The top-rated boat insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Coastal Claims Services, LLC, Stan Harrison - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Coastal Claims Services, LLC | 2650 N Dixie Fwy | (386) 314-0074 |
| 4 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 5 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 6 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 7 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 8 | Inlet Title Company | 316 Canal St | (386) 423-0447 |
| 9 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 10 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
Berlin & Denys Insurance provides boat insurance agent services for owners in New Smyrna Beach, FL, covering a range of watercraft insurance needs and offering personalized policy maintenance options to ensure continuous coverage. This local office assists clients with adjusting their plans as boating seasons change and provides support for claims filing. The company serves single-family homes, apartments, retail, and restaurants with marine property protection.
Buddy Davenport - State Farm Insurance Agent serves the New Smyrna Beach, Florida area with boat insurance coverage. This agency helps boat owners protect their vessels against common risks encountered in the local waterways and coastal environments. Personalized policies are available to address the specific needs of those navigating or storing boats in the region. Clients can find assistance with coverage options tailored for both small and large watercraft. The agency handles liability protection and hull insurance for boats in the New Smyrna Beach area.
Coastal Claims Services, LLC provides local boaters with assistance in navigating insurance claims and securing appropriate coverage for their vessels. This New Smyrna Beach agency works with individual policyholders to address a variety of boating insurance needs, from liability protection to physical damage assessments. They help clients understand their policies and file necessary paperwork after incidents on the water. The agency also extends its services to property owners and businesses involved with marina operations. It further serves clients in the nearby Daytona Beach area.
Stan Harrison - State Farm Insurance Agent serves New Smyrna Beach, FL, and the surrounding coastal communities. The agency handles comprehensive marine insurance policies for boats, yachts, and personal watercraft. It addresses common coverage needs such as liability, physical damage, and towing assistance. A typical job begins with a thorough needs assessment to determine the appropriate level of protection for the vessel. The agency then compares available package options from its carrier to find a suitable fit before finalizing the policy details with the client.
Michaels Insurance Group, located in New Smyrna Beach, Florida, provides boat insurance agent services that distinguish between one-time policies for specific voyages and recurring annual coverage. This local agency helps clients protect vessels against common risks on nearby waterways. Coverage extends to hull damage, liability for accidents, and personal property aboard the boat. Services for new policy setup or claims assistance operate on an as-needed basis by appointment.
Tonya Tichnell – State Farm Insurance Agent in New Smyrna Beach, FL offers specialized boat insurance policies covering hull damage, liability, and medical payments for a variety of watercraft. The agency also handles auto, home, renters, and life insurance to meet broader coverage needs. Understanding local waterways and seasonal boating patterns, it helps customers prepare for hurricane season and related storm surges each year.
As hurricane season approaches the Florida coast, securing proper coverage becomes a priority for New Smyrna Beach boat owners. Melanie Emanuel: Allstate Insurance provides boat insurance policies tailored to local needs along the Indian River and Atlantic waters. The agency helps vessel owners protect against storm damage, collision, and liability risks common in the area. Melanie Emanuel works with clients to evaluate vessel type, usage, and storage before recommending a plan. A policy discussion typically begins with a review of the boat's current condition and mooring situation.
Inlet Title Company in New Smyrna Beach serves local residents seeking boat insurance for personal watercraft and recreational vessels. Their commercial coverage protects charter operations and marine businesses operating throughout the Volusia County area. Agents review hull values, liability limits, and regional navigational boundaries to match policies with frequent Intracoastal use. Claims assistance and policy adjustments are handled directly between regular seasonal visits, ensuring each insured party receives follow-up tailored to changing boating activity over the course of the year.
Smith & Associates Insurance-New Smyrna Beach helps boat owners in the local area secure policies that cover both the vessel and its operation. Their offerings can include protection for the hull, machinery, and liability, as well as specialized add-ons like coverage for towing, personal property onboard, and hurricane haul-out. This agency works with commercial clients operating marine businesses, including charter operators, dock facilities, and repair yards.
Mark Daniel Sr: Allstate Insurance in New Smyrna Beach, FL, specializes in boat insurance coverage for local waterways. The agency helps clients secure liability protection for personal watercraft and fishing vessels. Policies often bundle physical damage and medical payment options for recreational boaters. As part of a national insurer, the agency can blend marine coverage with existing auto policies. A valued add-on offered through this service is uninsured boater protection, ensuring clients remain covered when colliding with an uninsured operator.
What Does a a Boat Insurance Agent in New Smyrna Beach Cost?
Typical boat insurance costs in Florida range from 300 to 5000 dollars per year depending on the vessel. A 20 foot center console may cost 400 to 800 dollars annually. A 40 foot cabin cruiser may cost 2000 to 4000 dollars annually. Premiums are influenced by the boat age horsepower and where you keep it. This is general information not insurance advice.
About boat insurance agents in New Smyrna Beach
Boat insurance agents in New Smyrna Beach help protect your vessel on the Intracoastal Waterway and Atlantic Ocean. Florida law requires all motorized vessels to carry liability insurance if they are financed or docked at a marina. A local agent can explain coverage options for hurricanes and groundings common to this area.
Frequently Asked Questions
What does a boat insurance agent in New Smyrna Beach do?
A boat insurance agent helps you find a policy that covers your boat against damage theft and liability. They know local risks like storm surge and shallow water damage. They also ensure you meet Florida minimum liability requirements.
Is boat insurance required by law in Florida?
Florida does not require liability insurance for all boats. However marinas and lenders often require it. If you have a loan on your boat the lender will demand full coverage. Some waterways also require proof of insurance for docking.
How much does boat insurance cost in New Smyrna Beach?
Costs vary based on boat value size and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year. A larger yacht could cost 2000 to 5000 dollars per year. Factors include hull coverage navigation area and deductibles.
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