraft from storm damage, theft, and liability on nearby waterways. Policies are tailored to cover fishing boats, personal watercraft, and small yachts used for recreation in the Tampa Bay area. The agency also serves residents in neighboring Dunedin and Clearwater communities.
Hawk Insurance Group serves Palm Harbor, Florida, and the surrounding coastal communities of the Tampa Bay area. The agency focuses on policies for various watercraft, including powerboats, sailboats, and personal watercraft. It works with marine insurance carriers to secure coverage for physical damage and liability. For a typical assignment, the company begins by assessing the client’s vessel, navigation area, and usage to match an appropriate policy.
In the busy boating season on Florida's Gulf Coast, securing proper vessel coverage becomes essential for Palm Harbor owners. Whitco Insurance Agency Palm Harbor provides policies for sailboats, powerboats, and personal watercraft, addressing common risks from storm damage to collision liability. A local boat insurance agent understands Florida’s waterways and navigates the unique coverage needed for docked and trailered boats. For each new policy, an agent conducts a thorough inspection and review of the vessel to ensure accurate coverage limits are set.
As a dedicated boat insurance agent, Michael Tow: Allstate Insurance offers tailored liability and physical damage coverage for personal watercraft and larger vessels. The agency serves the Palm Harbor area by helping clients assess their individual marine insurance needs, including protection for theft, storms, and mechanical issues. It works to secure appropriate policies that cover local waterways and open-ocean risks. Navigating the unpredictable Gulf Coast hurricane season remains a common concern, and the agency assists boat owners in adjusting their coverage before storms approach.
Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, FL, offers boat insurance services with a distinction between one-time policy purchases for seasonal use and recurring annual coverage for year-round protection. This local agency provides policies that safeguard watercraft against common perils such as theft, collision, and weather-related damage. As a boat insurance agent, the service operates on a scheduled basis, with annual renewal periods and the option to adjust coverage as needed for each boating season.
Pinellas Insurance Solutions assists boat owners in Palm Harbor, Florida, with securing coverage that protects their watercraft. The agency can help arrange policies that extend beyond basic liability to include physical damage protection, towing, and personal effects coverage. Recognizing the unique risks on local waterways, they tailor plans to fit individual needs. Their services extend to commercial sectors such as marinas, boat repair workshops, and marine supply retailers requiring specialized insurance solutions.
GreatFlorida Insurance: Jim Sullivan provides residential boat insurance services to customers in Palm Harbor, FL, assisting with coverage for personal watercraft and yachts used for recreation. Commercial marine insurance is also available for small business vessels operating in local harbors and inland waterways. Serving primarily the Tampa Bay and surrounding coastal areas, the agency helps clients select appropriate protection for their boating needs. This office ensures that policy updates and claims assistance are handled promptly between regular visits.
Edgewater Insurance Inc, based in Palm Harbor, FL, is known for providing boat insurance policies tailored to both recreational and fishing vessels in the local area. Their client services include guiding boat owners through coverage options that protect against common liabilities and physical damage risks along the Gulf Coast. They also assist residents of nearby waterfront communities in securing appropriate hull and liability plans. For those needing extra protection, they can add an agreement covering on-water towing and emergency assistance.
What Does a a Boat Insurance Agent in Palm Harbor Cost?
Boat insurance in Florida typically costs between 200 and 800 dollars per year for a small fishing boat. For a larger yacht or high performance vessel annual premiums can range from 1,000 to 5,000 dollars or more. Factors like hull value navigation area and deductibles influence the final price. This is general information and not insurance advice.
About boat insurance agents in Palm Harbor
A boat insurance agent in Palm Harbor Florida can help you protect your watercraft against accidents theft and storm damage. Florida law requires all motorized vessels to carry liability insurance if they are financed or docked at a marina. Local agents understand the unique risks of boating on the Gulf of Mexico and inland waterways near Palm Harbor.
Frequently Asked Questions
What type of boat insurance is required in Florida?
Florida does not require liability insurance for all boats but lenders and marinas often require it. If you have a loan on your boat the lender will require comprehensive and collision coverage. Some marinas in Palm Harbor require proof of liability insurance before allowing you to dock.
How do I find a boat insurance agent in Palm Harbor?
You can search online for independent agents in Pinellas County who specialize in marine insurance. Many local agencies offer quotes for different types of boats including fishing boats yachts and personal watercraft. Ask the agent if they are licensed to sell policies that meet Florida Department of Financial Services standards.
What factors affect boat insurance cost in Florida?
Cost depends on the boat value horsepower length and where you keep it. Florida windstorm and hurricane risk can raise premiums for boats stored on the water. Your boating experience and claims history also affect the rate.
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