The top-rated boat insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 8 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 9 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
| 10 | Best Insurance Group, LLC | 701 Main St | (970) 674-5000 |
Farmers Insurance - Gabriel Garcia-Hitt serves the Windsor, Colorado area, providing boat insurance agency services for local waterways and lakes. This agency assists boat owners in securing coverage that protects their watercraft against common risks on the water. Policies arranged here typically address physical damage to the boat, liability for accidents, and unforeseen events such as theft or storms. The agent works to tailor coverage options based on individual vessel values and usage patterns. As a boat insurance agent in this region, it handles both yacht and personal watercraft insurance policies for residents.
Homeowners in Windsor, Colorado, who own and operate a personal watercraft can secure coverage through Scott Horvath - State Farm Insurance Agent. This agency works with boat owners to customize policies that protect against typical liability risks and physical damage on local waterways. Policies are structured to fit a variety of vessels used for recreation in the region. Their scope of service extends into the neighboring community of Fort Collins as well.
Joe Unruh: Allstate Insurance in Windsor, CO, provides a full range of boat insurance products tailored to protect watercraft against liability, physical damage, and theft. The agency offers customizable coverage options and guidance on maintaining proper protection for boats used on local lakes and rivers. Service plans include routine policy reviews and claims assistance to ensure customers remain adequately covered throughout the boating season. The company services policies for single-family homes, apartments, retail establishments, and restaurants.
Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and its surrounding communities, handling boat insurance policies for local watercraft owners. The agency addresses typical coverage needs such as liability, physical damage, and uninsured boater protection for personal vessels. Common risks on area lakes and rivers are considered when advising clients. Each policy is approached with a focus on matching coverage limits to the specific boat type and its typical usage patterns, based on a straightforward consultation.
For boat owners in Windsor, CO, a one-time policy provides a season of coverage, while scheduled annual plans offer continuous protection against weather and waterway perils. Heidi Washburn – State Farm Insurance Agent structures policies to include liability, physical damage, and towing options common in this region’s lakes and rivers. Service can be arranged on either a one-time basis for a single voyage or as an ongoing scheduled plan throughout the boating season.
Farmers Insurance - Tammy Woods in Windsor, CO offers specialized boat insurance coverage, including liability and property protection for various watercraft. Its general services extend to auto, home, and life insurance policies for local residents. The agency helps boat owners address risks like storm damage and theft on nearby reservoirs and lakes. It also assists with seasonal concerns such as lay-up coverage during Colorado's winter months, ensuring vessels are protected when not in use.
Squires Insurance Solutions works with clients in Windsor, CO to secure coverage that protects their watercraft from damage and liability. As a boat insurance agent, the company helps navigate policies for varied recreational vessels, including fishing boats and personal watercraft. This includes arranging specialized add-ons such as liability for towing or equipment losses. The firm serves commercial sectors requiring marine coverage, supporting offices that need auxiliary policies, as well as warehouses and food service operations that demand protection tied to waterfront activities.
With spring runoff swelling rivers and reservoirs around Windsor, many boat owners look for coverage against accidents and weather damage. LSI Insurance Agency, Inc. specializes in boat insurance in this area, helping clients match policies to their specific vessels and typical lake usage. They discuss hull value, liability options, and trailering needs to build a suitable plan. The process begins with a straightforward review of the boat’s details and the owner’s boating habits during an initial assessment.
Brian Binder Agency Inc American Family Insurance provides residential boat insurance services for individual watercraft owners in the Windsor, Colorado area. The agency also offers commercial coverage for clients who operate vessels as part of a business. Service extends throughout the surrounding region, ensuring that recreational and professional watercraft needs are addressed. Policies are designed to protect against common risks such as collision, theft, and liability. Existing customers frequently return for annual policy reviews and adjustments between regular in-season visits.
What Does a a Boat Insurance Agent in Windsor Cost?
Boat insurance in Colorado typically costs between 200 and 600 dollars per year for a standard boat. Larger vessels or high performance boats can cost 800 to 1500 dollars or more. Factors like boat value usage and safety features affect the premium. This is general information and not insurance advice.
About boat insurance agents in Windsor
Boat insurance agents in Windsor Colorado help protect your watercraft against damage theft and liability. Colorado law does not require boat insurance but many marinas and lenders do. Local agents understand risks on Windsor Lake and the Cache la Poudre River.
Frequently Asked Questions
Do I need boat insurance in Windsor Colorado?
Colorado does not require boat insurance by law. However lenders and marinas often require it. Liability coverage is recommended to protect against accidents on the water.
What does boat insurance cover in Colorado?
Boat insurance typically covers physical damage theft liability and medical payments. Colorado policies may include protection for ice damage or winter storage. Check with your agent for specific coverage options.
How do I choose a boat insurance agent in Windsor?
Look for an agent who specializes in watercraft and knows Colorado waterways. Ask about coverage for your specific boat type and usage. Compare quotes from multiple agents to find the right fit.
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