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Compare Boat Insurance Agents in Melbourne, FL

Directory of boat insurance agents in Melbourne, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 boat insurance agents in Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erb and Young Insurance
6550 N Wickham Rd STE 9, Melbourne, FL 32940
(321) 254-0095 erbandyoung.com
Arty Pagan - State Farm Insurance Agent
7955 N Wickham Rd, Melbourne, FL 32940
(321) 775-1000 artypagan.com
Josh Post - State Farm Insurance Agent
366 Babcock St STE 102, Melbourne, FL 32935
(321) 254-8406 josh4me.com
Kim Osman Insurance Group, Inc.
474 N Harbor City Blvd, Melbourne, FL 32935
(321) 242-2311 kimosmanins.com
Better Insurance Group
1580 N Harbor City Blvd, Melbourne, FL 32935
(321) 724-2100 betterinsurancegroup.com
Golden Trust Insurance Melbourne
500 N Harbor City Blvd Ste B, Melbourne, FL 32935
(305) 786-7535 melbourne.goldentrust.com
Space Coast Insurance Agency, LLC
6450 Anderson Way, Melbourne, FL 32940
(321) 799-2929 spacecoastinsurance.com
Kasey Osman: Allstate Insurance
930 S Harbor City Blvd Suite 202, Melbourne, FL 32901
(321) 725-8022 agents.allstate.com
Anthony Insurance Agency
7331 Office Park Place STE 500, Melbourne, FL 32940
(321) 242-3181 anthonyinsurance.net
GreatFlorida Insurance: Cheryl Miller
1678 W Hibiscus Blvd #103, Melbourne, FL 32901
(321) 253-8531 westmelbourne.greatflorida.com
The Insurance Center of Central Florida, Inc.
3760 Eau Gallie Blvd #104, Melbourne, FL 32934
(321) 255-0986 theinsurancecenter.us
GreatFlorida Insurance: Sara LaManna
1571 Aurora Rd, Melbourne, FL 32935
(321) 241-4881 northmelbourne.greatflorida.com
Hoffman & Associates Insurance Company
33 Suntree Pl suite c, Melbourne, FL 32940
(321) 751-2511 hoffmaninsurancecompany.com
1 Source Insurance Agency Inc.
1701 S Harbor City Blvd, Melbourne, FL 32901
(321) 722-3888 1sourceagency.com
All Brevard Insurance
1751 Sarno Rd STE 5, Melbourne, FL 32935
(321) 255-3337 allbrevardinsurance.com
Snow Insurance Services, Inc.
2090 Meadowlane Ave, Melbourne, FL 32904
(321) 725-2584 snowinsurance.net
Insurance Group of Florida, Inc.
1900 S Harbor City Blvd, Melbourne, FL 32901
(800) 670-6250 insurancegroupinc.com
Prime Insurance Solutions Inc
3040 N Wickham Rd STE 8, Melbourne, FL 32935
(877) 259-7920 primeinsurancesolutions.com
Pruitt Insurance
33 Babcock St, Melbourne, FL 32935
(321) 254-3639 pruittinsurance.com
Twin Rivers Insurance Inc
730 E Strawbridge Ave #101, Melbourne, FL 32901
(321) 726-6550 twinriversinsurance.com

Boat insurance agents in Melbourne Florida help you protect your vessel against damage theft and liability. Florida law requires all motorized vessels to carry minimum liability insurance. Local agents understand the unique risks of the Indian River Lagoon and Atlantic Ocean waters near Melbourne.

What Does a Boat Insurance Agent in Melbourne Cost?

Annual boat insurance premiums in Florida typically range from 300 to 800 dollars for a small runabout up to 2,000 dollars or more for a large yacht. Factors include vessel value horsepower age and your boating experience. Location in Melbourne near the coast can increase rates due to hurricane and storm surge exposure. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Melbourne Florida?
Common coverages include liability physical damage medical payments and uninsured boater protection. Many agents also offer policies for trailers personal effects and towing assistance. Florida does not require insurance for non-motorized vessels like kayaks.
Do I need boat insurance to launch at Melbourne area ramps?
Most public ramps in Brevard County do not require proof of insurance to launch. However Florida law mandates liability coverage for any motorized vessel operated on state waters. Private marinas and yacht clubs may require proof of insurance before allowing dockage.
How do Florida hurricane risks affect boat insurance in Melbourne?
Many Florida policies include a separate hurricane deductible usually 1 to 5 percent of the insured value. Some insurers may restrict coverage during named storm watches or warnings. Agents can explain specific windstorm and named storm provisions for your policy.