The top-rated boat insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 482 reviews. Other highly rated options include Tonya Baker-Turner - State Farm Insurance Agent, Insurance World, GoldenTrust Insurance Miami Gardens. This directory lists 12 boat insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Tonya Baker-Turner - State Farm Insurance Agent | 18300 NW 62nd Ave STE 330 | (305) 621-1515 |
| 3 | Insurance World | 18400 NW 75th Pl Unit 119 | (305) 418-0222 |
| 4 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 5 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 6 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 7 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 8 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 9 | Sebanda Insurance | 19577 NW 57th Ave | (305) 888-1427 |
| 10 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
Estrella Insurance in Miami Gardens, Florida, is known for providing tailored protection for personal watercraft and larger vessels navigating local waterways. The company serves boat owners throughout the area, offering coverage options that address liability, physical damage, and theft. Their policies are designed to meet the unique risks of South Florida’s marine environment, including storms and navigational hazards. As a dedicated Boat Insurance Agent, Estrella Insurance can also arrange specialized add-on coverage for towing and emergency assistance on the water.
Tonya Baker-Turner - State Farm Insurance Agent serves Miami Gardens and surrounding areas of Miami-Dade County with boat insurance coverage. Clients receive assistance protecting personal watercraft and larger vessels against common risks on local waterways. The agency helps policyholders understand liability, physical damage, and medical payments coverage for their boats. Individual needs are addressed through personalized consultations that clarify policy options and deductibles. Claim support is provided when accidents or weather damage occur. This office handles coverage for fishing boats, yachts, and jet skis throughout the Miami Gardens region.
Insurance World serves the Miami Gardens area and greater Miami-Dade County as a local Boat Insurance Agent. The agency helps boat owners secure financial protection for various watercraft, focusing on policies that cover damage, theft, and liability. Navigating Florida’s unique boating regulations requires careful policy selection. The company addresses the specific needs of clients with both freshwater and saltwater vessels. It handles hull insurance for physical damage and personal property coverage for onboard equipment.
GoldenTrust Insurance Miami Gardens provides boat insurance policies tailored to recreational and personal watercraft owners in the Miami Gardens area. Its services encompass hull protection, liability coverage, and options for trailers and onboard equipment. The agency offers ongoing policy review and claims assistance, helping clients maintain adequate coverage as their boating needs change. It serves single-family homes with private docks, waterfront apartments, waterfront retail spaces, and restaurants located near marinas or coastal waterways.
AJM Agencies Auto Insurance (PROGRESSIVE) serves boat owners, homeowners, and local business operators in Miami Gardens, Florida. The agency provides boat insurance policies that cover watercraft liability, physical damage, and theft. For clients who trailer their boats, it can often arrange coverage that extends beyond the marina. The agency writes policies through Progressive, a national insurer with a broad marine insurance program. It also serves boat owners in nearby North Miami Beach and the greater Miami metropolitan area.
Brightway Insurance, Miami Lakes, serves Miami Gardens and the surrounding South Florida communities, handling boat insurance coverage for a variety of recreational watercraft. The agency assists clients in managing the unique risks of local waterways, including hurricanes, theft, and liability. Each typical job begins with a thorough review of the vessel’s use and value to find appropriate protection, then follows with a direct explanation of policy limits and deductibles.
Del Toro Insurance provides boat insurance coverage for various watercraft in the Miami Gardens, Florida area, helping clients protect their vessels against common risks. The agency assists with policy selection and understanding coverage options for different types of boats. It offers guidance on service and maintenance plans to help policyholders keep their vessels in proper condition. Del Toro Insurance provides these services for single-family homes, apartments, retail locations, and restaurants that own boats or watercraft.
For clients seeking occasional assistance, a one-time consultation covers a single policy review, while a scheduled or as-needed service plan provides ongoing management of boat insurance needs. As a local boat insurance agent, Gardens Insurance Inc in Miami Gardens, FL helps vessel owners evaluate coverage options for liability, physical damage, and other risks common to Florida waterways. Whether a client requires a simple annual check or more frequent adjustments for a changing fleet, service arrangements are available on a one-time, scheduled, or as-needed basis.
Sebanda Insurance serves boat owners and marine enthusiasts across Miami Gardens, Florida, offering coverage tailored to various watercraft and personal watercraft needs. The agency assists clients with securing policies that protect against common risks on local waterways, including liability and physical damage. Its services help ensure vessel owners meet state registration requirements while safeguarding their investments. Beyond Miami Gardens, Sebanda Insurance also extends its boat insurance services to boaters in the nearby community of Opa-locka.
Renew Insurance LLC focuses on specialty policies for various watercraft, matching coverage to the specific needs of boat owners in Miami Gardens, FL. The agency generally works to secure liability, hull, and personal property protection for clients navigating local waterways and marinas. It helps owners address risks from storm seasons, including sudden high winds and storm surge that can damage stored boats or cause mooring failures.
What Does a a Boat Insurance Agent in Miami Gardens Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat, and 1000 to 3000 dollars per year for a larger yacht or cabin cruiser. Factors include the vessel value, engine size, navigation area, and your boating experience. Premiums are higher for boats kept in hurricane-prone areas like Miami Gardens. This is general information and not insurance advice.
About boat insurance agents in Miami Gardens
Boat insurance agents in Miami Gardens, Florida help you protect your vessel against damage, theft, and liability. Florida law requires all motorized vessels operated on state waters to carry minimum liability insurance, and many marinas and lenders also require proof of coverage. Local agents understand the unique risks of South Florida waterways, including hurricanes and high traffic areas.
Frequently Asked Questions
Do I need boat insurance in Miami Gardens Florida?
Yes, Florida law requires liability insurance for any motorized vessel operated on state waters. Minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person.
What types of boat insurance coverage are available?
Common coverages include liability, physical damage to the hull, medical payments, uninsured boater protection, and towing assistance. Agents can also add coverage for personal effects and fishing gear.
How do I choose a boat insurance agent in Miami Gardens?
Look for an agent licensed in Florida who specializes in marine insurance. Ask about their experience with local waterways and whether they offer policies that cover hurricane damage and salvage costs.
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