The top-rated boat insurance agent in Gainesville, Florida is Ken Castellani - GEICO Insurance Agent, rated 4.8 stars across 1,346 reviews. Other highly rated options include Liberty DSI, Tish Oleksy - State Farm Insurance Agent, Cotton's All Lines Insurance, Inc.. This directory lists 19 boat insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Castellani - GEICO Insurance Agent | 3080 SW Archer Rd Suite 10 | (352) 375-2886 |
| 2 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 3 | Tish Oleksy - State Farm Insurance Agent | 6021 NW 1st Pl | (352) 336-8474 |
| 4 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 5 | Tower Hill Insurance | 7201 NW 11th Pl | (352) 332-8800 |
| 6 | Brightway Insurance, The Moffat Agency | 9127 SW 52nd Ave D-103 | (352) 519-1900 |
| 7 | Amanda Campbell Agency | 1140 NW 76th Blvd | (352) 758-2720 |
| 8 | Aubrey Rogers Insurance | 2400 NW 6th St | (352) 373-2003 |
| 9 | McGriff-Williams Insurance | 3501 W University Ave | (352) 724-8584 |
| 10 | Stefanie Cubbedge-Wiggins: Allstate Insurance | 16 SW 2nd Ave | (352) 373-0333 |
Ken Castellani - GEICO Insurance Agent in Gainesville, Florida provides boat insurance policies tailored for diverse watercraft needs. The agency offers coverage plans that protect against common risks like damage, theft, and liability, with options for seasonal service adjustments and navigation area limits. Clients can access routine policy reviews and claims support to maintain their coverage throughout the year. This agent services properties such as single-family homes, apartments, retail, and restaurants.
Liberty DSI in Gainesville, Florida serves local boat owners requiring insurance for personal watercraft and larger vessels. This agency helps clients evaluate their need for liability protection and coverage against storm damage common to inland and coastal waters. Policies are tailored to safeguard recreational assets, including trailers and onboard equipment. Understanding local waterways and regional regulations ensures appropriate coverage options are presented. The company also assists customers in nearby Alachua and surrounding communities throughout North Central Florida.
Tish Oleksy - State Farm Insurance Agent serves the Gainesville, Florida area and its surrounding communities. The company acts as a boat insurance agent, handling coverage options for personal watercraft and larger vessels. Policies are designed to address potential risks common to local waterways. The agent assesses a client’s specific boating needs and hull value when recommending appropriate protection. This approach typically begins with a review of the vessel’s usage and storage conditions to tailor the policy accordingly.
Cotton's All Lines Insurance, Inc. handles both one-time liability policies for short-term boat use and annually renewed comprehensive coverage that protects against physical damage and theft. Based in Gainesville, Florida, the agency works with recreational vessel owners to address risks posed by local waterways and seasonal storm patterns. Policy selection is presented with clear explanations of deductibles and navigational limits for inland and coastal operation. Service for existing customers is structured on an as-needed basis, with direct phone access for mid-term adjustments or claims filing.
Tower Hill Insurance serves the Gainesville, Florida, area as a boat insurance agent. It assists boat owners in securing coverage for a range of watercraft, including fishing boats and personal watercraft. Policies typically protect against risks such as collision, theft, and liability on area lakes and rivers. The agency is equipped to help clients evaluate different policy options tailored to their specific boating needs. It handles both comprehensive hull coverage and liability insurance for navigation on inland waters.
Brightway Insurance, The Moffat Agency in Gainesville, FL specializes in providing coverage for boats, from fishing vessels to personal watercraft. It works with local boat owners to secure policies that address liability, physical damage, and personal property risks on area lakes and rivers. The agency focuses on matching coverage to each client’s specific type of craft and its typical use. As hurricane season approaches, it helps owners review policies to ensure protection against storm-related damage and wind exposure.
Amanda Campbell Agency works with individuals and businesses in Gainesville to secure boat insurance tailored for local waterways. This agency focuses on specialized coverages like liability protection and physical damage for various watercraft. Clients can also add on options for towing, equipment coverage, and uninsured boater protection. The agency regularly assists commercial sectors that require marine policies for their operations, including offices with company vessels and waterfront warehouses. It also serves food service establishments that rely on boats for transport or events along area lakes.
Georgia boat owners preparing their vessels for hurricane season often face complex coverage questions unique to inland and coastal waterways. Aubrey Rogers Insurance in Gainesville, FL, responds with specialized boat insurance agent options, helping clients navigate liability and physical damage policies for everything from bass boats to cabin cruisers. As storms or lake traffic increase, clarifying policy limits becomes essential for proper protection. The process begins with a personalized consultation to review your vessel’s documentation and risk exposure before an on-site inspection.
McGriff-Williams Insurance provides boat insurance services to residential clients in the Gainesville area, covering personal watercraft and recreational vessels. Commercial coverage is also available for businesses operating boats or marinas. The agency serves clients throughout North Central Florida, offering policies that protect against common risks on local lakes and rivers. Between regular visits, policyholders can expect responsive follow-up for claims questions or policy adjustments needed during the boating season.
Stefanie Cubbedge-Wiggins: Allstate Insurance serves the Gainesville area as a local provider for boat insurance agent services. The agency offers personal watercraft and boat insurance policies designed for both recreational and fishing vessels on regional lakes and rivers. Clients often seek customized coverage that protects against on-water accidents, theft, and storm damage. Additional add-on options typically include coverage for trailers, towing assistance, and agreed value policies that help safeguard a boat’s full market value.
What Does a a Boat Insurance Agent in Gainesville Cost?
Boat insurance costs in Florida vary widely based on boat value type and usage. A typical policy for a small fishing boat may cost between 200 and 500 dollars per year. For a larger yacht or high-performance vessel annual premiums can range from 1,000 to 3,000 dollars or more. Factors like your boating experience storage location and claims history also affect the price. This is general information and not insurance advice.
About boat insurance agents in Gainesville
Boat insurance agents in Gainesville Florida help you protect your watercraft against accidents theft and weather damage. Florida law requires all motorized vessels to have liability insurance if they are financed or used in public waters. Local agents can guide you through state-specific requirements such as proof of insurance for boat registration and coverage for hurricane season risks.
Frequently Asked Questions
What types of boat insurance are available in Gainesville Florida?
Common coverages include liability physical damage uninsured boater and medical payments. Many agents also offer policies for fishing boats pontoons and personal watercraft. Florida law does not mandate liability insurance for all boats but lenders and marinas often require it.
How do I choose a boat insurance agent in Gainesville?
Look for an agent who specializes in marine insurance and knows Florida boating regulations. Ask about coverage for hurricane damage and navigable waterways like the Santa Fe River and Lake Lanier. Compare quotes from multiple agents to find a policy that fits your needs.
Does Florida require boat insurance for registration?
Florida does not require liability insurance for all boats to register. However if you have a loan on the boat the lender will require comprehensive and collision coverage. Also some marinas and boat ramps in Alachua County may ask for proof of insurance before launching.
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