The top-rated boat insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Advantage Insurance. This directory lists 20 boat insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 5 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 6 | Bret Denney - State Farm Insurance Agent | 5300 Florida Ave S #1 | (863) 644-3505 |
| 7 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 8 | Goosehead Insurance - Char Von Hemp | 211 E Main St Suite 409 | (863) 358-0977 |
| 9 | Boley Insurance | 3615 Florida Ave S Suite 910 | (863) 258-9088 |
| 10 | GreatFlorida Insurance: Donna Todd | 3678 Harden Blvd | (863) 583-4807 |
Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida area, specializing in boat insurance policies and coverage options. The agency assists local boat owners with protecting their watercraft against common risks on area lakes and waterways. Clients can receive personalized consultations regarding hull damage liability and theft or vandalism protection for their vessels. Additionally, the team helps evaluate appropriate policy limits for towing and emergency assistance on the water.
Homeowners and boat owners in Lakeland, Florida, turn to Amistad Insurance | Affordable Insurance Lakeland for vessel coverage. As a dedicated boat insurance agent, the company assists clients in securing policies that protect against common risks on local waterways. Services include matching customers with liability, physical damage, and agreed value options tailored to personal watercraft. The agency also serves the greater Polk County metro, including areas surrounding Lake Parker and Lake Hollingsworth.
Garland Insurance, Inc. provides boat insurance policies tailored to owners in the Lakeland, FL area. The agency works with clients to secure coverage that protects vessels against common risks such as accidents, theft, and weather-related damage. Service offerings may include routine policy reviews and claims assistance to help maintain proper protection. The company serves a diverse range of property types, including single-family homes, apartments, retail establishments, and restaurants.
For boat insurance needs in Lakeland, FL, Advantage Insurance provides options between a one-time policy for a single season or a scheduled plan that renews annually for continuous coverage. Both approaches require selecting appropriate liability and physical damage protection for the vessel. Coverage can be adapted to include trailering or storage risks common to inland Florida waters. Service arrangements at this agency operate on an as-needed basis through direct consultation, so clients schedule a meeting or call when evaluating their current or prospective boat insurance.
Lock Insurance, A Division of World serves the Lakeland, Florida area and surrounding communities, focusing specifically on boat insurance for local vessel owners. It handles coverage for various watercraft, including personal powerboats, sailing yachts, and fishing skiffs commonly used on area lakes. The agency assists clients in managing the typical risks associated with inland and coastal navigation in the region. To support policyholders, it employs a straightforward consultation approach that explains coverage options and tailors a plan to the individual needs and hull value of each boat.
As a boat insurance agent in Lakeland, FL, Bret Denney’s agency offers specialized coverage options tailored for various watercraft, including fishing boats, pontoon boats, and personal watercraft. It provides general insurance services such as auto, home, and life policies to meet broader client needs. The agency helps boat owners in the Lakeland area address risks specific to Florida’s climate, such as hurricane season and summer storm damage, by reviewing policy details before annual storm threats arrive.
Lakeland’s waterways and chain of lakes bring seasonal boaters into contact with humidity, storms, and fluctuating water levels year-round. Headley Insurance Agency provides coverage for these specific regional conditions, including damage from wind storms, sinking, and collisions common on local lakes. Their policies also address liability for fishing accidents or dock impacts inland. A headley agent first inspects the vessel to verify its condition, hull identification number, and safety equipment before confirming the final policy terms.
Goosehead Insurance - Char Von Hemp in Lakeland, FL, helps clients protect their watercraft through tailored boat insurance policies. It is also able to arrange specialty coverages such as liability for onboard guests, damage from weather events, and coverage for attached equipment like motors and trailers. For commercial operators, this agency can serve businesses including boat rental offices, marina storage warehouses, and waterfront food service establishments.
Boley Insurance is known for providing boat insurance coverage in Lakeland, Florida, a city with many inland lakes and waterways. It offers marine policies that protect against common risks such as collision, theft, and storm damage for boat owners in the region. A typical policy can be tailored to a client’s specific vessel, whether it is a small fishing boat or a larger recreational craft. A common specialty service that this agency can add on is personal liability coverage for injuries occurring on the water.
What Does a a Boat Insurance Agent in Lakeland Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a basic policy on a small boat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors include boat value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Lakeland
A boat insurance agent in Lakeland Florida helps you protect your watercraft with the right policy. Florida law requires liability coverage for most motorized boats. Local agents know the specific risks of Central Florida lakes and can tailor a policy to your needs.
Frequently Asked Questions
Do I need boat insurance in Florida?
Yes, Florida law requires liability insurance for any motorized vessel operated on state waters. The minimum liability limits are 10000 dollars for property damage and 10000 dollars for bodily injury per person.
What does a boat insurance agent in Lakeland do?
A boat insurance agent helps you compare policies from different insurers. They explain coverage options like liability, collision, and comprehensive. They also advise on Florida-specific requirements such as uninsured boater coverage.
How do I choose a boat insurance agent in Lakeland?
Look for an agent licensed in Florida with experience insuring boats on local lakes. Ask about their knowledge of Lake Parker or Lake Hollingsworth risks. Check if they offer policies for your specific boat type and usage.
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