The top-rated boat insurance agent in Holiday, Florida is Insurance Benefit Navigators, rated 5.0 stars across 359 reviews. Other highly rated options include Freeway Insurance, Brightway Insurance, The Holiday Agency, Steve Bennett - State Farm Insurance Agent. This directory lists 10 boat insurance agents serving Holiday.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Benefit Navigators | 3436 US-19 | (727) 491-7260 |
| 2 | Freeway Insurance | 3345 US-19 | (727) 203-7003 |
| 3 | Brightway Insurance, The Holiday Agency | 1004 US Hwy 19 N #103 | (727) 722-9400 |
| 4 | Steve Bennett - State Farm Insurance Agent | 1004 US Hwy 19 N STE 101 | (727) 937-3291 |
| 5 | Pegasus Insurance Associates Inc | 2236 US-19 | (727) 485-6815 |
| 6 | Trinity Insurance Service | 2435 US-19 #200 | (813) 595-3903 |
| 7 | Plymouth Insurance Agency | 2739 US-19 | (727) 682-4040 |
| 8 | Lion Insurance Company | 2739 US Hwy 19 North, 2739 US-19 | (727) 682-0155 |
| 9 | Morrison Insurance Agency | 2435 US-19 Suite 303 | (813) 641-4467 |
| 10 | Holiday Office | 1401 Blue Marlin Blvd | (727) 202-1043 |
What Does a a Boat Insurance Agent in Holiday Cost?
Boat insurance costs in Holiday, Florida vary widely based on boat type, value, horsepower, and usage. For a typical 20-foot outboard runabout, annual premiums range from 300 to 600 dollars. A larger cabin cruiser or yacht can cost 1,000 to 3,000 dollars or more per year. Factors like your boating experience, claims history, and storage location also affect the price. This is general information, not insurance advice.
About boat insurance agents in Holiday
Boat insurance agents in Holiday, Florida help you protect your watercraft against common risks on the Gulf of Mexico and local waterways. Florida law does not require liability insurance for all boats, but marinas and lenders often require it. An agent can explain coverage for hurricanes, theft, and collision specific to the Tampa Bay area.
Frequently Asked Questions
What types of boat insurance coverage are available in Holiday Florida?
Common coverages include liability, physical damage, uninsured boater, and medical payments. You can also add coverage for towing, fuel spill liability, and hurricane haul-out. An agent can tailor a policy to your specific boat and usage.
Do I need boat insurance to register my boat in Florida?
Florida does not require insurance to register a recreational boat. However, if you have a loan on the boat the lender will require comprehensive and collision coverage. Also, many marinas and storage facilities require proof of liability insurance.
How does Florida law affect boat insurance claims?
Florida has a statute of limitations of four years for property damage claims and two years for personal injury claims from a boating accident. You must report accidents that cause injury, death, or significant property damage to the Florida Fish and Wildlife Conservation Commission.
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